Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

CYSM

Community Bancorp of Santa Maria

USD

Set alert

Price alert · CYSM

All alert types
18.15 USD 0.00 0.00%
As of Oct 30, 2026
18.45 Day range 18.45
15.00 52-week range 22.63
YTD
+2.37%
1 year
+16.72%
Open
18.45
Prev close
18.15
Mkt cap
39.83M
Vol
20
Avg vol
629
EPS
2.12
P/E
8.56
More statistics
Low
18.45
High
18.45

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for CYSM has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 1
  • P/E 3
  • P/B 3

Valuation

P/E 9.4×
FY 2016: 19.7×FY 2017: 24.6×FY 2018: 7.9×FY 2019: 11.6×FY 2020: 10.0×FY 2021: 8.6×FY 2022: 6.1×FY 2023: 5.7×FY 2024: 7.1×FY 2025: 9.4×
FY 2016 5y median 7.1× FY 2025
P/S 1.8×
FY 2016: 2.5×FY 2017: 2.7×FY 2018: 2.3×FY 2019: 2.5×FY 2020: 1.7×FY 2021: 1.7×FY 2022: 1.4×FY 2023: 1.3×FY 2024: 1.2×FY 2025: 1.8×
FY 2016 5y median 1.4× FY 2025
P/B 1.0×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 0.8×FY 2021: 0.8×FY 2022: 1.0×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 1.0×
FY 2016 5y median 0.8× FY 2025
P/FCF 8.9×
FY 2016: 10.3×FY 2017: 14.4×FY 2018: 10.7×FY 2019: 9.0×FY 2020: 5.7×FY 2021: 7.6×FY 2022: 5.4×FY 2023: 4.8×FY 2024: 5.3×FY 2025: 8.9×
FY 2016 5y median 5.4× FY 2025
EV/EBITDA 6.5×
FY 2016: 1.8×FY 2017: 1.2×FY 2018: 3.4×FY 2019: 5.4×FY 2020: -4.0×FY 2021: -11.7×FY 2022: 1.9×FY 2023: 3.0×FY 2024: 1.9×FY 2025: 6.5×
FY 2016 5y median 1.9× FY 2025
EV/Sales 1.8×
FY 2016: 0.4×FY 2017: 0.3×FY 2018: 1.5×FY 2019: 1.8×FY 2020: -1.0×FY 2021: -3.4×FY 2022: 0.6×FY 2023: 1.0×FY 2024: 0.5×FY 2025: 1.8×
FY 2016 5y median 0.6× FY 2025
FCF Yield 11.3%
FY 2016: 9.7%FY 2017: 7.0%FY 2018: 9.4%FY 2019: 11.1%FY 2020: 17.7%FY 2021: 13.1%FY 2022: 18.6%FY 2023: 20.7%FY 2024: 19.0%FY 2025: 11.3%
FY 2016 5y median 18.6% FY 2025

Profitability

Gross Margin 82.2%
FY 2016: 97.1%FY 2017: 97.2%FY 2018: 96.6%FY 2019: 95.9%FY 2020: 92.7%FY 2021: 94.4%FY 2022: 96.9%FY 2023: 90.0%FY 2024: 67.0%FY 2025: 82.2%
FY 2016 5y median 90.0% FY 2025
Operating Margin 25.9%
FY 2016: 20.3%FY 2017: 25.8%FY 2018: 41.0%FY 2019: 30.4%FY 2020: 23.4%FY 2021: 26.4%FY 2022: 32.2%FY 2023: 30.0%FY 2024: 38.6%FY 2025: 25.9%
FY 2016 5y median 30.0% FY 2025
Net Margin 19.5%
FY 2016: 12.5%FY 2017: 13.5%FY 2018: 29.4%FY 2019: 21.8%FY 2020: 16.9%FY 2021: 20.1%FY 2022: 24.0%FY 2023: 22.8%FY 2024: 17.6%FY 2025: 19.5%
FY 2016 5y median 20.1% FY 2025
ROE 10.8%
FY 2016: 5.6%FY 2017: 6.2%FY 2018: 13.7%FY 2019: 10.7%FY 2020: 7.9%FY 2021: 9.6%FY 2022: 15.9%FY 2023: 13.5%FY 2024: 10.2%FY 2025: 10.8%
FY 2016 5y median 10.8% FY 2025
ROIC 1.0%
FY 2016: 5.8%FY 2017: 6.2%FY 2018: 11.5%FY 2019: 9.9%FY 2020: 7.3%FY 2021: 8.4%FY 2022: 1.1%FY 2023: 11.8%FY 2024: 4.4%FY 2025: 1.0%
FY 2016 5y median 4.4% FY 2025
ROA 1.0%
FY 2016: 0.5%FY 2017: 0.5%FY 2018: 1.4%FY 2019: 1.0%FY 2020: 0.7%FY 2021: 0.7%FY 2022: 0.9%FY 2023: 1.0%FY 2024: 0.8%FY 2025: 1.0%
FY 2016 5y median 0.9% FY 2025

Growth (YoY)

Revenue 11.1%
FY 2016: 11.1%FY 2017: 9.1%FY 2018: 15.6%FY 2019: 1.1%FY 2020: 4.4%FY 2021: 8.4%FY 2022: 5.9%FY 2023: 15.0%FY 2024: 9.5%FY 2025: 11.1%
FY 2016 FY 2025
Operating Income -25.6%
FY 2016: 23.7%FY 2017: 38.3%FY 2018: 84.0%FY 2019: -25.1%FY 2020: -19.4%FY 2021: 22.3%FY 2022: 29.0%FY 2023: 7.2%FY 2024: 40.8%FY 2025: -25.6%
FY 2016 FY 2025
EPS (diluted) 24.5%
FY 2016: 21.4%FY 2017: 17.6%FY 2018: 150.0%FY 2019: -25.3%FY 2020: -8.9%FY 2021: 29.4%FY 2022: 25.8%FY 2023: 9.0%FY 2024: -16.6%FY 2025: 24.5%
FY 2016 FY 2025
Free Cash Flow -2.1%
FY 2016: 175.4%FY 2017: -14.0%FY 2018: 35.1%FY 2019: 27.5%FY 2020: 10.8%FY 2021: -17.4%FY 2022: 27.2%FY 2023: 15.4%FY 2024: -5.5%FY 2025: -2.1%
FY 2016 FY 2025

Financial Health

Current Ratio 26.7×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.5×FY 2022: 63.2×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 26.7×
FY 2016 5y median 0.5× FY 2025
Quick Ratio 26.7×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.5×FY 2022: 69.7×FY 2023: 0.4×FY 2024: 0.1×FY 2025: 26.7×
FY 2016 5y median 0.5× FY 2025
Debt / Equity 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.2×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Net Debt / EBITDA -0.2×
FY 2016: -8.5×FY 2017: -8.2×FY 2018: -2.0×FY 2019: -2.2×FY 2020: -10.4×FY 2021: -17.6×FY 2022: -2.4×FY 2023: -1.1×FY 2024: -3.0×FY 2025: -0.2×
FY 2016 5y median -2.4× FY 2025
Interest Coverage 1.6×
FY 2016: 6.9×FY 2017: 9.0×FY 2018: 12.1×FY 2019: 7.4×FY 2020: 5.4×FY 2021: 7.6×FY 2022: 8.8×FY 2023: 3.0×FY 2024: 2.3×FY 2025: 1.6×
FY 2016 5y median 3.0× FY 2025

Dividends

Dividend Yield 1.7%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.8%FY 2019: 1.2%FY 2020: 1.5%FY 2021: 1.8%FY 2022: 2.0%FY 2023: 2.4%FY 2024: 2.4%FY 2025: 1.7%
FY 2016 5y median 2.0% FY 2025
Payout Ratio 16.1%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 6.7%FY 2019: 13.5%FY 2020: 14.7%FY 2021: 15.2%FY 2022: 12.0%FY 2023: 13.8%FY 2024: 16.5%FY 2025: 16.1%
FY 2016 5y median 15.2% FY 2025

Annual · latest fiscal year ends 2025-12-31