Happen, Inc. HAPN
Set alert
15.53 USD -0.51 -3.18%
At close · Oct 30
15.53 0.00 0.00%
After hours · Oct 30, 4:28 PM ET
15.21 Day range 15.85
13.32 52-week range 21.58
- YTD
- -18.00%
- 1 year
- -7.78%
- Open
- 15.75
- Prev close
- 16.04
- Mkt cap
- 1.79B
- Vol
- 2.45M
- Avg vol
- 1.77M
- EPS
- 1.79
- P/E
- 8.68
- Div yield
- 0.00%
More statistics
- Low
- 15.21
- High
- 15.85
- Forward P/E
- 6.50
- Beta
- 1.89
- Short ratio
- 3.93
- Inst. own
- 93.96%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Jan 27, 2027
- 50-d avg
- 15.95
- 200-d avg
- 16.97
- 1y target
- 23.88
YTD chart
Events in this range
- Jan 28, 2026Earnings: 0.35; estimate 0.31; surprise 12.9%
- Jan 29, 2026Rating: BTIG · Buy → Buy
- Apr 27, 2026Earnings: 0.44; estimate 0.38; surprise 15.79%
- Apr 28, 2026Rating: Stephens & Co. · Overweight → Overweight
- Jun 30, 2026Rating: BTIG · Buy → Buy
- Jul 27, 2026Earnings: 0.5; estimate 0.4291; surprise 16.52%
- Jul 28, 2026Rating: BTIG · Buy → Buy
- Jul 28, 2026Rating: Citizens · Market Outperform → Market Outperform
- Oct 28, 2026Earnings: 0.5; estimate 0.4555; surprise 9.77%
- Oct 29, 2026Rating: Piper Sandler · Overweight → Overweight
Signals (51)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 30, 2026 | 1 day ago |
| SMA: Bullish | Oct 29, 2026 | 2 days ago |
| RSI: Oversold | Oct 14, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 2, 2026 | 4 weeks ago |
| RSI: Oversold | Sep 22, 2026 | 1 month ago |
| SMA: Bearish | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 4, 2026 | 1 month ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| SMA: Bearish | Aug 17, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 11, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 3, 2026 | 2 months ago |
| SMA: Bullish | Jul 27, 2026 | 3 months ago |
| SMA: Bearish | Jul 23, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 7, 2026 | 3 months ago |
| RSI: Overbought | Jun 30, 2026 | 4 months ago |
| SMA: Bullish | Jun 4, 2026 | 4 months ago |
| SMA: Bearish | Jun 3, 2026 | 5 months ago |
| SMA: Bullish | May 28, 2026 | 5 months ago |
| MACD: Buy Signal | May 28, 2026 | 5 months ago |
| SMA: Bullish | May 26, 2026 | 5 months ago |
| SMA: Bearish | May 22, 2026 | 5 months ago |
| SMA: Bullish | May 20, 2026 | 5 months ago |
| SMA: Bearish | May 19, 2026 | 5 months ago |
| SMA: Bullish | May 14, 2026 | 5 months ago |
| SMA: Bearish | May 13, 2026 | 5 months ago |
| SMA: Bearish | May 7, 2026 | 5 months ago |
| SMA: Bullish | May 5, 2026 | 5 months ago |
| SMA: Bearish | May 4, 2026 | 6 months ago |
| MACD: Sell Signal | May 1, 2026 | 6 months ago |
| SMA: Bullish | Apr 30, 2026 | 6 months ago |
| SMA: Bearish | Apr 29, 2026 | 6 months ago |
| RSI: Overbought | Apr 17, 2026 | 6 months ago |
| SMA: Bullish | Apr 15, 2026 | 6 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 20, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 12, 2026 | 7 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 26, 2026 | 8 months ago |
| SMA: Bullish | Feb 25, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bullish | Feb 18, 2026 | 8 months ago |
| SMA: Bearish | Feb 17, 2026 | 8 months ago |
| SMA: Bullish | Feb 13, 2026 | 8 months ago |
| SMA: Bearish | Feb 12, 2026 | 8 months ago |
| SMA: Bearish | Jan 29, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 28, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 22, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 20, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 16, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 12, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 8, 2026 | 9 months ago |
Key statistics
- Market cap
- 1.79B
- Enterprise value
- 1.07B
- Trailing P/E
- 8.68
- Forward P/E
- 6.50
- PEG ratio
- 0.00
- Price / sales
- 1.28
- Price / book
- 1.13
- EPS (TTM)
- 1.79
- Beta
- 1.89
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 15.02%
- Revenue (TTM)
- 1.40B
- Revenue growth
- 2.50%
- Free cash flow
- 0
- Total cash
- 777.73M
- Total debt
- 0
- Return on equity
- 13.79%
- Shares outstanding
- 115.40M
- Short % of float
- 7.70%
- 50-day average
- 15.95
- 200-day average
- 16.97
Analyst view
Consensus: strong buy
Strong buy
Price target (mean) 23.88 +53.7% upside
Now 15.53
- Target (low)
- 20.00
- Target (mean)
- 23.88
- Target (high)
- 29.00
Ratings (0m) 8 8 buy · 0 hold · 0 sell
- Strong buy4
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 27, 2027
Expected Jan 27, 2027. Consensus EPS estimate 0.458.
Financials — quick view
HAPN Revenue — quarterly 263.16M
HAPN Net income — quarterly 59.28M
HAPN EPS — quarterly 0.51
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 27, 2027 | Dec 30, 2026 | 0.45 | — | — | — |
| Oct 28, 2026 | Sep 30, 2026 | 0.4555 | 0.50 | +0.04 | +9.77% |
| Jul 27, 2026 | Jun 30, 2026 | 0.4291 | 0.50 | +0.07 | +16.52% |
| Apr 27, 2026 | Mar 31, 2026 | 0.38 | 0.44 | +0.06 | +15.79% |
| Jan 28, 2026 | Dec 31, 2025 | 0.31 | 0.35 | +0.04 | +12.90% |
| Oct 22, 2025 | Sep 30, 2025 | 0.3036 | 0.37 | +0.07 | +21.87% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 29, 2026 | Piper Sandler | main | Overweight | Overweight |
| Jul 28, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Jul 28, 2026 | BTIG | reit | Buy | Buy |
| Jun 30, 2026 | BTIG | main | Buy | Buy |
| Apr 28, 2026 | Stephens & Co. | main | Overweight | Overweight |
| Jan 29, 2026 | BTIG | reit | Buy | Buy |
About Happen, Inc.
Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emergency, funeral, home improvement, moving, small, and wedding loans. It also provides commercial lending, including small business and SBA loans. In addition, the company operates a lending marketplace platform. It serves individual consumers and small businesses. The company was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. Happen, Inc. was incorporated in 2006 and is headquartered in San Francisco, California.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- happen.com
News
- Wall Street Analysts See a 40.27% Upside in Happen (HAPN): Can the Stock Really Move This High?
- Piper Sandler Maintains Overweight on Happen, Lowers Price Target to $20
- Happen, Inc. (HAPN) Q3 2026 Earnings Call Transcript
- Happen (HAPN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
- Happen (HAPN) Q3 Earnings Surpass Estimates
- Happen Q3 2026 Earnings Call Transcript
- Happen Q3 EPS $0.50 Beats $0.46 Estimate, Sales $263.200M Miss $273.481M Estimate
- Happen, Inc. Reports Third Quarter 2026 Results
- Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call
- Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ARMSTRONG ANNIE B | Officer | Conversion of Exercise of derivative security | Feb 24, 2026 | 388,268 |
| CHENG JORDAN | General Counsel | Sale | Sep 2, 2026 | 106,413 |
| CUTLER STEPHEN M | Director | Stock Award(Grant) | Jun 1, 2026 | 109,177 |
| LABENNE ANDREW | Chief Financial Officer | Conversion of Exercise of derivative security | Aug 24, 2026 | 245,617 |
| LANDON ALLAN R | Director | Stock Award(Grant) | Jun 1, 2026 | 159,042 |
| MAYOPOULOS TIMOTHY J | Director | Stock Award(Grant) | Jun 1, 2026 | 189,904 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wellington Management Group, LLP | 13.25% | 15,284,869 | 237.45M | Jun 29, 2026 |
| Blackrock Inc. | 8.72% | 10,062,332 | 156.32M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 7.15% | 8,248,984 | 128.15M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 5.45% | 6,287,112 | 97.67M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.26% | 4,912,518 | 76.32M | Jun 29, 2026 |
| T. Rowe Price Investment Management, Inc. | 3.22% | 3,714,344 | 57.70M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.01% | 3,474,454 | 53.98M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 2.80% | 3,226,723 | 50.13M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.69% | 3,098,553 | 48.14M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.17% | 2,508,214 | 38.97M | Jun 29, 2026 |
| VANGUARD HORIZON FUNDS-Vanguard Strategic Equity Fund | 1.61% | 1,859,088 | 28.88M | Jun 29, 2026 |
| T. Rowe Price Small-Cap Value Fund, Inc. | 1.43% | 1,650,554 | 25.64M | Jun 29, 2026 |