CNND

Canandaigua National Corporation

USD

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Price alert · CNND

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215.00 USD 0.00 0.00%
As of Feb 5, 2026
186.00 Day range 186.00
186.00 52-week range 230.00
YTD
+2.38%
1 year
+32.31%
Open
186.00
Prev close
215.00
Mkt cap
393.75M
Vol
100
Avg vol
38
EPS
23.49
P/E
9.15
More statistics
Low
186.00
High
186.00

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Financial health

Altman Z-Score

0.21 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 2
  • P/E 3
  • P/B 4

Valuation

P/E 6.5×
FY 2016: 11.7×FY 2017: 12.9×FY 2018: 9.1×FY 2019: 9.7×FY 2020: 8.3×FY 2021: 9.8×FY 2022: 11.0×FY 2023: 8.8×FY 2024: 7.6×FY 2025: 6.5×
FY 2016 5y median 8.8× FY 2025
P/S 1.2×
FY 2016: 2.2×FY 2017: 2.2×FY 2018: 2.3×FY 2019: 2.2×FY 2020: 2.0×FY 2021: 2.3×FY 2022: 2.4×FY 2023: 2.2×FY 2024: 1.1×FY 2025: 1.2×
FY 2016 5y median 2.2× FY 2025
P/B 0.9×
FY 2016: 1.4×FY 2017: 1.4×FY 2018: 1.4×FY 2019: 1.4×FY 2020: 1.2×FY 2021: 1.4×FY 2022: 1.7×FY 2023: 1.1×FY 2024: 0.9×FY 2025: 0.9×
FY 2016 5y median 1.1× FY 2025
P/FCF 5.4×
FY 2016: 8.0×FY 2017: 8.7×FY 2018: 6.7×FY 2019: 9.2×FY 2020: 11.0×FY 2021: 8.0×FY 2022: 10.1×FY 2023: 5.8×FY 2024: 5.1×FY 2025: 5.4×
FY 2016 5y median 5.8× FY 2025
EV/EBITDA 8.8×
FY 2016: 8.4×FY 2017: 11.5×FY 2018: 11.9×FY 2019: 11.3×FY 2020: 10.8×FY 2021: 10.4×FY 2022: 16.1×FY 2023: 12.0×FY 2024: 13.8×FY 2025: 8.8×
FY 2016 5y median 12.0× FY 2025
EV/Sales 2.5×
FY 2016: 2.9×FY 2017: 4.1×FY 2018: 4.2×FY 2019: 3.5×FY 2020: 3.0×FY 2021: 3.3×FY 2022: 4.9×FY 2023: 5.3×FY 2024: 2.6×FY 2025: 2.5×
FY 2016 5y median 3.3× FY 2025
FCF Yield 18.6%
FY 2016: 12.6%FY 2017: 11.5%FY 2018: 14.8%FY 2019: 10.8%FY 2020: 9.1%FY 2021: 12.6%FY 2022: 9.9%FY 2023: 17.3%FY 2024: 19.7%FY 2025: 18.6%
FY 2016 5y median 17.3% FY 2025

Profitability

Gross Margin 64.6%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 153.2%FY 2024: 60.2%FY 2025: 64.6%
FY 2016 5y median 100.0% FY 2025
Operating Margin 23.5%
FY 2016: 28.9%FY 2017: 30.5%FY 2018: 31.6%FY 2019: 29.8%FY 2020: 26.6%FY 2021: 35.2%FY 2022: 34.6%FY 2023: 41.8%FY 2024: 23.3%FY 2025: 23.5%
FY 2016 5y median 34.6% FY 2025
Net Margin 17.9%
FY 2016: 18.8%FY 2017: 17.3%FY 2018: 24.7%FY 2019: 22.6%FY 2020: 23.9%FY 2021: 22.9%FY 2022: 21.9%FY 2023: 25.3%FY 2024: 14.8%FY 2025: 17.9%
FY 2016 5y median 21.9% FY 2025
ROE 13.7%
FY 2016: 11.6%FY 2017: 10.6%FY 2018: 15.4%FY 2019: 14.7%FY 2020: 14.3%FY 2021: 14.1%FY 2022: 15.3%FY 2023: 12.9%FY 2024: 11.9%FY 2025: 13.7%
FY 2016 5y median 13.7% FY 2025
ROIC 1.1%
FY 2016: 3.2%FY 2017: 2.8%FY 2018: 4.2%FY 2019: 2.0%FY 2020: 1.5%FY 2021: 1.9%FY 2022: 2.1%FY 2023: 2.1%FY 2024: 1.9%FY 2025: 1.1%
FY 2016 5y median 1.9% FY 2025
ROA 1.1%
FY 2016: 0.9%FY 2017: 0.8%FY 2018: 1.3%FY 2019: 1.3%FY 2020: 1.2%FY 2021: 1.1%FY 2022: 1.0%FY 2023: 0.9%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 8.1%
FY 2016: 5.9%FY 2017: 6.8%FY 2018: 14.3%FY 2019: 19.3%FY 2020: 1.8%FY 2021: 10.4%FY 2022: 11.7%FY 2023: -19.0%FY 2024: 71.1%FY 2025: 8.1%
FY 2016 FY 2025
Operating Income 8.8%
FY 2016: 8.3%FY 2017: 12.6%FY 2018: 18.6%FY 2019: 12.5%FY 2020: -9.2%FY 2021: 46.0%FY 2022: 10.0%FY 2023: -2.3%FY 2024: -4.4%FY 2025: 8.8%
FY 2016 FY 2025
EPS (diluted) 32.9%
FY 2016: 7.1%FY 2017: -2.2%FY 2018: 63.8%FY 2019: 9.5%FY 2020: 8.0%FY 2021: 6.0%FY 2022: 6.8%FY 2023: -5.9%FY 2024: 1.1%FY 2025: 32.9%
FY 2016 FY 2025
Free Cash Flow 6.9%
FY 2016: 25.8%FY 2017: -0.7%FY 2018: 48.1%FY 2019: -15.7%FY 2020: -22.2%FY 2021: 73.2%FY 2022: -5.7%FY 2023: 29.8%FY 2024: -1.5%FY 2025: 6.9%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 14.5×FY 2017: 16.2×FY 2018: 14.6×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 0.3×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.3×
FY 2016: 19.8×FY 2017: 18.9×FY 2018: 17.2×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.1×FY 2025: 0.3×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 1.1×
FY 2016: 1.1×FY 2017: 1.4×FY 2018: 1.5×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 0.8×FY 2022: 1.9×FY 2023: 1.7×FY 2024: 1.7×FY 2025: 1.1×
FY 2016 5y median 1.7× FY 2025
Net Debt / EBITDA 4.7×
FY 2016: 2.0×FY 2017: 5.2×FY 2018: 5.6×FY 2019: 4.3×FY 2020: 3.7×FY 2021: 3.2×FY 2022: 8.2×FY 2023: 7.0×FY 2024: 7.9×FY 2025: 4.7×
FY 2016 5y median 7.0× FY 2025
Interest Coverage 0.7×
FY 2016: 4.6×FY 2017: 3.8×FY 2018: 3.1×FY 2019: 6.2×FY 2020: 5.6×FY 2021: 10.0×FY 2022: 7.1×FY 2023: 2.2×FY 2024: 0.0×FY 2025: 0.7×
FY 2016 5y median 2.2× FY 2025

Dividends

Dividend Yield 4.5%
FY 2016: 2.8%FY 2017: 2.8%FY 2018: 2.7%FY 2019: 2.8%FY 2020: 3.7%FY 2021: 3.2%FY 2022: 3.1%FY 2023: 4.3%FY 2024: 5.0%FY 2025: 4.5%
FY 2016 5y median 4.3% FY 2025
Payout Ratio 29.7%
FY 2016: 32.4%FY 2017: 36.6%FY 2018: 25.1%FY 2019: 27.3%FY 2020: 31.0%FY 2021: 31.8%FY 2022: 34.1%FY 2023: 37.6%FY 2024: 37.8%FY 2025: 29.7%
FY 2016 5y median 34.1% FY 2025

Annual · latest fiscal year ends 2025-12-31