First Savings Financial Group, Inc. FSFG

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Price alert · FSFG

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33.98 USD 0.00 0.00%

As of Feb 4, 9:30 AM ET

Bid
33.80 × 3
Ask
33.81 × 1
33.98 Day range 33.98
14.55 52-week range 30.94
YTD
+6.65%
1 year
+42.24%
Open
33.98
Prev close
33.98
Mkt cap
175.90M
Vol
117.62K
Avg vol
16.89K
EPS
1.98
P/E
12.88
Div yield
2.34%
More statistics
Low
33.98
High
33.98
Forward P/E
9.27
Beta
0.72
Short ratio
0.22
Inst. own
34.18%
Dividend
0.60
Ex-div date
Dec 15, 2024
Earnings
Feb 4, 2025
50-d avg
27.68
200-d avg
21.22
1y target
31.67

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Financial health

Altman Z-Score

-0.44 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 9.3×
FY 2016: 10.1×FY 2017: 12.7×FY 2018: 14.1×FY 2019: 9.0×FY 2020: 3.8×FY 2021: 6.7×FY 2022: 10.5×FY 2023: 12.4×FY 2024: 12.0×FY 2025: 9.3×
FY 2016 5y median 10.5× FY 2025
P/S 1.5×
FY 2016: 2.4×FY 2017: 2.8×FY 2018: 2.8×FY 2019: 1.5×FY 2020: 0.7×FY 2021: 1.1×FY 2022: 1.3×FY 2023: 0.8×FY 2024: 1.2×FY 2025: 1.5×
FY 2016 5y median 1.2× FY 2025
P/B 1.1×
FY 2016: 0.9×FY 2017: 1.3×FY 2018: 1.6×FY 2019: 1.2×FY 2020: 0.8×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 0.7×FY 2024: 0.9×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
P/FCF 2.8×
FY 2016: 8.8×FY 2017: -44.6×FY 2018: 9.4×FY 2019: -2.7×FY 2020: -0.9×FY 2021: 1.8×FY 2022: 1.1×FY 2023: 3.4×FY 2024: 1.8×FY 2025: 2.8×
FY 2016 5y median 1.8× FY 2025
EV/EBITDA 22.2×
FY 2016: 24.1×FY 2017: 15.5×FY 2018: 13.6×FY 2019: 16.0×FY 2020: 8.7×FY 2021: 10.2×FY 2022: 26.0×FY 2023: 44.8×FY 2024: 27.1×FY 2025: 22.2×
FY 2016 5y median 26.0× FY 2025
EV/Sales 4.4×
FY 2016: 5.2×FY 2017: 4.7×FY 2018: 4.0×FY 2019: 3.7×FY 2020: 2.2×FY 2021: 2.3×FY 2022: 4.2×FY 2023: 3.7×FY 2024: 3.4×FY 2025: 4.4×
FY 2016 5y median 3.7× FY 2025
FCF Yield 36.2%
FY 2016: 11.3%FY 2017: -2.2%FY 2018: 10.7%FY 2019: -37.0%FY 2020: -113.9%FY 2021: 55.0%FY 2022: 91.2%FY 2023: 29.5%FY 2024: 55.7%FY 2025: 36.2%
FY 2016 5y median 55.0% FY 2025

Profitability

Gross Margin 57.3%
FY 2016: 85.3%FY 2017: 86.5%FY 2018: 86.1%FY 2019: 87.0%FY 2020: 90.3%FY 2021: 96.6%FY 2022: 89.8%FY 2023: 65.6%FY 2024: 50.1%FY 2025: 57.3%
FY 2016 5y median 65.6% FY 2025
Operating Margin 18.4%
FY 2016: 17.1%FY 2017: 27.8%FY 2018: 26.6%FY 2019: 21.2%FY 2020: 24.5%FY 2021: 21.5%FY 2022: 14.1%FY 2023: 6.4%FY 2024: 10.9%FY 2025: 18.4%
FY 2016 5y median 14.1% FY 2025
Net Margin 15.8%
FY 2016: 24.2%FY 2017: 21.9%FY 2018: 19.7%FY 2019: 17.0%FY 2020: 17.5%FY 2021: 15.9%FY 2022: 12.6%FY 2023: 6.4%FY 2024: 10.1%FY 2025: 15.8%
FY 2016 5y median 12.6% FY 2025
ROE 12.0%
FY 2016: 9.1%FY 2017: 10.0%FY 2018: 11.0%FY 2019: 13.4%FY 2020: 21.2%FY 2021: 16.4%FY 2022: 10.2%FY 2023: 5.4%FY 2024: 7.7%FY 2025: 12.0%
FY 2016 5y median 10.2% FY 2025
ROIC -1.6%
FY 2016: 2.7%FY 2017: 4.4%FY 2018: 5.8%FY 2019: 4.6%FY 2020: 5.1%FY 2021: 6.6%FY 2022: 2.8%FY 2023: 1.4%FY 2024: 2.4%FY 2025: -1.6%
FY 2016 5y median 2.4% FY 2025
ROA 1.0%
FY 2016: 1.0%FY 2017: 1.0%FY 2018: 1.1%FY 2019: 1.3%FY 2020: 1.9%FY 2021: 1.7%FY 2022: 0.7%FY 2023: 0.4%FY 2024: 0.6%FY 2025: 1.0%
FY 2016 5y median 0.7% FY 2025

Growth (YoY)

Revenue 8.9%
FY 2016: -3.8%FY 2017: 30.1%FY 2018: 30.4%FY 2019: 71.3%FY 2020: 101.3%FY 2021: -2.8%FY 2022: -34.0%FY 2023: 5.0%FY 2024: 4.6%FY 2025: 8.9%
FY 2016 FY 2025
Operating Income 83.9%
FY 2016: -32.9%FY 2017: 111.7%FY 2018: 24.7%FY 2019: 36.1%FY 2020: 132.7%FY 2021: -14.5%FY 2022: -56.7%FY 2023: -52.7%FY 2024: 78.6%FY 2025: 83.9%
FY 2016 FY 2025
EPS (diluted) 67.7%
FY 2016: 16.3%FY 2017: 15.8%FY 2018: 15.9%FY 2019: 48.4%FY 2020: 106.2%FY 2021: -12.0%FY 2022: -47.8%FY 2023: -44.7%FY 2024: 66.4%FY 2025: 67.7%
FY 2016 FY 2025
Free Cash Flow -13.6%
FY 2016: 968.2%FY 2017: -129.5%FY 2018: 716.6%FY 2019: -431.2%FY 2020: -171.1%FY 2021: 174.3%FY 2022: 35.4%FY 2023: -79.9%FY 2024: 203.7%FY 2025: -13.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.4×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.2×
FY 2016: 0.4×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 2.4×
FY 2016: 1.4×FY 2017: 1.3×FY 2018: 1.1×FY 2019: 2.0×FY 2020: 2.1×FY 2021: 1.5×FY 2022: 2.6×FY 2023: 2.7×FY 2024: 2.0×FY 2025: 2.4×
FY 2016 5y median 2.4× FY 2025
Net Debt / EBITDA 14.8×
FY 2016: 12.8×FY 2017: 6.4×FY 2018: 4.1×FY 2019: 9.3×FY 2020: 6.0×FY 2021: 5.5×FY 2022: 17.8×FY 2023: 35.4×FY 2024: 17.5×FY 2025: 14.8×
FY 2016 5y median 17.5× FY 2025
Interest Coverage 0.4×
FY 2016: 1.3×FY 2017: 2.7×FY 2018: 2.3×FY 2019: 1.8×FY 2020: 4.4×FY 2021: 4.9×FY 2022: 1.6×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025

Dividends

Dividend Yield 2.0%
FY 2016: 1.5%FY 2017: 1.0%FY 2018: 0.9%FY 2019: 1.0%FY 2020: 1.2%FY 2021: 0.8%FY 2022: 2.8%FY 2023: 3.8%FY 2024: 2.5%FY 2025: 2.0%
FY 2016 5y median 2.5% FY 2025
Payout Ratio 18.9%
FY 2016: 14.8%FY 2017: 13.2%FY 2018: 12.3%FY 2019: 9.1%FY 2020: 4.8%FY 2021: 5.7%FY 2022: 29.2%FY 2023: 46.4%FY 2024: 29.8%FY 2025: 18.9%
FY 2016 5y median 29.2% FY 2025

Annual · latest fiscal year ends 2025-09-30