Civista Bancshares, Inc. CIVB
28.47 USD -0.33 (-1.15%)
At closeNov 3, 2026, 4:01 PM EST
28.47 0.00 0.00%
After hours · Nov 3, 4:01 PM ET
28.37 Day range 28.86
21.18 52-week range 29.30
- YTD
- +28.13%
- 1 year
- +31.87%
- Market cap
- 589.67M
- Revenue (ttm)
- 146.56M
- Profit margin
- 21.45%
- EPS (ttm)
- 2.74
- Shares out
- 15.74M
- P/E ratio
- 10.39
- Forward P/E
- 10.28
- Dividend
- 0.64 (3.01%)
- Ex-dividend date
- Nov 4, 2024
- YTD return
- +28.13%
- 1-year return
- +31.87%
- Volume
- 105.52K
- Avg volume
- 139.57K
- Open
- 28.86
- Previous close
- 28.80
- Day's range
- 28.37 – 28.86
- 52-week range
- 21.18 – 29.30
- Beta
- 0.77
- Analysts
- Buy
- Price target
- 24.25 (-14.8%)
- Earnings date
- Feb 13, 2025
2Y +8.11 (+39.83%)
Key statistics
- Enterprise value
- 658.58M
- PEG ratio
- 0.00
- Price / sales
- 2.27
- Price / book
- 0.84
- Dividend yield
- 3.01%
- Payout ratio
- 32.00%
- Revenue growth
- -2.50%
- Free cash flow
- 0
- Total cash
- 84.31M
- Total debt
- 407.23M
- Return on equity
- 8.65%
- Short % of float
- 1.09%
- 50-day average
- 21.19
- 200-day average
- 17.04
Analyst view
Consensus: buy
Buy
Price target (mean) 24.25 -14.8% downside
Now 28.47
- Target (low)
- 21.00
- Target (mean)
- 24.25
- Target (high)
- 26.00
Ratings (0m) 6 4 buy · 2 hold · 0 sell
- Strong buy1
- Buy3
- Hold2
- Sell0
- Strong sell0
Next earnings
Feb 13, 2025
Expected Feb 13, 2025. Consensus EPS estimate 0.53333.
Financials — quick view
CIVB Revenue — quarterly 45.83M
CIVB Net income — quarterly 14.31M
CIVB EPS — quarterly 0.69
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 13, 2025 | Dec 1, 2024 | 0.53 | — | — | — |
| Oct 29, 2024 | Sep 1, 2024 | 0.44 | 0.53 | +0.09 | +20.45% |
| Jul 29, 2024 | Jun 1, 2024 | 0.40 | 0.45 | +0.05 | +12.50% |
| Apr 30, 2024 | Mar 1, 2024 | 0.47 | 0.41 | -0.06 | -12.77% |
| Feb 8, 2024 | Dec 1, 2023 | 0.56 | 0.62 | +0.06 | +10.71% |
| Oct 27, 2023 | Sep 1, 2023 | 0.60 | 0.66 | +0.06 | +10.00% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Dec 4, 2024 | Keefe, Bruyette & Woods | main | Outperform | Outperform |
| Oct 30, 2024 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
| Oct 30, 2024 | Hovde Group | up | Market Perform | Outperform |
| Aug 1, 2024 | Piper Sandler | main | Neutral | Neutral |
| Jul 30, 2024 | Keefe, Bruyette & Woods | reit | Outperform | Outperform |
| May 1, 2024 | Keefe, Bruyette & Woods | reit | Outperform | Outperform |
About Civista Bancshares, Inc.
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- civb.com
News
Civista Bancshares: 2 Key Takeaways for Long-Term Investors 
Dividend Champion, Contender, And Challenger Highlights: Week November 1 
Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of Directors 
Civista Bancshares, Inc. (CIVB) Q3 2026 Earnings Call Transcript 
Civista Bancshares Q3 Earnings Call Highlights 
Civista Bancshares (CIVB) Reports Q3 Earnings: What Key Metrics Have to Say 
Civista Bancshares (CIVB) Tops Q3 Earnings and Revenue Estimates 
Civista Bancshares Q3 EPS $0.77 Beats $0.70 Estimate, Sales $49.081M Beat $48.725M Estimate 
Civista Bancshares Q3 EPS $0.77 Beats $0.70 Estimate 
Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CONGROVE DARCI L | Director | Purchase | Nov 4, 2024 | 5,250 |
| MATTLIN JULIE A. | Director | Purchase | Aug 12, 2024 | 24,884 |
| MILLER JAMES O | Director | Stock Award(Grant) | Jun 9, 2024 | 30,929 |
| MURRAY DENNIS E JR | Chairman of the Board | Stock Award(Grant) | Jun 9, 2024 | 65,088 |
| OLIVER MARY PATRICIA | Director | Stock Award(Grant) | Jun 9, 2024 | 6,180 |
| PERFECT CLYDE A JR | Officer of Subsidiary Company | Stock Award(Grant) | Jun 9, 2024 | 15,214 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 9.13% | 1,436,544 | 30.41M | Sep 29, 2024 |
| Vanguard Group Inc | 5.37% | 845,222 | 17.89M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 5.14% | 809,238 | 17.13M | Sep 29, 2024 |
| Manufacturers Life Insurance Co. | 2.95% | 464,389 | 9.83M | Sep 29, 2024 |
| Wellington Management Group, LLP | 2.27% | 357,207 | 7.56M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.21% | 348,352 | 7.37M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.17% | 498,664 | 10.56M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.88% | 453,439 | 9.60M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.47% | 231,732 | 4.91M | Sep 29, 2024 |
| John Hancock Regional Bank Fund (Investors Tr) | 1.47% | 231,766 | 4.91M | Oct 30, 2024 |
| RMB Mendon Financial Services Fund | 1.27% | 200,000 | 4.23M | Sep 29, 2024 |
| DFA U.S. Small Cap Value Series | 1.22% | 191,298 | 4.05M | Jul 30, 2024 |