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Berkshire Hills Bancorp, Inc. BHLB

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Price alert · BHLB

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26.13 0.00 (+0.00%)

At closeAug 29, 2025, 4:00 PM EDT

25.91 Day range 26.62
22.27 52-week range 32.36
YTD
-8.09%
1 year
-4.91%

Financial health

Altman Z-Score

0.17 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 25.4×
FY 2016: 19.5×FY 2017: 26.1×FY 2018: 11.7×FY 2019: 16.6×FY 2020: -1.6×FY 2021: 11.8×FY 2022: 14.7×FY 2023: 15.4×FY 2024: 19.7×FY 2025: 25.4×
FY 2016 5y median 15.4× FY 2025
P/S 2.7×
FY 2016: 3.3×FY 2017: 3.4×FY 2018: 2.3×FY 2019: 2.7×FY 2020: 1.8×FY 2021: 3.3×FY 2022: 3.0×FY 2023: 1.7×FY 2024: 1.9×FY 2025: 2.7×
FY 2016 5y median 2.7× FY 2025
P/B 0.9×
FY 2016: 1.0×FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 1.2×FY 2022: 1.4×FY 2023: 1.1×FY 2024: 1.0×FY 2025: 0.9×
FY 2016 5y median 1.1× FY 2025
P/FCF 73.7×
FY 2016: 12.8×FY 2017: 21.6×FY 2018: 5.8×FY 2019: 16.0×FY 2020: 3.9×FY 2021: 16.8×FY 2022: 12.5×FY 2023: 6.9×FY 2024: 10.0×FY 2025: 73.7×
FY 2016 5y median 12.5× FY 2025
EV/EBITDA 1476×
FY 2016: 26.5×FY 2017: 22.5×FY 2018: 16.9×FY 2019: 13.9×FY 2020: 0.1×FY 2021: -0.3×FY 2022: 6.7×FY 2023: 4.8×FY 2024: 6.3×FY 2025: 1476×
FY 2016 5y median 6.3× FY 2025
EV/Sales 2.5×
FY 2016: 6.8×FY 2017: 5.5×FY 2018: 4.8×FY 2019: 3.3×FY 2020: -0.1×FY 2021: -0.1×FY 2022: 1.9×FY 2023: 0.7×FY 2024: 0.9×FY 2025: 2.5×
FY 2016 5y median 0.9× FY 2025
FCF Yield 1.4%
FY 2016: 7.8%FY 2017: 4.6%FY 2018: 17.2%FY 2019: 6.2%FY 2020: 25.6%FY 2021: 5.9%FY 2022: 8.0%FY 2023: 14.5%FY 2024: 10.0%FY 2025: 1.4%
FY 2016 5y median 8.0% FY 2025

Profitability

Gross Margin 0.0%
FY 2016: 81.0%FY 2017: 80.2%FY 2018: 75.0%FY 2019: 69.9%FY 2020: 64.4%FY 2021: 91.0%FY 2022: 88.2%FY 2023: 61.4%FY 2024: 55.7%FY 2025: 0.0%
FY 2016 5y median 61.4% FY 2025
Operating Margin 0.0%
FY 2016: 22.4%FY 2017: 21.3%FY 2018: 25.6%FY 2019: 20.9%FY 2020: -112.3%FY 2021: 35.5%FY 2022: 24.9%FY 2023: 12.7%FY 2024: 12.3%FY 2025: 0.0%
FY 2016 5y median 12.7% FY 2025
Net Margin 10.8%
FY 2016: 17.0%FY 2017: 12.9%FY 2018: 19.6%FY 2019: 16.5%FY 2020: -112.2%FY 2021: 28.3%FY 2022: 20.3%FY 2023: 11.2%FY 2024: 9.4%FY 2025: 10.8%
FY 2016 5y median 11.2% FY 2025
ROE 3.6%
FY 2016: 5.4%FY 2017: 3.7%FY 2018: 6.8%FY 2019: 5.5%FY 2020: -44.9%FY 2021: 10.0%FY 2022: 9.7%FY 2023: 6.9%FY 2024: 5.2%FY 2025: 3.6%
FY 2016 5y median 6.9% FY 2025
ROIC 0.0%
FY 2016: 2.3%FY 2017: 1.8%FY 2018: 3.4%FY 2019: 3.5%FY 2020: -19.6%FY 2021: 8.0%FY 2022: 6.9%FY 2023: 3.9%FY 2024: 3.2%FY 2025: 0.0%
FY 2016 5y median 3.9% FY 2025
ROA 0.4%
FY 2016: 0.6%FY 2017: 0.5%FY 2018: 0.9%FY 2019: 0.7%FY 2020: -4.2%FY 2021: 1.0%FY 2022: 0.8%FY 2023: 0.6%FY 2024: 0.5%FY 2025: 0.4%
FY 2016 5y median 0.6% FY 2025

Growth (YoY)

Revenue 28.9%
FY 2016: 14.6%FY 2017: 24.3%FY 2018: 25.8%FY 2019: 9.7%FY 2020: -19.8%FY 2021: -11.7%FY 2022: 8.8%FY 2023: 35.7%FY 2024: 4.4%FY 2025: 28.9%
FY 2016 FY 2025
Operating Income -100.0%
FY 2016: 41.9%FY 2017: 17.8%FY 2018: 51.5%FY 2019: -10.3%FY 2020: -529.9%FY 2021: 128.0%FY 2022: -23.6%FY 2023: -31.2%FY 2024: 1.5%FY 2025: -100.0%
FY 2016 FY 2025
EPS (diluted) -28.0%
FY 2016: 8.7%FY 2017: -26.1%FY 2018: 64.7%FY 2019: -14.0%FY 2020: -638.1%FY 2021: 122.5%FY 2022: -15.5%FY 2023: -20.8%FY 2024: -10.6%FY 2025: -28.0%
FY 2016 FY 2025
Free Cash Flow -74.3%
FY 2016: 12.8%FY 2017: -24.9%FY 2018: 218.6%FY 2019: -52.6%FY 2020: 118.3%FY 2021: -62.3%FY 2022: 31.3%FY 2023: 42.2%FY 2024: -22.3%FY 2025: -74.3%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.0×
FY 2016: 1.2×FY 2017: 0.8×FY 2018: 1.0×FY 2019: 0.5×FY 2020: 0.5×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.6×FY 2024: 0.4×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -143×
FY 2016: 13.7×FY 2017: 8.6×FY 2018: 8.8×FY 2019: 2.4×FY 2020: 1.8×FY 2021: -8.8×FY 2022: -3.9×FY 2023: -6.9×FY 2024: -7.0×FY 2025: -143×
FY 2016 5y median -7.0× FY 2025
Interest Coverage 0.0×
FY 2016: 1.6×FY 2017: 1.4×FY 2018: 1.3×FY 2019: 0.9×FY 2020: -5.7×FY 2021: 3.9×FY 2022: 2.7×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.0×
FY 2016 5y median 0.4× FY 2025

Dividends

Dividend Yield 2.8%
FY 2016: 2.2%FY 2017: 2.3%FY 2018: 3.3%FY 2019: 2.8%FY 2020: 4.2%FY 2021: 1.8%FY 2022: 1.8%FY 2023: 2.9%FY 2024: 2.6%FY 2025: 2.8%
FY 2016 5y median 2.6% FY 2025
Payout Ratio 69.9%
FY 2016: 42.5%FY 2017: 60.2%FY 2018: 38.7%FY 2019: 46.3%FY 2020: -6.9%FY 2021: 20.7%FY 2022: 26.5%FY 2023: 45.6%FY 2024: 50.7%FY 2025: 69.9%
FY 2016 5y median 45.6% FY 2025

Annual · latest fiscal year ends 2025-12-31