GreenSky, Inc. GSKY

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Price alert · GSKY

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10.20 0.00 0.00%

At close · Mar 29

10.10 Day range 10.31

52-week range unavailable

Open
10.23
Prev close
10.20
Mkt cap
1.88B
Vol
3.71M
Avg vol
0
EPS
0.00
P/E
0.00
Div yield
0.00%
More statistics
Low
10.10
High
10.31
Forward P/E
14.57
Beta
0.00
Dividend
0.00
Ex-div date
Earnings
Mar 30, 2022
50-d avg
10.14
200-d avg
10.01
1y target
8.25

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Financial health

Altman Z-Score

2.43 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 7.3×
FY 2015: 25.4×FY 2016: 9.7×FY 2017: 8.7×FY 2018: 23.3×FY 2019: 6.1×FY 2020: 11.6×FY 2021: 7.3×
FY 2015 5y median 8.7× FY 2021
P/S 1.7×
FY 2015: 7.0×FY 2016: 4.6×FY 2017: 3.7×FY 2018: 1.3×FY 2019: 1.1×FY 2020: 0.6×FY 2021: 1.7×
FY 2015 5y median 1.3× FY 2021
P/B 17.5×
FY 2015: 0.0×FY 2016: -9.8×FY 2017: -2.7×FY 2018: 21.1×FY 2019: 22.7×FY 2020: -55.0×FY 2021: 17.5×
FY 2015 5y median 17.5× FY 2021
P/FCF 1.4×
FY 2015: 10.5×FY 2016: 10.3×FY 2017: 7.7×FY 2018: 2.2×FY 2019: 4.2×FY 2020: -0.7×FY 2021: 1.4×
FY 2015 5y median 2.2× FY 2021
EV/EBITDA 6.0×
FY 2015: 0.0×FY 2016: 8.0×FY 2017: 8.8×FY 2018: 3.9×FY 2019: 6.6×FY 2020: 17.1×FY 2021: 6.0×
FY 2015 5y median 6.6× FY 2021
EV/Sales 2.0×
FY 2015: 0.0×FY 2016: 3.9×FY 2017: 4.1×FY 2018: 1.5×FY 2019: 1.5×FY 2020: 2.2×FY 2021: 2.0×
FY 2015 5y median 2.0× FY 2021
FCF Yield 71.6%
FY 2015: 9.5%FY 2016: 9.7%FY 2017: 12.9%FY 2018: 46.3%FY 2019: 23.6%FY 2020: -146.5%FY 2021: 71.6%
FY 2015 5y median 23.6% FY 2021

Profitability

Gross Margin 61.6%
FY 2015: 79.0%FY 2016: 70.0%FY 2017: 72.5%FY 2018: 61.3%FY 2019: 53.1%FY 2020: 41.4%FY 2021: 61.6%
FY 2015 5y median 61.3% FY 2021
Operating Margin 31.1%
FY 2015: 53.7%FY 2016: 45.4%FY 2017: 44.7%FY 2018: 36.8%FY 2019: 22.8%FY 2020: 10.0%FY 2021: 31.1%
FY 2015 5y median 31.1% FY 2021
Net Margin 22.7%
FY 2015: 54.1%FY 2016: 47.2%FY 2017: 42.6%FY 2018: 5.8%FY 2019: 18.1%FY 2020: 5.5%FY 2021: 22.7%
FY 2015 5y median 18.1% FY 2021
ROE 240.1%
FY 2015: 0.0%FY 2016: -100.8%FY 2017: -30.4%FY 2018: 94.8%FY 2019: 371.8%FY 2020: -478.3%FY 2021: 240.1%
FY 2015 5y median 94.8% FY 2021
ROIC 12.5%
FY 2015: 0.0%FY 2016: 41.1%FY 2017: 33.3%FY 2018: 19.0%FY 2019: 13.0%FY 2020: 3.3%FY 2021: 12.5%
FY 2015 5y median 13.0% FY 2021
ROA 9.9%
FY 2015: 0.0%FY 2016: 41.2%FY 2017: 30.0%FY 2018: 3.0%FY 2019: 10.1%FY 2020: 1.9%FY 2021: 9.9%
FY 2015 5y median 9.9% FY 2021

Growth (YoY)

Revenue -1.4%
FY 2015: 0.0%FY 2016: 52.1%FY 2017: 23.5%FY 2018: 27.2%FY 2019: 27.7%FY 2020: -0.8%FY 2021: -1.4%
FY 2015 FY 2021
Operating Income 206.8%
FY 2015: 0.0%FY 2016: 28.7%FY 2017: 21.5%FY 2018: 4.9%FY 2019: -20.8%FY 2020: -56.6%FY 2021: 206.8%
FY 2015 FY 2021
EPS (diluted) 290.0%
FY 2015: 0.0%FY 2016: 164.0%FY 2017: 10.6%FY 2018: -43.8%FY 2019: 29.3%FY 2020: -24.5%FY 2021: 290.0%
FY 2015 FY 2021
Free Cash Flow 227.5%
FY 2015: 0.0%FY 2016: 2.0%FY 2017: 33.2%FY 2018: 59.9%FY 2019: -44.8%FY 2020: -449.9%FY 2021: 227.5%
FY 2015 FY 2021

Financial Health

Current Ratio 14.8×
FY 2015: 0.0×FY 2016: 27.3×FY 2017: 16.2×FY 2018: 14.7×FY 2019: 16.5×FY 2020: 2.0×FY 2021: 14.8×
FY 2015 5y median 14.8× FY 2021
Quick Ratio 14.8×
FY 2015: 0.0×FY 2016: 27.3×FY 2017: 16.2×FY 2018: 14.7×FY 2019: 16.5×FY 2020: 2.0×FY 2021: 14.8×
FY 2015 5y median 14.8× FY 2021
Debt / Equity 9.5×
FY 2015: 0.0×FY 2016: 0.0×FY 2017: -0.7×FY 2018: 15.1×FY 2019: 15.4×FY 2020: -159×FY 2021: 9.5×
FY 2015 5y median 9.5× FY 2021
Net Debt / EBITDA 1.0×
FY 2015: 0.0×FY 2016: -1.4×FY 2017: 0.8×FY 2018: 0.5×FY 2019: 1.7×FY 2020: 12.1×FY 2021: 1.0×
FY 2015 5y median 1.0× FY 2021
Interest Coverage 6.1×
FY 2015: 0.0×FY 2016: 0.0×FY 2017: 19.3×FY 2018: 6.5×FY 2019: 5.1×FY 2020: 2.1×FY 2021: 6.1×
FY 2015 5y median 6.1× FY 2021

Dividends

Dividend Yield 1.9%
FY 2015: 3.3%FY 2016: 3.9%FY 2017: 46.4%FY 2018: 26.2%FY 2019: 4.0%FY 2020: 15.5%FY 2021: 1.9%
FY 2015 5y median 15.5% FY 2021
Payout Ratio 14.2%
FY 2015: 42.1%FY 2016: 37.7%FY 2017: 405.2%FY 2018: 583.4%FY 2019: 24.5%FY 2020: 178.1%FY 2021: 14.2%
FY 2015 5y median 178.1% FY 2021

Annual · latest fiscal year ends 2021-12-31