ILPMF

Permanent TSB Group Holdings plc

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Price alert · ILPMF

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3.55 USD 0.00 0.00%
As of Oct 30, 2026
3.32 Day range 3.32
3.05 52-week range 3.99
YTD
+0.57%
1 year
+11.64%
Open
3.32
Prev close
3.55
Mkt cap
1.93B
Vol
2.50K
Avg vol
1.77K
EPS
0.22
P/E
16.14
More statistics
Low
3.32
High
3.32

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Financial health

Altman Z-Score

0.17 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-2 / 5 overall

  • DCF 2
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 2
  • P/E 2
  • P/B 4

Valuation

P/E 23.1×
FY 2016: -4.6×FY 2017: 35.8×FY 2018: -93.1×FY 2019: 25.1×FY 2020: -2.2×FY 2021: -18.7×FY 2022: 3.9×FY 2023: 39.5×FY 2024: 7.9×FY 2025: 23.1×
FY 2016 5y median 7.9× FY 2025
P/S 2.1×
FY 2016: 2.4×FY 2017: 2.6×FY 2018: 1.8×FY 2019: 1.2×FY 2020: 1.7×FY 2021: 1.9×FY 2022: 2.1×FY 2023: 1.6×FY 2024: 1.4×FY 2025: 2.1×
FY 2016 5y median 1.9× FY 2025
P/B 0.9×
FY 2016: 0.6×FY 2017: 0.5×FY 2018: 0.4×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.9×
FY 2016 5y median 0.4× FY 2025
P/FCF 15.4×
FY 2016: -2.8×FY 2017: 1.3×FY 2018: 2.3×FY 2019: -2.6×FY 2020: 0.2×FY 2021: 1.1×FY 2022: 0.3×FY 2023: 0.6×FY 2024: 0.8×FY 2025: 15.4×
FY 2016 5y median 0.8× FY 2025
EV/EBITDA 20.2×
FY 2016: -10.1×FY 2017: 17.8×FY 2018: 101×FY 2019: 0.0×FY 2020: 12.6×FY 2021: -90.2×FY 2022: -0.1×FY 2023: 5.8×FY 2024: 3.0×FY 2025: 20.2×
FY 2016 5y median 3.0× FY 2025
EV/Sales 4.8×
FY 2016: 3.8×FY 2017: 3.4×FY 2018: 6.4×FY 2019: 1.4×FY 2020: -8.3×FY 2021: -5.8×FY 2022: -0.1×FY 2023: 1.4×FY 2024: 1.1×FY 2025: 4.8×
FY 2016 5y median 1.1× FY 2025
FCF Yield 6.5%
FY 2016: -35.3%FY 2017: 78.1%FY 2018: 44.1%FY 2019: -39.1%FY 2020: 611.3%FY 2021: 90.5%FY 2022: 392.6%FY 2023: 173.4%FY 2024: 130.9%FY 2025: 6.5%
FY 2016 5y median 130.9% FY 2025

Profitability

Gross Margin 72.3%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 72.3%FY 2019: 90.8%FY 2020: 100.0%FY 2021: 89.8%FY 2022: 100.0%FY 2023: 109.2%FY 2024: 100.0%FY 2025: 72.3%
FY 2016 5y median 100.0% FY 2025
Operating Margin 14.3%
FY 2016: 47.9%FY 2017: 30.1%FY 2018: 31.3%FY 2019: 32.3%FY 2020: -20.0%FY 2021: -5.2%FY 2022: 21.4%FY 2023: 12.9%FY 2024: 19.4%FY 2025: 14.3%
FY 2016 5y median 14.3% FY 2025
Net Margin 12.7%
FY 2016: -50.6%FY 2017: 10.1%FY 2018: 0.7%FY 2019: 7.4%FY 2020: -73.6%FY 2021: -5.0%FY 2022: 54.9%FY 2023: 11.1%FY 2024: 24.2%FY 2025: 12.7%
FY 2016 5y median 12.7% FY 2025
ROE 5.1%
FY 2016: -12.7%FY 2017: 1.9%FY 2018: 0.2%FY 2019: 1.5%FY 2020: -8.3%FY 2021: -1.1%FY 2022: 9.3%FY 2023: 2.8%FY 2024: 6.4%FY 2025: 5.1%
FY 2016 5y median 5.1% FY 2025
ROIC 0.4%
FY 2016: 1.1%FY 2017: 0.4%FY 2018: 0.6%FY 2019: 0.5%FY 2020: -0.7%FY 2021: 0.2%FY 2022: -0.4%FY 2023: 1.2%FY 2024: 0.4%FY 2025: 0.4%
FY 2016 5y median 0.4% FY 2025
ROA 0.4%
FY 2016: -1.1%FY 2017: 0.2%FY 2018: 0.0%FY 2019: 0.1%FY 2020: -0.8%FY 2021: -0.1%FY 2022: 0.9%FY 2023: 0.2%FY 2024: 0.6%FY 2025: 0.4%
FY 2016 5y median 0.4% FY 2025

Growth (YoY)

Revenue 33.9%
FY 2016: 1022.8%FY 2017: -24.9%FY 2018: 7.6%FY 2019: -5.2%FY 2020: -45.4%FY 2021: 82.7%FY 2022: 1.0%FY 2023: 50.7%FY 2024: 9.5%FY 2025: 33.9%
FY 2016 FY 2025
Operating Income -1.6%
FY 2016: 173.7%FY 2017: -52.8%FY 2018: 11.8%FY 2019: -2.3%FY 2020: -133.8%FY 2021: 52.3%FY 2022: 514.3%FY 2023: -9.2%FY 2024: 64.6%FY 2025: -1.6%
FY 2016 FY 2025
EPS (diluted) -40.9%
FY 2016: 39.0%FY 2017: 110.5%FY 2018: -127.5%FY 2019: 338.6%FY 2020: -1004.8%FY 2021: 76.3%FY 2022: 610.0%FY 2023: -90.0%FY 2024: 380.3%FY 2025: -40.9%
FY 2016 FY 2025
Free Cash Flow -89.9%
FY 2016: -143.5%FY 2017: 279.1%FY 2018: -59.5%FY 2019: -156.8%FY 2020: 1328.3%FY 2021: -69.7%FY 2022: 374.4%FY 2023: -48.1%FY 2024: -27.5%FY 2025: -89.9%
FY 2016 FY 2025

Financial Health

Current Ratio 0.7×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.7×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.7×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.7×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 1.1×
FY 2016: 0.6×FY 2017: 0.6×FY 2018: 1.4×FY 2019: 0.5×FY 2020: 0.4×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.7×FY 2024: 0.8×FY 2025: 1.1×
FY 2016 5y median 0.7× FY 2025
Net Debt / EBITDA 11.1×
FY 2016: -3.5×FY 2017: 4.0×FY 2018: 73.2×FY 2019: 0.0×FY 2020: 15.2×FY 2021: -120×FY 2022: -2.7×FY 2023: -1.0×FY 2024: -0.7×FY 2025: 11.1×
FY 2016 5y median -1.0× FY 2025
Interest Coverage 0.4×
FY 2016: 1.5×FY 2017: 1.2×FY 2018: 1.8×FY 2019: 2.3×FY 2020: -1.1×FY 2021: -0.5×FY 2022: 1.6×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 0.4×
FY 2016 5y median 0.5× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 1.1%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 2.9%FY 2021: 2.7%FY 2022: 1.2%FY 2023: 4.4%FY 2024: 4.5%FY 2025: 0.0%
FY 2016 5y median 2.7% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 27.5%FY 2018: 0.0%FY 2019: 0.0%FY 2020: -6.8%FY 2021: -105.0%FY 2022: 4.5%FY 2023: 63.2%FY 2024: 26.5%FY 2025: 0.0%
FY 2016 5y median 4.5% FY 2025

Annual · latest fiscal year ends 2025-12-31