C&F Financial Corporation CFFI
At closeNov 5, 2026, 4:00 PM EST
After hours · Nov 5, 4:00 PM ET
- YTD
- +49.26%
- 1 year
- +53.30%
- Market cap
- 352.26M
- Revenue (ttm)
- 114.78M
- Profit margin
- 16.43%
- EPS (ttm)
- 9.33
- Shares out
- 3.23M
- P/E ratio
- 11.61
- Dividend
- 1.76 (2.41%)
- Ex-dividend date
- Dec 12, 2024
- YTD return
- +49.26%
- 1-year return
- +53.30%
- Volume
- 74.53K
- Avg volume
- 64.33K
- Open
- 112.38
- Previous close
- 112.23
- Day's range
- 108.04 – 114.44
- 52-week range
- 66.48 – 115.40
- Beta
- 0.37
5D -2.90 (-2.61%)
Key statistics
- Enterprise value
- 327.61M
- PEG ratio
- 0.00
- Price / sales
- 2.00
- Price / book
- 1.01
- Dividend yield
- 2.41%
- Payout ratio
- 31.10%
- Revenue growth
- 4.00%
- Free cash flow
- 0
- Total cash
- 55.67M
- Total debt
- 147.53M
- Return on equity
- 8.86%
- Short % of float
- 0.64%
- 50-day average
- 69.67
- 200-day average
- 54.54
Next earnings
Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Oct 29, 2024 | Sep 1, 2024 | 0.00 | 1.65 | — | — |
| Jul 24, 2024 | Jun 1, 2024 | 0.00 | 1.50 | — | — |
| Apr 19, 2024 | Mar 1, 2024 | 0.00 | 1.01 | — | — |
| Jan 24, 2024 | Dec 1, 2023 | 0.00 | 1.50 | — | — |
| Oct 26, 2023 | Sep 1, 2023 | 0.00 | 1.71 | — | — |
| Jul 26, 2023 | Jun 1, 2023 | 0.00 | 1.84 | — | — |
About C&F Financial Corporation
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, and debit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services to third parties for residential appraisals, as well as various mortgage origination activities. The Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services, and insurance products and services, as well as title and settlement agency. C&F Financial Corporation was founded in 1927 and is headquartered in Toano, Virginia.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- cffc.com
News
DA Davidson Maintains Buy on C&F Financial, Raises Price Target to $124 
C&F Financial Q3 Adj. EPS $2.55 Beats $2.46 Estimate, Sales $38.210M Miss $40.480M Estimate 
C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months of 2026 
C&F Financial (NASDAQ:CFFI) Stock Price Breaks Above Two Hundred Day Moving Average – What’s Next? 
C&F Financial's 2026 Outlook: Aggressive Market Expansion Drives New Retail Growth 
C&F Financial (NASDAQ:CFFI) vs. Winchester Bancorp (NASDAQ:WSBK) Financial Survey - DA Davidson Initiates Coverage On C&F Financial with Buy Rating, Announces Price Target of $115
CFFI Gains 35% in a Year: Is More Upside Ahead for the Stock? 
C&F Financial Corporation Announces Quarterly Dividend 
CFFI Q2 Earnings Rise Y/Y on Loan Growth & Margin Gains
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| AGNEW JULIE RICHARDSON PH.D. | Director | Stock Award(Grant) | Apr 15, 2024 | 4,172 |
| CHERRY THOMAS F | Chief Executive Officer | Sale | Dec 8, 2024 | 38,328 |
| CRONE DUSTIN S | Chief Executive Officer | Sale | Nov 26, 2024 | 8,437 |
| HOLMES AUDREY DALE | Director | Stock Award(Grant) | Apr 15, 2024 | 13,360 |
| LONG JASON E | Chief Financial Officer | Sale | Nov 25, 2024 | 9,600 |
| MCKERNON BRYAN EDWIN | Chief Executive Officer | Sale | Dec 1, 2024 | 13,245 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Dimensional Fund Advisors LP | 5.81% | 187,820 | 13.34M | Sep 29, 2024 |
| Vanguard Group Inc | 4.60% | 148,881 | 10.58M | Sep 29, 2024 |
| Manufacturers Life Insurance Co. | 3.32% | 107,258 | 7.62M | Sep 29, 2024 |
| Renaissance Technologies, LLC | 2.78% | 89,960 | 6.39M | Sep 29, 2024 |
| Huber Capital Management Llc | 1.94% | 62,865 | 4.47M | Sep 29, 2024 |
| Bridgeway Capital Management, Inc. | 1.31% | 42,422 | 3.01M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.07% | 99,381 | 7.06M | Sep 29, 2024 |
| John Hancock Regional Bank Fund (Investors Tr) | 1.76% | 56,826 | 4.04M | Oct 30, 2024 |
| DFA U.S. Small Cap Value Series | 1.40% | 45,407 | 3.23M | Jul 30, 2024 |
| Vanguard Extended Market Index Fund | 1.38% | 44,566 | 3.17M | Sep 29, 2024 |
| Advisors Series Trust-Huber Small Cap Value Fund | 1.22% | 39,394 | 2.80M | Sep 29, 2024 |
| John Hancock Financial Opportunities Fund | 1.17% | 37,912 | 2.69M | Oct 30, 2024 |