Jefferson Capital, Inc. JCAP
Set alert
19.72 USD -0.21 -1.05%
At close · Oct 30
19.72 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
19.66 Day range 20.32
15.52 52-week range 24.00
- YTD
- -11.73%
- 1 year
- +6.94%
- Open
- 20.20
- Prev close
- 19.93
- Mkt cap
- 1.13B
- Vol
- 269.92K
- Avg vol
- 297.48K
- EPS
- 0.91
- P/E
- 21.67
- Div yield
- 4.81%
More statistics
- Low
- 19.66
- High
- 20.32
- Forward P/E
- 6.41
- Beta
- 0.00
- Short ratio
- 4.09
- Inst. own
- 96.01%
- Dividend
- 0.96
- Ex-div date
- Aug 23, 2026
- Earnings
- Nov 12, 2026
- 50-d avg
- 20.52
- 200-d avg
- 20.01
- 1y target
- 28.20
MAX chart
Events in this range
- Aug 14, 2025Earnings: 0.81; estimate 0.88; surprise -7.95%
- Aug 25, 2025Dividend: 0.24
- Nov 13, 2025Earnings: 0.74; estimate 0.64; surprise 15.62%
- Nov 14, 2025Rating: Citizens · Market Outperform → Market Outperform
- Nov 17, 2025Rating: Keefe, Bruyette & Woods · Outperform → Outperform
- Nov 25, 2025Dividend: 0.24
- Dec 24, 2025Rating: Keefe, Bruyette & Woods · Outperform → Outperform
- Mar 24, 2026Dividend: 0.24
- May 14, 2026Earnings: 0.61; estimate 0.702; surprise -13.11%
- May 26, 2026Dividend: 0.24
- Jun 11, 2026Earnings: 0.68; estimate 0.8; surprise -15%
- Aug 13, 2026Earnings: 0.67; estimate 0.683; surprise -1.9%
- Aug 14, 2026Rating: Citizens · Market Outperform → Market Outperform
- Aug 14, 2026Rating: Truist Securities · Buy → Buy
- Aug 14, 2026Rating: Raymond James · Outperform → Outperform
- Aug 24, 2026Dividend: 0.24
Signals (110)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 28, 2026 | 3 days ago |
| MACD: Sell Signal | Oct 28, 2026 | 3 days ago |
| SMA: Bearish | Oct 23, 2026 | 1 week ago |
| SMA: Bullish | Oct 12, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 7, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 5, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 15, 2026 | 1 month ago |
| SMA: Bullish | Sep 11, 2026 | 1 month ago |
| SMA: Bearish | Sep 10, 2026 | 1 month ago |
| SMA: Bearish | Sep 10, 2026 | 1 month ago |
| SMA: Bullish | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 4, 2026 | 1 month ago |
| SMA: Bearish | Sep 4, 2026 | 1 month ago |
| SMA: Bullish | Sep 3, 2026 | 1 month ago |
| SMA: Bearish | Aug 28, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 24, 2026 | 2 months ago |
| SMA: Bearish | Aug 21, 2026 | 2 months ago |
| RSI: Overbought | Aug 13, 2026 | 2 months ago |
| SMA: Bullish | Jul 24, 2026 | 3 months ago |
| SMA: Bearish | Jul 23, 2026 | 3 months ago |
| SMA: Bearish | Jul 6, 2026 | 3 months ago |
| RSI: Overbought | Jul 1, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| SMA: Bearish | Jun 22, 2026 | 4 months ago |
| SMA: Bullish | Jun 17, 2026 | 4 months ago |
| SMA: Bullish | Jun 11, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 11, 2026 | 4 months ago |
| RSI: Oversold | May 15, 2026 | 5 months ago |
| SMA: Bearish | May 8, 2026 | 5 months ago |
| SMA: Bearish | May 4, 2026 | 6 months ago |
| MACD: Sell Signal | May 4, 2026 | 6 months ago |
| SMA: Bullish | Apr 30, 2026 | 6 months ago |
| SMA: Bearish | Apr 29, 2026 | 6 months ago |
| SMA: Bullish | Apr 27, 2026 | 6 months ago |
| SMA: Bearish | Apr 24, 2026 | 6 months ago |
| SMA: Bullish | Apr 23, 2026 | 6 months ago |
| SMA: Bearish | Apr 22, 2026 | 6 months ago |
| SMA: Bullish | Apr 14, 2026 | 6 months ago |
| MACD: Buy Signal | Apr 6, 2026 | 6 months ago |
| MACD: Sell Signal | Mar 13, 2026 | 7 months ago |
| SMA: Bearish | Mar 11, 2026 | 7 months ago |
| SMA: Bearish | Mar 9, 2026 | 7 months ago |
| SMA: Bullish | Mar 5, 2026 | 8 months ago |
| MACD: Buy Signal | Mar 5, 2026 | 8 months ago |
| SMA: Bullish | Mar 4, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| SMA: Bullish | Feb 26, 2026 | 8 months ago |
| SMA: Bearish | Feb 12, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 12, 2026 | 8 months ago |
| SMA: Bearish | Feb 11, 2026 | 8 months ago |
| SMA: Bullish | Feb 10, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 10, 2026 | 8 months ago |
| SMA: Bullish | Feb 6, 2026 | 8 months ago |
| SMA: Bearish | Jan 28, 2026 | 9 months ago |
| SMA: Bullish | Jan 26, 2026 | 9 months ago |
| SMA: Bearish | Jan 23, 2026 | 9 months ago |
| SMA: Bullish | Jan 21, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 16, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 13, 2026 | 9 months ago |
| SMA: Bullish | Jan 9, 2026 | 9 months ago |
| SMA: Bullish | Jan 8, 2026 | 9 months ago |
| SMA: Bearish | Jan 6, 2026 | 9 months ago |
| SMA: Bearish | Jan 6, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 9 months ago |
| SMA: Bearish | Dec 31, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 31, 2025 | 10 months ago |
| MACD: Buy Signal | Dec 12, 2025 | 10 months ago |
| SMA: Bullish | Dec 9, 2025 | 10 months ago |
| SMA: Bearish | Dec 4, 2025 | 11 months ago |
| SMA: Bullish | Dec 3, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 26, 2025 | 11 months ago |
| SMA: Bearish | Nov 25, 2025 | 11 months ago |
| SMA: Bullish | Nov 24, 2025 | 11 months ago |
| SMA: Bearish | Nov 20, 2025 | 11 months ago |
| RSI: Overbought | Nov 14, 2025 | 11 months ago |
| RSI: Overbought | Nov 11, 2025 | 11 months ago |
| SMA: Bullish | Oct 31, 2025 | 1 year ago |
| SMA: Bearish | Oct 30, 2025 | 1 year ago |
| SMA: Bullish | Oct 17, 2025 | 1 year ago |
| SMA: Bullish | Oct 17, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| SMA: Bullish | Oct 13, 2025 | 1 year ago |
| SMA: Bullish | Oct 13, 2025 | 1 year ago |
| SMA: Bearish | Oct 10, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 3, 2025 | 1 year ago |
| SMA: Bullish | Oct 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 19, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 15, 2025 | 1 year ago |
| SMA: Bullish | Sep 11, 2025 | 1 year ago |
| SMA: Bearish | Sep 9, 2025 | 1 year ago |
| SMA: Bearish | Sep 4, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 4, 2025 | 1 year ago |
| SMA: Bullish | Sep 2, 2025 | 1 year ago |
| SMA: Bearish | Aug 29, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bearish | Aug 20, 2025 | 1 year ago |
| SMA: Bullish | Aug 8, 2025 | 1 year ago |
| SMA: Bullish | Aug 4, 2025 | 1 year ago |
| SMA: Bearish | Aug 1, 2025 | 1 year ago |
| SMA: Bullish | Jul 31, 2025 | 1 year ago |
| SMA: Bearish | Jul 29, 2025 | 1 year ago |
| RSI: Oversold | Jul 29, 2025 | 1 year ago |
| SMA: Bullish | Jul 25, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| RSI: Oversold | Jul 24, 2025 | 1 year ago |
| SMA: Bullish | Jul 22, 2025 | 1 year ago |
Key statistics
- Market cap
- 1.13B
- Enterprise value
- 2.53B
- Trailing P/E
- 21.67
- Forward P/E
- 6.41
- PEG ratio
- 0.00
- Price / sales
- 1.76
- Price / book
- 2.38
- EPS (TTM)
- 0.91
- Beta
- 0.00
- Dividend yield
- 4.81%
- Payout ratio
- 105.49%
- Profit margin
- 24.12%
- Revenue (TTM)
- 642.72M
- Revenue growth
- 11.50%
- Free cash flow
- -127.63M
- Total cash
- 20.41M
- Total debt
- 1.41B
- Return on equity
- 34.95%
- Shares outstanding
- 57.43M
- Short % of float
- 5.68%
- 50-day average
- 20.52
- 200-day average
- 20.01
Analyst view
Consensus: none
Price target (mean) 28.20 +43.0% upside
Now 19.72
- Target (low)
- 24.00
- Target (mean)
- 28.20
- Target (high)
- 30.00
Ratings (0m) 5 5 buy · 0 hold · 0 sell
- Strong buy3
- Buy2
- Hold0
- Sell0
- Strong sell0
Next earnings
Nov 12, 2026
Expected Nov 12, 2026. Consensus EPS estimate 0.73.
Financials — quick view
JCAP Revenue — quarterly 177.54M
JCAP Net income — quarterly 41.30M
JCAP EPS — quarterly 0.67
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 12, 2026 | Sep 30, 2026 | 0.70 | — | — | — |
| Aug 13, 2026 | Jun 30, 2026 | 0.683 | 0.67 | -0.01 | -1.90% |
| Jun 11, 2026 | Mar 31, 2026 | 0.80 | 0.68 | -0.12 | -15.00% |
| May 14, 2026 | Dec 31, 2025 | 0.702 | 0.61 | -0.09 | -13.11% |
| Nov 13, 2025 | Sep 30, 2025 | 0.64 | 0.74 | +0.10 | +15.62% |
| Aug 14, 2025 | Jun 30, 2025 | 0.88 | 0.81 | -0.07 | -7.95% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 14, 2026 | Raymond James | main | Outperform | Outperform |
| Aug 14, 2026 | Truist Securities | main | Buy | Buy |
| Aug 14, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Dec 24, 2025 | Keefe, Bruyette & Woods | reit | Outperform | Outperform |
| Nov 17, 2025 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Nov 14, 2025 | Citizens | main | Market Outperform | Market Outperform |
About Jefferson Capital, Inc.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- jcap.com
News
- Jefferson Capital to Announce Third Quarter 2026 Results
- Jefferson Capital: Low Valuation Backed By Rising Recoveries
- Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030
- Jefferson Capital Announces Proposed Private Offering of Senior Notes
- Jernigan Capital, Inc. (NASDAQ:JCAP) Receives $27.50 Consensus Price Target from Analysts
- Bank of New York Mellon Corp Buys 23,135 Shares of Jernigan Capital, Inc. $JCAP
- Raymond James Maintains Outperform on Jefferson Capital, Raises Price Target to $24
- Truist Securities Maintains Buy on Jefferson Capital, Raises Price Target to $30
- Citizens Maintains Market Outperform on Jefferson Capital, Raises Price Target to $28
- Jernigan Capital Q2 Earnings Call Highlights
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BURTON DAVID | Chief Executive Officer | Sale | Jan 8, 2026 | 3,392,500 |
| J.C. FLOWERS IV L.P | Beneficial Owner of more than 10% of a Class of Security | Sale | Jun 26, 2025 | 0 |
| JCF IV JCAP HOLDING L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | Jan 8, 2026 | 0 |
| PERSON PENELOPE JOANN | Officer | Sale | Aug 24, 2026 | 437,265 |
| ZELLMANN MARK JOSEPH | Officer | Sale | Aug 16, 2026 | 631,497 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wellington Management Group, LLP | 4.04% | 2,321,550 | 45.78M | Jun 29, 2026 |
| Adage Capital Partners GP L.L.C. | 3.24% | 1,857,858 | 36.64M | Jun 29, 2026 |
| William Blair Investment Management, LLC | 3.15% | 1,806,665 | 35.63M | Jun 29, 2026 |
| Principal Financial Group, Inc. | 2.98% | 1,710,435 | 33.73M | Jun 29, 2026 |
| Blackrock Inc. | 2.96% | 1,697,836 | 33.48M | Jun 29, 2026 |
| Punch & Associates Investment Management, Inc. | 2.52% | 1,446,818 | 28.53M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Principal Funds, Inc-SmallCap Fund | 1.30% | 749,200 | 14.77M | Jul 30, 2026 |
| WILLIAM BLAIR FUNDS-William Blair Small Cap Growth Fund | 1.28% | 736,447 | 14.52M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.00% | 574,393 | 11.33M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 0.93% | 532,962 | 10.51M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 0.83% | 476,585 | 9.40M | Sep 29, 2026 |
| Goldman Sachs Trust-Goldman Sachs Small Cap Value Fund | 0.70% | 402,252 | 7.93M | Aug 30, 2026 |