ESSA Bancorp, Inc. ESSA

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20.61 0.00 0.00%

At close · Jul 24

20.61 Day range 20.61
15.29 52-week range 21.50
YTD
+5.69%
1 year
+2.33%
Open
20.61
Prev close
20.61
Mkt cap
196.39M
Vol
345.70K
Avg vol
11.33K
EPS
1.78
P/E
10.87
Div yield
2.98%
More statistics
Low
20.61
High
20.61
Forward P/E
9.97
Beta
0.38
Short ratio
1.75
Inst. own
46.44%
Dividend
0.60
Ex-div date
Dec 15, 2024
Earnings
Jan 22, 2025
50-d avg
19.84
200-d avg
18.23
1y target
0.00

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Financial health

Altman Z-Score

-0.77 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 10.8×
FY 2015: 13.8×FY 2016: 18.7×FY 2017: 22.8×FY 2018: 27.1×FY 2019: 13.9×FY 2020: 8.9×FY 2021: 10.0×FY 2022: 9.4×FY 2023: 7.9×FY 2024: 10.8×
FY 2015 5y median 9.4× FY 2024
P/S 1.6×
FY 2015: 2.2×FY 2016: 2.1×FY 2017: 2.5×FY 2018: 2.4×FY 2019: 2.3×FY 2020: 1.6×FY 2021: 2.3×FY 2022: 2.7×FY 2023: 1.6×FY 2024: 1.6×
FY 2015 5y median 1.6× FY 2024
P/B 0.8×
FY 2015: 0.8×FY 2016: 0.8×FY 2017: 0.9×FY 2018: 1.0×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 0.9×FY 2023: 0.7×FY 2024: 0.8×
FY 2015 5y median 0.8× FY 2024
P/FCF 13.9×
FY 2015: 7.3×FY 2016: 8.4×FY 2017: 8.8×FY 2018: 7.5×FY 2019: 10.2×FY 2020: 6.8×FY 2021: 8.6×FY 2022: 8.6×FY 2023: 7.3×FY 2024: 13.9×
FY 2015 5y median 8.6× FY 2024
EV/EBITDA 18.4×
FY 2015: 29.6×FY 2016: 36.0×FY 2017: 40.1×FY 2018: 31.1×FY 2019: 22.7×FY 2020: 4.9×FY 2021: 0.2×FY 2022: 14.4×FY 2023: 17.3×FY 2024: 18.4×
FY 2015 5y median 14.4× FY 2024
EV/Sales 3.8×
FY 2015: 7.0×FY 2016: 6.8×FY 2017: 6.6×FY 2018: 6.0×FY 2019: 4.9×FY 2020: 1.3×FY 2021: 0.1×FY 2022: 5.5×FY 2023: 4.7×FY 2024: 3.8×
FY 2015 5y median 3.8× FY 2024
FCF Yield 7.2%
FY 2015: 13.6%FY 2016: 11.9%FY 2017: 11.3%FY 2018: 13.3%FY 2019: 9.9%FY 2020: 14.7%FY 2021: 11.6%FY 2022: 11.7%FY 2023: 13.6%FY 2024: 7.2%
FY 2015 5y median 11.7% FY 2024

Profitability

Gross Margin 60.8%
FY 2015: 79.9%FY 2016: 79.2%FY 2017: 75.7%FY 2018: 72.0%FY 2019: 69.9%FY 2020: 75.2%FY 2021: 87.9%FY 2022: 95.7%FY 2023: 73.6%FY 2024: 60.8%
FY 2015 5y median 75.2% FY 2024
Operating Margin 18.8%
FY 2015: 20.5%FY 2016: 15.4%FY 2017: 13.4%FY 2018: 16.9%FY 2019: 19.8%FY 2020: 22.8%FY 2021: 28.4%FY 2022: 35.1%FY 2023: 24.7%FY 2024: 18.8%
FY 2015 5y median 24.7% FY 2024
Net Margin 15.2%
FY 2015: 15.8%FY 2016: 11.5%FY 2017: 11.0%FY 2018: 9.0%FY 2019: 16.6%FY 2020: 18.6%FY 2021: 23.4%FY 2022: 28.1%FY 2023: 19.9%FY 2024: 15.2%
FY 2015 5y median 19.9% FY 2024
ROE 7.4%
FY 2015: 5.7%FY 2016: 4.4%FY 2017: 4.0%FY 2018: 3.6%FY 2019: 6.7%FY 2020: 7.5%FY 2021: 8.1%FY 2022: 9.5%FY 2023: 8.5%FY 2024: 7.4%
FY 2015 5y median 8.1% FY 2024
ROIC 3.0%
FY 2015: 1.9%FY 2016: 1.4%FY 2017: 1.4%FY 2018: 1.3%FY 2019: 2.8%FY 2020: 4.1%FY 2021: 7.3%FY 2022: 4.2%FY 2023: 2.9%FY 2024: 3.0%
FY 2015 5y median 4.1% FY 2024
ROA 0.8%
FY 2015: 0.6%FY 2016: 0.4%FY 2017: 0.4%FY 2018: 0.4%FY 2019: 0.7%FY 2020: 0.8%FY 2021: 0.9%FY 2022: 1.1%FY 2023: 0.8%FY 2024: 0.8%
FY 2015 5y median 0.8% FY 2024

Growth (YoY)

Revenue 19.5%
FY 2015: 7.1%FY 2016: 8.2%FY 2017: -0.9%FY 2018: 8.7%FY 2019: 5.0%FY 2020: 1.9%FY 2021: -9.2%FY 2022: 1.6%FY 2023: 31.0%FY 2024: 19.5%
FY 2015 FY 2024
Operating Income -9.1%
FY 2015: 11.8%FY 2016: -19.1%FY 2017: -13.4%FY 2018: 36.6%FY 2019: 23.3%FY 2020: 17.0%FY 2021: 13.1%FY 2022: 25.7%FY 2023: -7.7%FY 2024: -9.1%
FY 2015 FY 2024
EPS (diluted) -6.8%
FY 2015: 17.7%FY 2016: -21.5%FY 2017: -5.5%FY 2018: -13.0%FY 2019: 96.7%FY 2020: 17.8%FY 2021: 18.7%FY 2022: 24.8%FY 2023: -7.3%FY 2024: -6.8%
FY 2015 FY 2024
Free Cash Flow -33.7%
FY 2015: 33.8%FY 2016: -7.6%FY 2017: 10.4%FY 2018: 24.1%FY 2019: -25.8%FY 2020: 7.7%FY 2021: 1.5%FY 2022: 16.7%FY 2023: -10.1%FY 2024: -33.7%
FY 2015 FY 2024

Financial Health

Current Ratio 0.1×
FY 2015: 0.3×FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.1×
FY 2015 5y median 0.2× FY 2024
Quick Ratio 0.1×
FY 2015: 0.3×FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.1×
FY 2015 5y median 0.2× FY 2024
Debt / Equity 1.3×
FY 2015: 1.9×FY 2016: 2.0×FY 2017: 1.7×FY 2018: 1.7×FY 2019: 1.3×FY 2020: 0.7×FY 2021: 0.0×FY 2022: 1.1×FY 2023: 1.7×FY 2024: 1.3×
FY 2015 5y median 1.1× FY 2024
Net Debt / EBITDA 10.5×
FY 2015: 20.4×FY 2016: 24.7×FY 2017: 24.8×FY 2018: 18.4×FY 2019: 11.9×FY 2020: -1.5×FY 2021: -7.2×FY 2022: 7.5×FY 2023: 11.5×FY 2024: 10.5×
FY 2015 5y median 7.5× FY 2024
Interest Coverage 0.5×
FY 2015: 1.2×FY 2016: 0.9×FY 2017: 0.7×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 1.1×FY 2021: 3.4×FY 2022: 8.2×FY 2023: 1.0×FY 2024: 0.5×
FY 2015 5y median 1.1× FY 2024

Dividends

Dividend Yield 3.2%
FY 2015: 2.6%FY 2016: 2.6%FY 2017: 2.3%FY 2018: 2.2%FY 2019: 2.4%FY 2020: 3.6%FY 2021: 2.9%FY 2022: 2.8%FY 2023: 4.0%FY 2024: 3.2%
FY 2015 5y median 3.2% FY 2024
Payout Ratio 34.8%
FY 2015: 36.2%FY 2016: 48.5%FY 2017: 52.2%FY 2018: 59.9%FY 2019: 33.8%FY 2020: 31.6%FY 2021: 28.6%FY 2022: 26.3%FY 2023: 31.5%FY 2024: 34.8%
FY 2015 5y median 31.5% FY 2024

Annual · latest fiscal year ends 2024-09-30