ChoiceOne Financial Services, Inc. COFS
Set alert
35.45 USD +0.45 +1.29%
At close · Oct 30
35.45 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
35.21 Day range 36.68
27.03 52-week range 35.45
- YTD
- +20.09%
- 1 year
- +22.96%
- Open
- 35.97
- Prev close
- 35.00
- Mkt cap
- 530.17M
- Vol
- 82.04K
- Avg vol
- 78.87K
- EPS
- 3.67
- P/E
- 9.66
- Div yield
- 3.12%
More statistics
- Low
- 35.21
- High
- 36.68
- Forward P/E
- 9.29
- Beta
- 0.63
- Short ratio
- 9.51
- Inst. own
- 33.94%
- Dividend
- 1.12
- Ex-div date
- Dec 12, 2024
- Earnings
- Jan 22, 2025
- 50-d avg
- 34.85
- 200-d avg
- 29.08
- 1y target
- 41.00
2Y chart
Events in this range
- Dec 13, 2024Dividend: 0.28
- Jan 22, 2025Earnings: —; estimate 0.83; surprise —%
- Mar 14, 2025Dividend: 0.28
- Jun 13, 2025Dividend: 0.28
- Sep 15, 2025Dividend: 0.28
- Dec 15, 2025Dividend: 0.29
- Mar 13, 2026Dividend: 0.29
- Jun 15, 2026Dividend: 0.29
- Sep 15, 2026Dividend: 0.29
Signals (109)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 22, 2026 | 1 week ago |
| SMA: Bearish | Oct 21, 2026 | 1 week ago |
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 16, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 12, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 6, 2026 | 3 weeks ago |
| MACD: Sell Signal | Sep 17, 2026 | 1 month ago |
| SMA: Bearish | Sep 16, 2026 | 1 month ago |
| SMA: Bullish | Sep 10, 2026 | 1 month ago |
| SMA: Bearish | Sep 9, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 3, 2026 | 1 month ago |
| SMA: Bullish | Sep 2, 2026 | 1 month ago |
| SMA: Bearish | Aug 19, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 5, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 4, 2026 | 2 months ago |
| MACD: Sell Signal | Jul 23, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 16, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 8, 2026 | 3 months ago |
| RSI: Overbought | Jul 1, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 24, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 18, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 9, 2026 | 4 months ago |
| MACD: Sell Signal | May 29, 2026 | 5 months ago |
| MACD: Buy Signal | May 22, 2026 | 5 months ago |
| MACD: Sell Signal | May 12, 2026 | 5 months ago |
| MACD: Buy Signal | May 6, 2026 | 5 months ago |
| MACD: Sell Signal | Apr 29, 2026 | 6 months ago |
| SMA: Bullish | Apr 9, 2026 | 6 months ago |
| RSI: Overbought | Apr 9, 2026 | 6 months ago |
| SMA: Bullish | Apr 7, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 25, 2026 | 7 months ago |
| SMA: Bearish | Mar 5, 2026 | 8 months ago |
| SMA: Bearish | Mar 5, 2026 | 8 months ago |
| MACD: Sell Signal | Mar 5, 2026 | 8 months ago |
| SMA: Bullish | Mar 3, 2026 | 8 months ago |
| MACD: Buy Signal | Mar 3, 2026 | 8 months ago |
| SMA: Bullish | Mar 2, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 27, 2026 | 8 months ago |
| SMA: Bullish | Feb 26, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 26, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bullish | Feb 20, 2026 | 8 months ago |
| SMA: Bullish | Feb 20, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 13, 2026 | 8 months ago |
| SMA: Bearish | Feb 9, 2026 | 8 months ago |
| SMA: Bullish | Feb 3, 2026 | 9 months ago |
| SMA: Bullish | Feb 2, 2026 | 9 months ago |
| SMA: Bearish | Jan 30, 2026 | 9 months ago |
| SMA: Bullish | Jan 29, 2026 | 9 months ago |
| SMA: Bearish | Jan 23, 2026 | 9 months ago |
| SMA: Bullish | Jan 21, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 21, 2026 | 9 months ago |
| RSI: Oversold | Jan 12, 2026 | 9 months ago |
| SMA: Bearish | Jan 7, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 9 months ago |
| SMA: Bearish | Jan 2, 2026 | 10 months ago |
| SMA: Bearish | Dec 29, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 19, 2025 | 10 months ago |
| MACD: Buy Signal | Nov 24, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 18, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Nov 13, 2025 | 11 months ago |
| SMA: Bearish | Nov 6, 2025 | 11 months ago |
| SMA: Bullish | Nov 5, 2025 | 12 months ago |
| SMA: Bullish | Nov 5, 2025 | 12 months ago |
| SMA: Bearish | Oct 29, 2025 | 1 year ago |
| SMA: Bearish | Oct 29, 2025 | 1 year ago |
| SMA: Bullish | Oct 24, 2025 | 1 year ago |
| SMA: Bullish | Oct 24, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 22, 2025 | 1 year ago |
| RSI: Oversold | Oct 16, 2025 | 1 year ago |
| RSI: Oversold | Oct 9, 2025 | 1 year ago |
| RSI: Oversold | Oct 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 16, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 9, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Aug 1, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 31, 2025 | 1 year ago |
| SMA: Bullish | Jul 25, 2025 | 1 year ago |
| MACD: Buy Signal | Jul 25, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| SMA: Bullish | Jul 22, 2025 | 1 year ago |
| SMA: Bearish | Jul 15, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 15, 2025 | 1 year ago |
| SMA: Bullish | Jul 1, 2025 | 1 year ago |
| SMA: Bearish | Jun 30, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 26, 2025 | 1 year ago |
| SMA: Bullish | Jun 24, 2025 | 1 year ago |
| SMA: Bearish | Jun 13, 2025 | 1 year ago |
| MACD: Sell Signal | May 23, 2025 | 1 year ago |
| SMA: Bullish | May 1, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 17, 2025 | 1 year ago |
| RSI: Oversold | Apr 10, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 3, 2025 | 1 year ago |
| RSI: Oversold | Apr 1, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 24, 2025 | 1 year ago |
| RSI: Oversold | Mar 4, 2025 | 1 year ago |
| RSI: Oversold | Feb 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jan 29, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 21, 2025 | 1 year ago |
| RSI: Overbought | Dec 11, 2024 | 1 year ago |
Key statistics
- Market cap
- 316.29M
- Enterprise value
- 416.84M
- Trailing P/E
- 11.17
- Forward P/E
- 9.29
- PEG ratio
- 0.00
- Price / sales
- 3.60
- Price / book
- 1.28
- EPS (TTM)
- 3.16
- Beta
- 0.63
- Dividend yield
- 3.12%
- Payout ratio
- 34.18%
- Profit margin
- 28.29%
- Revenue (TTM)
- 87.90M
- Revenue growth
- 23.90%
- Free cash flow
- 0
- Total cash
- 152.35M
- Total debt
- 247.70M
- Return on equity
- 11.59%
- Shares outstanding
- 8.96M
- Short % of float
- 3.46%
- 50-day average
- 34.85
- 200-day average
- 29.08
Analyst view
Consensus: strong buy
Strong buy
Price target (mean) 41.00
Ratings (0m) 1 1 buy · 0 hold · 0 sell
- Strong buy0
- Buy1
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 22, 2025
Expected Jan 22, 2025. Consensus EPS estimate 0.825.
Financials — quick view
COFS Revenue — quarterly 41.09M
COFS Net income — quarterly 12.46M
COFS EPS — quarterly 0.83
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 22, 2025 | Dec 1, 2024 | 0.83 | — | — | — |
| Oct 23, 2024 | Sep 1, 2024 | 0.74 | 0.93 | +0.19 | +25.68% |
| Jul 25, 2024 | Jun 1, 2024 | 0.76 | 0.87 | +0.11 | +14.47% |
| Jul 25, 2024 | Jun 1, 2024 | 0.76 | — | — | — |
| Apr 24, 2024 | Mar 1, 2024 | 0.59 | 0.74 | +0.15 | +25.42% |
| Apr 24, 2024 | Mar 1, 2024 | 0.59 | — | — | — |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 18, 2024 | DA Davidson | init | — | Buy |
| Sep 27, 2023 | Janney Montgomery Scott | init | — | Neutral |
About ChoiceOne Financial Services, Inc.
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- choiceone.bank
News
- ChoiceOne Financial Services, Inc. (COFS) Q3 Earnings and Revenues Top Estimates
- ChoiceOne Finl Servs Q3 EPS $0.97 Beats $0.93 Estimate, Sales $45.190M Beat $44.100M Estimate
- ChoiceOne Reports Third Quarter 2026 Results
- ChoiceOne Bank Announces Official Opening of ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton
- ChoiceOne Bank Receives Habitat for Humanity of Kent County Opportunity Award
- BlackRock Inc. Invests $36.96 Million in ChoiceOne Financial Services, Inc. $COFS
- ChoiceOne Financial Services (COFS) Upgraded to Buy: Here's What You Should Know
- DA Davidson Maintains Buy on ChoiceOne Financial Servs, Raises Price Target to $38
- ChoiceOne Financial Services, Inc. (COFS) Q2 Earnings Surpass Estimates
- ChoiceOne Finl Servs Q2 EPS $0.83 Misses $0.88 Estimate, Sales $41.636M Miss $43.450M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ARMOCK GREG L | Director | Stock Award(Grant) | Sep 30, 2024 | 0 |
| BROPHY KEITH D | Director | Stock Award(Grant) | Sep 30, 2024 | 0 |
| BURNS HAROLD J | Director | Stock Award(Grant) | Sep 30, 2024 | 21,304 |
| BURROUGH ERIC E | Director | Stock Award(Grant) | Sep 30, 2024 | 160,938 |
| COULTER CURT E | Director | Stock Award(Grant) | Sep 30, 2024 | 9,697 |
| ESSEX BRUCE JOHN JR. | Director | Stock Award(Grant) | Sep 30, 2024 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 6.83% | 495,375 | 17.49M | Sep 29, 2024 |
| Vanguard Group Inc | 5.54% | 401,670 | 14.18M | Sep 29, 2024 |
| Fourthstone LLC | 4.89% | 354,630 | 12.52M | Sep 29, 2024 |
| Manufacturers Life Insurance Co. | 3.08% | 223,414 | 7.89M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.58% | 187,342 | 6.62M | Sep 29, 2024 |
| Zacks Investment Management | 1.62% | 117,273 | 4.14M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.43% | 248,249 | 8.77M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 3.03% | 219,493 | 7.75M | Oct 30, 2024 |
| John Hancock Regional Bank Fund (Investors Tr) | 1.45% | 104,791 | 3.70M | Oct 30, 2024 |
| John Hancock Financial Opportunities Fund | 1.36% | 98,216 | 3.47M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.27% | 92,210 | 3.26M | Sep 29, 2024 |
| iShares Russell 2000 Value ETF | 1.10% | 79,665 | 2.81M | Oct 30, 2024 |