HABC

Habersham Bancorp

USD

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Price alert · HABC

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0.02 USD 0.00 0.00%
As of Feb 27, 2026
0.000001 Day range 0.019
0.000001 52-week range 0.019
YTD
0.00%
1 year
0.00%
Open
0.019
Prev close
0.019
Mkt cap
53.55K
Vol
2.63K
Avg vol
960
EPS
-14.35
P/E
-0.00
More statistics
Low
0.000001
High
0.019

5D chart

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Financial health

Altman Z-Score

-1.06 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E -0.1×
FY 2000: 8.8×FY 2001: 8.3×FY 2002: 8.7×FY 2003: 30.2×FY 2004: 25.4×FY 2005: 17.5×FY 2006: 13.3×FY 2007: 15.6×FY 2008: -0.5×FY 2009: -0.1×
FY 2000 5y median 13.3× FY 2009
P/S 0.1×
FY 2000: 0.4×FY 2001: 1.2×FY 2002: 1.6×FY 2003: 2.7×FY 2004: 2.4×FY 2005: 2.3×FY 2006: 1.9×FY 2007: 1.1×FY 2008: 0.2×FY 2009: 0.1×
FY 2000 5y median 1.1× FY 2009
P/B 0.1×
FY 2000: 0.7×FY 2001: 1.0×FY 2002: 1.0×FY 2003: 1.4×FY 2004: 1.2×FY 2005: 1.3×FY 2006: 1.3×FY 2007: 0.8×FY 2008: 0.2×FY 2009: 0.1×
FY 2000 5y median 0.8× FY 2009
P/FCF -0.6×
FY 2000: -10.9×FY 2001: -1.3×FY 2002: -2.4×FY 2003: -38.4×FY 2004: 11.5×FY 2005: 34.3×FY 2006: 30.5×FY 2007: 26.6×FY 2008: -1.2×FY 2009: -0.6×
FY 2000 5y median 26.6× FY 2009
EV/EBITDA -0.2×
FY 2000: 27.3×FY 2001: 39.6×FY 2002: 14.2×FY 2003: 23.3×FY 2004: 20.2×FY 2005: 18.6×FY 2006: 11.7×FY 2007: 17.6×FY 2008: -2.2×FY 2009: -0.2×
FY 2000 5y median 11.7× FY 2009
EV/Sales 0.2×
FY 2000: 2.6×FY 2001: 4.4×FY 2002: 2.4×FY 2003: 4.0×FY 2004: 3.6×FY 2005: 3.5×FY 2006: 2.3×FY 2007: 2.3×FY 2008: 1.6×FY 2009: 0.2×
FY 2000 5y median 2.3× FY 2009
FCF Yield -165.1%
FY 2000: -9.1%FY 2001: -79.6%FY 2002: -42.4%FY 2003: -2.6%FY 2004: 8.7%FY 2005: 2.9%FY 2006: 3.3%FY 2007: 3.8%FY 2008: -80.7%FY 2009: -165.1%
FY 2000 5y median 2.9% FY 2009

Profitability

Gross Margin -4.1%
FY 2000: 57.0%FY 2001: 41.5%FY 2002: 56.2%FY 2003: 65.2%FY 2004: 71.1%FY 2005: 69.6%FY 2006: 65.3%FY 2007: 56.4%FY 2008: -0.3%FY 2009: -4.1%
FY 2000 5y median 56.4% FY 2009
Operating Margin -92.2%
FY 2000: 7.0%FY 2001: 8.6%FY 2002: 14.9%FY 2003: 11.5%FY 2004: 12.4%FY 2005: 18.6%FY 2006: 20.2%FY 2007: 9.9%FY 2008: -75.0%FY 2009: -92.2%
FY 2000 5y median 9.9% FY 2009
Net Margin -107.8%
FY 2000: 5.0%FY 2001: 14.3%FY 2002: 19.0%FY 2003: 8.8%FY 2004: 9.3%FY 2005: 13.0%FY 2006: 13.9%FY 2007: 7.3%FY 2008: -49.1%FY 2009: -107.8%
FY 2000 5y median 7.3% FY 2009
ROE -153.0%
FY 2000: 7.8%FY 2001: 12.1%FY 2002: 11.4%FY 2003: 4.7%FY 2004: 4.9%FY 2005: 7.6%FY 2006: 9.5%FY 2007: 5.4%FY 2008: -35.4%FY 2009: -153.0%
FY 2000 5y median 5.4% FY 2009
ROIC -36.4%
FY 2000: 1.6%FY 2001: 1.2%FY 2002: 3.9%FY 2003: 2.5%FY 2004: 2.6%FY 2005: 3.7%FY 2006: 5.3%FY 2007: 2.5%FY 2008: -15.4%FY 2009: -36.4%
FY 2000 5y median 2.5% FY 2009
ROA -5.7%
FY 2000: 0.6%FY 2001: 1.0%FY 2002: 1.3%FY 2003: 0.6%FY 2004: 0.6%FY 2005: 0.8%FY 2006: 1.0%FY 2007: 0.6%FY 2008: -3.0%FY 2009: -5.7%
FY 2000 5y median 0.6% FY 2009

Growth (YoY)

Revenue -19.9%
FY 2000: 28.0%FY 2001: -38.7%FY 2002: -18.4%FY 2003: -14.4%FY 2004: -3.5%FY 2005: 16.7%FY 2006: 29.7%FY 2007: 5.4%FY 2008: -24.6%FY 2009: -19.9%
FY 2000 FY 2009
Operating Income 1.5%
FY 2000: 151.6%FY 2001: -24.8%FY 2002: 41.6%FY 2003: -33.8%FY 2004: 3.7%FY 2005: 74.9%FY 2006: 41.0%FY 2007: -48.6%FY 2008: -672.8%FY 2009: 1.5%
FY 2000 FY 2009
EPS (diluted) -77.2%
FY 2000: 67.2%FY 2001: 74.1%FY 2002: 5.1%FY 2003: -61.5%FY 2004: 1.3%FY 2005: 62.5%FY 2006: 36.2%FY 2007: -43.5%FY 2008: -627.0%FY 2009: -77.2%
FY 2000 FY 2009
Free Cash Flow 36.0%
FY 2000: -110.5%FY 2001: -1354.3%FY 2002: 41.6%FY 2003: 91.3%FY 2004: 385.0%FY 2005: -62.3%FY 2006: 19.3%FY 2007: -25.4%FY 2008: -415.5%FY 2009: 36.0%
FY 2000 FY 2009

Financial Health

Current Ratio 0.1×
FY 2000: 0.1×FY 2001: 0.1×FY 2002: 0.1×FY 2003: 0.0×FY 2004: 0.0×FY 2005: 0.1×FY 2006: 0.2×FY 2007: 0.1×FY 2008: 0.0×FY 2009: 0.1×
FY 2000 5y median 0.1× FY 2009
Quick Ratio 0.1×
FY 2000: 0.1×FY 2001: 0.1×FY 2002: 0.1×FY 2003: 0.0×FY 2004: 0.0×FY 2005: 0.1×FY 2006: 0.2×FY 2007: 0.1×FY 2008: 0.0×FY 2009: 0.1×
FY 2000 5y median 0.1× FY 2009
Debt / Equity 2.6×
FY 2000: 3.8×FY 2001: 3.1×FY 2002: 0.8×FY 2003: 0.9×FY 2004: 0.9×FY 2005: 1.0×FY 2006: 0.8×FY 2007: 1.2×FY 2008: 1.3×FY 2009: 2.6×
FY 2000 5y median 1.2× FY 2009
Net Debt / EBITDA -0.1×
FY 2000: 22.8×FY 2001: 28.9×FY 2002: 4.9×FY 2003: 7.8×FY 2004: 7.1×FY 2005: 6.4×FY 2006: 2.4×FY 2007: 8.9×FY 2008: -1.9×FY 2009: -0.1×
FY 2000 5y median 2.4× FY 2009
Interest Coverage -1.9×
FY 2000: 0.2×FY 2001: 0.2×FY 2002: 0.4×FY 2003: 0.4×FY 2004: 0.5×FY 2005: 0.6×FY 2006: 0.6×FY 2007: 0.2×FY 2008: -1.6×FY 2009: -1.9×
FY 2000 5y median 0.2× FY 2009

Dividends

Dividend Yield 10.0%
FY 2000: 2.4%FY 2001: 1.5%FY 2002: 1.4%FY 2003: 4.9%FY 2004: 6.2%FY 2005: 1.4%FY 2006: 1.5%FY 2007: 5.6%FY 2008: 10.4%FY 2009: 10.0%
FY 2000 5y median 5.6% FY 2009
Payout Ratio -0.8%
FY 2000: 21.4%FY 2001: 12.1%FY 2002: 11.4%FY 2003: 147.2%FY 2004: 158.0%FY 2005: 24.4%FY 2006: 20.0%FY 2007: 87.8%FY 2008: -4.7%FY 2009: -0.8%
FY 2000 5y median 20.0% FY 2009

Annual · latest fiscal year ends 2009-12-31