FinWise Bancorp FINW
13.68 USD +0.01 (+0.07%)
At closeNov 6, 2026, 5:18 PM EST
13.66 -0.02 -0.16%
After hours · Nov 6, 5:18 PM ET
13.51 Day range 14.00
10.45 52-week range 19.23
- YTD
- -23.75%
- 1 year
- -27.16%
Financial health
Altman Z-Score
0.74 Distress zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
3 / 9 Weak
Nine pass/fail tests of profitability, leverage and efficiency.
Rating
B+3 / 5 overall
- DCF 3
- Return on Equity 3
- Return on Assets 4
- Debt / Equity 1
- P/E 4
- P/B 4
Valuation
P/E 14.4×
FY 2019 5y median 10.4× FY 2025
P/S 1.5×
FY 2019 5y median 1.5× FY 2025
P/B 1.2×
FY 2019 5y median 1.2× FY 2025
P/FCF -6.7×
FY 2019 5y median -6.7× FY 2025
EV/EBITDA 2.7×
FY 2019 5y median 2.5× FY 2025
EV/Sales 0.5×
FY 2019 5y median 0.5× FY 2025
FCF Yield -14.9%
FY 2019 5y median -9.7% FY 2025
Profitability
Gross Margin 61.0%
FY 2019 5y median 75.0% FY 2025
Operating Margin 14.4%
FY 2019 5y median 27.5% FY 2025
Net Margin 10.7%
FY 2019 5y median 20.2% FY 2025
ROE 8.3%
FY 2019 5y median 11.3% FY 2025
ROIC 7.3%
FY 2019 5y median 9.8% FY 2025
ROA 1.6%
FY 2019 5y median 3.0% FY 2025
Growth (YoY)
Revenue 54.9%
FY 2019 FY 2025
Operating Income 28.1%
FY 2019 FY 2025
EPS (diluted) 21.5%
FY 2019 FY 2025
Free Cash Flow -71.9%
FY 2019 FY 2025
Financial Health
Current Ratio 0.2×
FY 2019 5y median 0.3× FY 2025
Quick Ratio 0.2×
FY 2019 5y median 0.3× FY 2025
Debt / Equity 0.0×
FY 2019 5y median 0.0× FY 2025
Net Debt / EBITDA -6.0×
FY 2019 5y median -4.0× FY 2025
Interest Coverage 1.1×
FY 2019 5y median 2.4× FY 2025
Dividends
Dividend Yield 0.0%
FY 2019 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2019 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31