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Gjensidige Forsikring ASA GJNSF

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Price alert · GJNSF

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24.50 USD 0.00 0.00%

At close · Oct 30

24.50 Day range 24.50
17.52 52-week range 24.50
YTD
+39.84%
1 year
+39.84%
Open
24.50
Prev close
24.50
Mkt cap
12.25B
Vol
1.00K
Avg vol
15
EPS
1.43
P/E
17.13
More statistics
Low
24.50
High
24.50
Earnings
Oct 22, 2026

5D chart

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Financial health

Altman Z-Score

0.81 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

S-5 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 3
  • P/B 5

Valuation

P/E 13.8×
FY 2016: 14.7×FY 2017: 16.7×FY 2018: 18.4×FY 2019: 10.5×FY 2020: 18.4×FY 2021: 14.3×FY 2022: 28.4×FY 2023: 20.6×FY 2024: 19.9×FY 2025: 13.8×
FY 2016 5y median 19.9× FY 2025
P/S 1.9×
FY 2016: 2.5×FY 2017: 2.8×FY 2018: 2.7×FY 2019: 2.4×FY 2020: 3.1×FY 2021: 3.2×FY 2022: 3.3×FY 2023: 2.3×FY 2024: 2.5×FY 2025: 1.9×
FY 2016 5y median 2.5× FY 2025
P/B 3.5×
FY 2016: 3.3×FY 2017: 3.4×FY 2018: 3.1×FY 2019: 2.7×FY 2020: 3.6×FY 2021: 4.1×FY 2022: 3.8×FY 2023: 3.4×FY 2024: 3.8×FY 2025: 3.5×
FY 2016 5y median 3.8× FY 2025
P/FCF 14.9×
FY 2016: 29.1×FY 2017: 74.2×FY 2018: -25.3×FY 2019: -41.5×FY 2020: 13.4×FY 2021: 15.7×FY 2022: 57.6×FY 2023: 20.4×FY 2024: 26.2×FY 2025: 14.9×
FY 2016 5y median 20.4× FY 2025
EV/EBITDA 11.2×
FY 2016: 12.6×FY 2017: 14.2×FY 2018: 14.3×FY 2019: 8.0×FY 2020: 12.6×FY 2021: 10.8×FY 2022: 20.1×FY 2023: 13.8×FY 2024: 14.9×FY 2025: 11.2×
FY 2016 5y median 13.8× FY 2025
EV/Sales 2.0×
FY 2016: 3.2×FY 2017: 3.7×FY 2018: 2.7×FY 2019: 2.4×FY 2020: 3.1×FY 2021: 3.3×FY 2022: 3.3×FY 2023: 2.3×FY 2024: 2.5×FY 2025: 2.0×
FY 2016 5y median 2.5× FY 2025
FCF Yield 6.7%
FY 2016: 3.4%FY 2017: 1.3%FY 2018: -4.0%FY 2019: -2.4%FY 2020: 7.5%FY 2021: 6.4%FY 2022: 1.7%FY 2023: 4.9%FY 2024: 3.8%FY 2025: 6.7%
FY 2016 5y median 4.9% FY 2025

Profitability

Gross Margin 93.6%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 93.6%
FY 2016 5y median 100.0% FY 2025
Operating Margin 17.7%
FY 2016: 22.3%FY 2017: 19.2%FY 2018: 16.7%FY 2019: 26.5%FY 2020: 21.7%FY 2021: 27.8%FY 2022: 14.5%FY 2023: 14.9%FY 2024: 16.9%FY 2025: 17.7%
FY 2016 5y median 16.9% FY 2025
Net Margin 13.6%
FY 2016: 17.0%FY 2017: 16.7%FY 2018: 14.6%FY 2019: 22.5%FY 2020: 16.9%FY 2021: 22.6%FY 2022: 11.6%FY 2023: 11.2%FY 2024: 12.7%FY 2025: 13.6%
FY 2016 5y median 12.7% FY 2025
ROE 25.6%
FY 2016: 22.2%FY 2017: 20.3%FY 2018: 16.6%FY 2019: 25.2%FY 2020: 19.6%FY 2021: 28.3%FY 2022: 13.3%FY 2023: 17.1%FY 2024: 19.8%FY 2025: 25.6%
FY 2016 5y median 19.8% FY 2025
ROIC 3.4%
FY 2016: 4.7%FY 2017: 3.5%FY 2018: 4.8%FY 2019: 13.3%FY 2020: 10.0%FY 2021: 15.0%FY 2022: 6.6%FY 2023: 1.9%FY 2024: 3.1%FY 2025: 3.4%
FY 2016 5y median 3.4% FY 2025
ROA 3.4%
FY 2016: 3.5%FY 2017: 3.1%FY 2018: 2.4%FY 2019: 5.9%FY 2020: 4.2%FY 2021: 5.5%FY 2022: 2.5%FY 2023: 2.8%FY 2024: 3.0%FY 2025: 3.4%
FY 2016 5y median 3.0% FY 2025

Growth (YoY)

Revenue 19.0%
FY 2016: 7.5%FY 2017: -1.4%FY 2018: -5.8%FY 2019: 14.6%FY 2020: -0.0%FY 2021: 8.3%FY 2022: -6.3%FY 2023: 24.7%FY 2024: 9.1%FY 2025: 19.0%
FY 2016 FY 2025
Operating Income 24.5%
FY 2016: 21.6%FY 2017: -15.0%FY 2018: -18.2%FY 2019: 81.8%FY 2020: -18.2%FY 2021: 38.8%FY 2022: -50.9%FY 2023: 27.5%FY 2024: 24.0%FY 2025: 24.5%
FY 2016 FY 2025
EPS (diluted) 28.1%
FY 2016: 23.2%FY 2017: -3.2%FY 2018: -17.8%FY 2019: 77.4%FY 2020: -24.8%FY 2021: 44.1%FY 2022: -51.9%FY 2023: 18.0%FY 2024: 23.4%FY 2025: 28.1%
FY 2016 FY 2025
Free Cash Flow 59.3%
FY 2016: 136.5%FY 2017: -56.7%FY 2018: -364.9%FY 2019: 38.1%FY 2020: 507.5%FY 2021: -4.8%FY 2022: -73.9%FY 2023: 140.9%FY 2024: -6.8%FY 2025: 59.3%
FY 2016 FY 2025

Financial Health

Current Ratio 3.7×
FY 2016: 0.2×FY 2017: 0.3×FY 2018: 0.8×FY 2019: 2.6×FY 2020: 2.8×FY 2021: 1.7×FY 2022: 2.3×FY 2023: 1.7×FY 2024: 3.5×FY 2025: 3.7×
FY 2016 5y median 2.3× FY 2025
Quick Ratio 3.7×
FY 2016: 0.2×FY 2017: 0.3×FY 2018: 0.8×FY 2019: 2.6×FY 2020: 2.8×FY 2021: 1.7×FY 2022: 2.3×FY 2023: 1.7×FY 2024: 3.5×FY 2025: 3.7×
FY 2016 5y median 2.3× FY 2025
Debt / Equity 0.4×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.4×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.6×
FY 2016: 2.9×FY 2017: 3.4×FY 2018: 0.1×FY 2019: 0.0×FY 2020: -0.0×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.6×
FY 2016 5y median 0.2× FY 2025
Interest Coverage 0.0×
FY 2016: 9.0×FY 2017: 8.0×FY 2018: 0.0×FY 2019: 33.9×FY 2020: 29.3×FY 2021: 32.7×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 5.5%
FY 2016: 9.0%FY 2017: 4.6%FY 2018: 5.2%FY 2019: 5.1%FY 2020: 6.7%FY 2021: 6.8%FY 2022: 3.9%FY 2023: 4.9%FY 2024: 4.4%FY 2025: 5.5%
FY 2016 5y median 4.9% FY 2025
Payout Ratio 76.3%
FY 2016: 131.7%FY 2017: 76.5%FY 2018: 95.5%FY 2019: 53.8%FY 2020: 123.6%FY 2021: 96.6%FY 2022: 112.0%FY 2023: 99.8%FY 2024: 85.1%FY 2025: 76.3%
FY 2016 5y median 96.6% FY 2025

Annual · latest fiscal year ends 2025-12-31