Skip to content
Menu
Get the app WatchlistsPortfoliosAlerts
Pricing Sign in

Central Valley Community Bancorp CVCY

Full chart Compare
Set alert

Price alert · CVCY

All alert types
19.89 +19.89

Day range unavailable

52-week range unavailable

Included in Essentials and up

Sign in to see Fair value

Discounted cash flow estimates against the price, and the P/E against its industry and sector.

Sign in

Included in Essentials and up

Sign in to see Head count and owner earnings

Employees by annual report and the cash the business earns for its owners.

Sign in

Financial health

Altman Z-Score

0.30 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 8.9×
FY 2016: 14.9×FY 2017: 18.0×FY 2018: 11.9×FY 2019: 13.5×FY 2020: 9.2×FY 2021: 9.0×FY 2022: 9.3×FY 2023: 10.3×FY 2024: 39.6×FY 2025: 8.9×
FY 2016 5y median 9.3× FY 2025
P/S 1.8×
FY 2016: 4.2×FY 2017: 3.8×FY 2018: 3.5×FY 2019: 3.9×FY 2020: 2.4×FY 2021: 3.1×FY 2022: 3.0×FY 2023: 2.9×FY 2024: 0.0×FY 2025: 1.8×
FY 2016 5y median 2.9× FY 2025
P/B 0.8×
FY 2016: 1.4×FY 2017: 1.2×FY 2018: 1.2×FY 2019: 1.3×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 1.4×FY 2023: 1.3×FY 2024: 0.2×FY 2025: 0.8×
FY 2016 5y median 1.0× FY 2025
P/FCF 7.3×
FY 2016: 18.6×FY 2017: 10.3×FY 2018: 8.7×FY 2019: 13.9×FY 2020: 12.0×FY 2021: 6.1×FY 2022: 10.4×FY 2023: 14.5×FY 2024: 15.1×FY 2025: 7.3×
FY 2016 5y median 10.4× FY 2025
EV/EBITDA 0.0×
FY 2016: 3.2×FY 2017: 2.3×FY 2018: 3.0×FY 2019: 3.0×FY 2020: 1.6×FY 2021: 1.4×FY 2022: 6.8×FY 2023: -266×FY 2024: 52.5×FY 2025: 0.0×
FY 2016 5y median 1.4× FY 2025
EV/Sales 1.7×
FY 2016: 3.6×FY 2017: 2.4×FY 2018: 3.3×FY 2019: 3.2×FY 2020: 1.6×FY 2021: 1.6×FY 2022: 4.0×FY 2023: 4.1×FY 2024: 0.0×FY 2025: 1.7×
FY 2016 5y median 1.7× FY 2025
FCF Yield 13.6%
FY 2016: 5.4%FY 2017: 9.7%FY 2018: 11.5%FY 2019: 7.2%FY 2020: 8.3%FY 2021: 16.4%FY 2022: 9.6%FY 2023: 6.9%FY 2024: 6.6%FY 2025: 13.6%
FY 2016 5y median 9.6% FY 2025

Profitability

Gross Margin 0.0%
FY 2016: 99.6%FY 2017: 99.4%FY 2018: 99.7%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 97.1%FY 2022: 100.0%FY 2023: 77.2%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 77.2% FY 2025
Operating Margin 0.0%
FY 2016: 59.9%FY 2017: 52.8%FY 2018: 41.1%FY 2019: 39.8%FY 2020: 35.5%FY 2021: 0.0%FY 2022: 43.7%FY 2023: 39.5%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Net Margin 20.6%
FY 2016: 28.2%FY 2017: 21.4%FY 2018: 29.8%FY 2019: 28.5%FY 2020: 26.5%FY 2021: 34.3%FY 2022: 32.0%FY 2023: 28.6%FY 2024: 0.0%FY 2025: 20.6%
FY 2016 5y median 28.6% FY 2025
ROE 9.3%
FY 2016: 9.3%FY 2017: 6.7%FY 2018: 9.7%FY 2019: 9.4%FY 2020: 8.3%FY 2021: 11.5%FY 2022: 15.3%FY 2023: 12.3%FY 2024: 0.4%FY 2025: 9.3%
FY 2016 5y median 11.5% FY 2025
ROIC 0.0%
FY 2016: 1.6%FY 2017: 1.2%FY 2018: 1.5%FY 2019: 2.0%FY 2020: 1.3%FY 2021: 0.0%FY 2022: 1.6%FY 2023: 1.1%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
ROA 1.0%
FY 2016: 1.1%FY 2017: 0.8%FY 2018: 1.4%FY 2019: 1.3%FY 2020: 1.0%FY 2021: 1.2%FY 2022: 1.1%FY 2023: 1.0%FY 2024: 0.7%FY 2025: 1.0%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 0.0%
FY 2016: 10.1%FY 2017: 21.8%FY 2018: 9.0%FY 2019: 5.3%FY 2020: 1.9%FY 2021: 8.0%FY 2022: 0.6%FY 2023: 7.0%FY 2024: -100.0%FY 2025: 0.0%
FY 2016 FY 2025
Operating Income 0.0%
FY 2016: 36.3%FY 2017: 7.4%FY 2018: -15.2%FY 2019: 1.9%FY 2020: -9.0%FY 2021: -100.0%FY 2022: 0.0%FY 2023: -3.4%FY 2024: -100.0%FY 2025: 0.0%
FY 2016 FY 2025
EPS (diluted) 344.4%
FY 2016: 33.0%FY 2017: -17.3%FY 2018: 43.6%FY 2019: 0.6%FY 2020: 1.9%FY 2021: 42.6%FY 2022: -1.7%FY 2023: -4.4%FY 2024: -79.3%FY 2025: 344.4%
FY 2016 FY 2025
Free Cash Flow 107.7%
FY 2016: -27.7%FY 2017: 100.7%FY 2018: 19.5%FY 2019: -28.4%FY 2020: -25.7%FY 2021: 169.8%FY 2022: -43.0%FY 2023: -24.3%FY 2024: 23.0%FY 2025: 107.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 46.5×FY 2017: 49.5×FY 2018: 32.7×FY 2019: 18.4×FY 2020: 25.9×FY 2021: 32.6×FY 2022: 9.6×FY 2023: 69.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 9.6× FY 2025
Quick Ratio 0.0×
FY 2016: 46.5×FY 2017: 49.5×FY 2018: 32.7×FY 2019: 20.3×FY 2020: 28.5×FY 2021: 36.9×FY 2022: 10.2×FY 2023: 69.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 10.2× FY 2025
Debt / Equity 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.1×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.2×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.0×
FY 2016: -0.5×FY 2017: -1.4×FY 2018: -0.2×FY 2019: -0.6×FY 2020: -0.9×FY 2021: -1.3×FY 2022: 1.8×FY 2023: -76.2×FY 2024: -0.0×FY 2025: 0.0×
FY 2016 5y median -0.0× FY 2025
Interest Coverage 0.0×
FY 2016: 29.5×FY 2017: 30.5×FY 2018: 19.8×FY 2019: 11.7×FY 2020: 17.1×FY 2021: 0.0×FY 2022: 10.7×FY 2023: 7.9×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 2.7%
FY 2016: 1.2%FY 2017: 1.2%FY 2018: 1.7%FY 2019: 2.0%FY 2020: 3.0%FY 2021: 2.3%FY 2022: 2.3%FY 2023: 2.2%FY 2024: 2.4%FY 2025: 2.7%
FY 2016 5y median 2.3% FY 2025
Payout Ratio 24.0%
FY 2016: 17.9%FY 2017: 21.5%FY 2018: 20.1%FY 2019: 27.1%FY 2020: 27.2%FY 2021: 20.3%FY 2022: 21.2%FY 2023: 22.2%FY 2024: 107.4%FY 2025: 24.0%
FY 2016 5y median 22.2% FY 2025

Annual · latest fiscal year ends 2025-12-31