First Mid Bancshares, Inc. FMBH

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50.84 USD -0.63 (-1.22%)

At closeNov 3, 2026, 4:01 PM EST

50.84 0.00 0.00%

After hours · Nov 3, 4:01 PM ET

50.74 Day range 51.62
35.70 52-week range 52.58
YTD
+30.36%
1 year
+41.46%

Financial health

Altman Z-Score

-0.61 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 10.2×
FY 2016: 16.4×FY 2017: 18.1×FY 2018: 12.6×FY 2019: 12.2×FY 2020: 12.4×FY 2021: 14.9×FY 2022: 8.9×FY 2023: 10.9×FY 2024: 11.1×FY 2025: 10.2×
FY 2016 5y median 10.9× FY 2025
P/S 2.0×
FY 2016: 3.6×FY 2017: 3.8×FY 2018: 2.9×FY 2019: 2.9×FY 2020: 2.8×FY 2021: 3.1×FY 2022: 2.3×FY 2023: 2.0×FY 2024: 2.0×FY 2025: 2.0×
FY 2016 5y median 2.0× FY 2025
P/B 1.0×
FY 2016: 1.3×FY 2017: 1.6×FY 2018: 1.0×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 1.2×FY 2022: 1.0×FY 2023: 1.0×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 7.5×
FY 2016: 13.4×FY 2017: 10.8×FY 2018: 11.8×FY 2019: 10.0×FY 2020: 9.2×FY 2021: 11.6×FY 2022: 10.6×FY 2023: 11.0×FY 2024: 7.3×FY 2025: 7.5×
FY 2016 5y median 10.6× FY 2025
EV/EBITDA 9.1×
FY 2016: 11.4×FY 2017: 12.9×FY 2018: 11.8×FY 2019: 11.6×FY 2020: 8.1×FY 2021: 11.8×FY 2022: 12.4×FY 2023: 12.0×FY 2024: 10.6×FY 2025: 9.1×
FY 2016 5y median 11.8× FY 2025
EV/Sales 2.7×
FY 2016: 4.7×FY 2017: 5.0×FY 2018: 4.2×FY 2019: 4.3×FY 2020: 2.9×FY 2021: 3.8×FY 2022: 4.6×FY 2023: 3.3×FY 2024: 3.0×FY 2025: 2.7×
FY 2016 5y median 3.3× FY 2025
FCF Yield 13.3%
FY 2016: 7.4%FY 2017: 9.3%FY 2018: 8.4%FY 2019: 10.0%FY 2020: 10.9%FY 2021: 8.6%FY 2022: 9.4%FY 2023: 9.1%FY 2024: 13.6%FY 2025: 13.3%
FY 2016 5y median 9.4% FY 2025

Profitability

Gross Margin 72.8%
FY 2016: 92.9%FY 2017: 89.1%FY 2018: 86.3%FY 2019: 84.9%FY 2020: 83.7%FY 2021: 87.8%FY 2022: 87.3%FY 2023: 70.4%FY 2024: 70.0%FY 2025: 72.8%
FY 2016 5y median 72.8% FY 2025
Operating Margin 25.1%
FY 2016: 33.6%FY 2017: 32.7%FY 2018: 30.9%FY 2019: 31.3%FY 2020: 29.7%FY 2021: 26.8%FY 2022: 31.9%FY 2023: 23.2%FY 2024: 23.3%FY 2025: 25.1%
FY 2016 5y median 25.1% FY 2025
Net Margin 19.7%
FY 2016: 21.7%FY 2017: 20.9%FY 2018: 23.3%FY 2019: 23.7%FY 2020: 22.5%FY 2021: 20.6%FY 2022: 25.5%FY 2023: 18.1%FY 2024: 17.6%FY 2025: 19.7%
FY 2016 5y median 19.7% FY 2025
ROE 9.6%
FY 2016: 7.8%FY 2017: 8.7%FY 2018: 7.7%FY 2019: 9.1%FY 2020: 8.0%FY 2021: 8.1%FY 2022: 11.5%FY 2023: 8.7%FY 2024: 9.3%FY 2025: 9.6%
FY 2016 5y median 9.3% FY 2025
ROIC 5.9%
FY 2016: 3.9%FY 2017: 4.7%FY 2018: 4.3%FY 2019: 5.2%FY 2020: 4.4%FY 2021: 5.0%FY 2022: 4.9%FY 2023: 4.7%FY 2024: 5.4%FY 2025: 5.9%
FY 2016 5y median 5.0% FY 2025
ROA 1.2%
FY 2016: 0.8%FY 2017: 0.9%FY 2018: 1.0%FY 2019: 1.2%FY 2020: 1.0%FY 2021: 0.9%FY 2022: 1.1%FY 2023: 0.9%FY 2024: 1.0%FY 2025: 1.2%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 4.2%
FY 2016: 25.8%FY 2017: 27.0%FY 2018: 23.1%FY 2019: 28.8%FY 2020: -0.4%FY 2021: 24.0%FY 2022: 14.7%FY 2023: 33.3%FY 2024: 17.2%FY 2025: 4.2%
FY 2016 FY 2025
Operating Income 12.1%
FY 2016: 31.3%FY 2017: 23.5%FY 2018: 16.2%FY 2019: 30.4%FY 2020: -5.6%FY 2021: 11.8%FY 2022: 36.7%FY 2023: -3.2%FY 2024: 18.1%FY 2025: 12.1%
FY 2016 FY 2025
EPS (diluted) 16.1%
FY 2016: 13.3%FY 2017: 3.9%FY 2018: 18.3%FY 2019: 13.9%FY 2020: -5.9%FY 2021: 6.3%FY 2022: 25.4%FY 2023: -12.5%FY 2024: 4.8%FY 2025: 16.1%
FY 2016 FY 2025
Free Cash Flow 3.8%
FY 2016: 32.0%FY 2017: 68.0%FY 2018: -13.0%FY 2019: 50.3%FY 2020: 4.0%FY 2021: 7.9%FY 2022: -7.7%FY 2023: 13.1%FY 2024: 73.7%FY 2025: 3.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.6×
FY 2016: 1.0×FY 2017: 0.8×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.8×FY 2021: 0.6×FY 2022: 1.3×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 0.6×
FY 2016 5y median 0.7× FY 2025
Net Debt / EBITDA 2.2×
FY 2016: 2.8×FY 2017: 3.2×FY 2018: 3.6×FY 2019: 3.7×FY 2020: 0.2×FY 2021: 2.4×FY 2022: 6.3×FY 2023: 4.7×FY 2024: 3.6×FY 2025: 2.2×
FY 2016 5y median 3.6× FY 2025
Interest Coverage 1.0×
FY 2016: 7.9×FY 2017: 6.4×FY 2018: 3.8×FY 2019: 2.6×FY 2020: 3.6×FY 2021: 4.4×FY 2022: 2.9×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025

Dividends

Dividend Yield 2.5%
FY 2016: 1.8%FY 2017: 1.5%FY 2018: 1.9%FY 2019: 2.0%FY 2020: 2.3%FY 2021: 1.9%FY 2022: 2.8%FY 2023: 2.6%FY 2024: 2.6%FY 2025: 2.5%
FY 2016 5y median 2.6% FY 2025
Payout Ratio 25.5%
FY 2016: 30.1%FY 2017: 27.1%FY 2018: 24.0%FY 2019: 24.7%FY 2020: 28.3%FY 2021: 28.6%FY 2022: 24.4%FY 2023: 28.4%FY 2024: 28.4%FY 2025: 25.5%
FY 2016 5y median 28.4% FY 2025

Annual · latest fiscal year ends 2025-12-31