Herzfeld Credit Income Fund, Inc. HERZ
13.64 USD +0.06 (+0.46%)
At closeNov 4, 2026, 4:00 PM EST
13.45 -0.19 -1.41%
After hours · Nov 4, 4:00 PM ET
13.41 Day range 13.75
13.39 52-week range 28.30
- YTD
- -38.55%
- 1 year
- -39.90%
Financial health
Altman Z-Score
65.10 Safe zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
3 / 9 Weak
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
D+1 / 5 overall
- DCF 2
- Return on Equity 1
- Return on Assets 1
- Debt / Equity 1
- P/E 1
- P/B 1
Valuation
P/E -123×
FY 2020 5y median 3.5× FY 2025
P/S 6.9×
FY 2020 5y median 6.9× FY 2025
P/B 0.9×
FY 2020 5y median 0.8× FY 2025
P/FCF 28.2×
FY 2020 5y median 0.0× FY 2025
EV/EBITDA -116×
FY 2020 5y median 3.5× FY 2025
EV/Sales 6.5×
FY 2020 5y median 6.5× FY 2025
FCF Yield 3.5%
FY 2020 5y median 0.0% FY 2025
Profitability
Gross Margin 84.9%
FY 2020 5y median 100.0% FY 2025
Operating Margin -5.6%
FY 2020 5y median 69.3% FY 2025
Net Margin -5.6%
FY 2020 5y median 69.3% FY 2025
ROE -0.7%
FY 2020 5y median 2.5% FY 2025
ROIC -0.7%
FY 2020 5y median 2.5% FY 2025
ROA -0.7%
FY 2020 5y median 2.5% FY 2025
Growth (YoY)
Revenue 132.5%
FY 2020 FY 2025
Operating Income -125.2%
FY 2020 FY 2025
EPS (diluted) -121.4%
FY 2020 FY 2025
Free Cash Flow 0.0%
FY 2020 FY 2025
Financial Health
Current Ratio 10.5×
FY 2020 5y median 0.4× FY 2025
Quick Ratio 10.5×
FY 2020 5y median 0.4× FY 2025
Debt / Equity 0.0×
FY 2020 5y median 0.0× FY 2025
Net Debt / EBITDA 8.1×
FY 2020 5y median 0.0× FY 2025
Interest Coverage 0.0×
FY 2020 5y median 0.0× FY 2025
Dividends
Dividend Yield 9.0%
FY 2020 5y median 15.4% FY 2025
Payout Ratio -1116.2%
FY 2020 5y median 53.8% FY 2025
Annual · latest fiscal year ends 2026-06-30