Cass Information Systems, Inc. CASS
Nov 5, 2026, 1:39 PM EST
- YTD
- +29.26%
- 1 year
- +32.78%
- Market cap
- 696.53M
- Revenue (ttm)
- 220.03M
- Profit margin
- 10.45%
- EPS (ttm)
- 2.90
- Shares out
- 13.57M
- P/E ratio
- 18.76
- Forward P/E
- 16.39
- Dividend
- 1.24 (2.37%)
- Ex-dividend date
- Dec 2, 2024
- YTD return
- +29.26%
- 1-year return
- +32.78%
- Volume
- 30.07K
- Avg volume
- 78.51K
- Open
- 55.42
- Previous close
- 55.03
- Day's range
- 53.50 – 55.75
- 52-week range
- 39.06 – 59.63
- Beta
- 0.71
- Analysts
- Buy
- Price target
- 49.00 (-8.7%)
- Earnings date
- Jan 23, 2025
2Y +10.49 (+24.25%)
Key statistics
- Enterprise value
- 346.92M
- PEG ratio
- 0.00
- Price / sales
- 2.56
- Price / book
- 2.37
- Dividend yield
- 2.95%
- Payout ratio
- 71.43%
- Revenue growth
- 2.90%
- Free cash flow
- -240.26M
- Total cash
- 230.56M
- Total debt
- 7.70M
- Return on equity
- 10.36%
- Short % of float
- 1.52%
- 50-day average
- 43.54
- 200-day average
- 42.97
Analyst view
Consensus: buy
- Strong buy1
- Buy0
- Hold0
- Sell0
- Strong sell0
Next earnings
Jan 23, 2025
Expected Jan 23, 2025. Consensus EPS estimate 0.44.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 23, 2025 | Dec 1, 2024 | 0.44 | — | — | — |
| Oct 17, 2024 | Sep 1, 2024 | 0.50 | 0.21 | -0.29 | -58.00% |
| Jul 18, 2024 | Jun 1, 2024 | 0.53 | 0.32 | -0.21 | -39.62% |
| Apr 18, 2024 | Mar 1, 2024 | 0.59 | 0.52 | -0.07 | -11.86% |
| Jan 25, 2024 | Dec 1, 2023 | 0.48 | 0.61 | +0.13 | +27.08% |
| Oct 19, 2023 | Sep 1, 2023 | 0.55 | 0.54 | -0.01 | -1.82% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 18, 2024 | Piper Sandler | main | Overweight | Overweight |
| Jul 22, 2024 | Piper Sandler | reit | Overweight | Overweight |
| Feb 12, 2024 | Piper Sandler | up | Neutral | Overweight |
| Dec 6, 2022 | Piper Sandler | init | — | Neutral |
About Cass Information Systems, Inc.
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.
- Sector
- Industrials
- Industry
- Specialty Business Services
- Country
- United States
- Website
- cassinfo.com
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Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CLERMONT RALPH W | Director | Stock Award(Grant) | Dec 18, 2024 | 21,610 |
| EDWARDS BENJAMIN F IV | Director | Stock Award(Grant) | Apr 17, 2024 | 24,647 |
| HENRY WENDY J. | Director | Stock Award(Grant) | Apr 17, 2024 | 4,655 |
| LINDEMANN JAMES J | Director | Stock Award(Grant) | Dec 18, 2024 | 30,382 |
| MARR ANN WALTER | Director | Stock Award(Grant) | Apr 17, 2024 | 4,730 |
| NORMILE MICHAEL JAMES | Chief Financial Officer | Purchase | Oct 20, 2024 | 12,270 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.06% | 1,093,723 | 45.35M | Sep 29, 2024 |
| Colony Group, LLC | 6.11% | 829,535 | 34.39M | Sep 29, 2024 |
| Vanguard Group Inc | 6.04% | 819,799 | 33.99M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 3.12% | 423,670 | 17.57M | Sep 29, 2024 |
| Heartland Advisors Inc. | 2.75% | 373,733 | 15.49M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.61% | 354,155 | 14.68M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.04% | 412,605 | 17.11M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.79% | 378,332 | 15.69M | Oct 30, 2024 |
| Heartland Value Fund | 1.85% | 250,682 | 10.39M | Sep 29, 2024 |
| FAM Small Cap Fund | 1.64% | 222,645 | 9.23M | Sep 29, 2024 |
| Tributary Small Company Fund | 1.49% | 202,091 | 8.38M | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 1.40% | 190,112 | 7.88M | Sep 29, 2024 |
