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Arrow Financial Corporation AROW

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Price alert · AROW

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38.36 USD -0.30 -0.79%

At close · Oct 30

38.36 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
38.33 × 2
Ask
38.37 × 2
38.06 Day range 39.18
27.12 52-week range 42.50
YTD
+22.17%
1 year
+41.45%
Open
39.09
Prev close
38.67
Mkt cap
711.01M
Vol
73.52K
Avg vol
82.59K
EPS
3.10
P/E
12.37
Div yield
3.86%
More statistics
Low
38.06
High
39.18
Forward P/E
11.08
Beta
0.72
Short ratio
2.54
Inst. own
50.62%
Dividend
1.12
Ex-div date
Oct 14, 2024
Earnings
Feb 6, 2025
50-d avg
31.09
200-d avg
27.51
1y target
33.25

2Y chart

Chart tools
Interval

Events in this range
  • Oct 31, 2024Earnings: 0.53; estimate 0; surprise —%
  • Feb 6, 2025Earnings: —; estimate 0; surprise —%
  • Feb 10, 2025Dividend: 0.28
  • May 13, 2025Dividend: 0.28
  • Aug 11, 2025Dividend: 0.29
  • Nov 12, 2025Dividend: 0.29
  • Feb 11, 2026Dividend: 0.3
  • May 12, 2026Dividend: 0.3
  • Aug 11, 2026Dividend: 0.3
Signals (72)
NameDateAgo
SMA: BullishOct 22, 20261 week ago
MACD: Buy SignalOct 16, 20262 weeks ago
SMA: BullishOct 15, 20262 weeks ago
SMA: BearishOct 14, 20262 weeks ago
SMA: BullishOct 12, 20262 weeks ago
SMA: BearishOct 9, 20263 weeks ago
MACD: Sell SignalSep 18, 20261 month ago
MACD: Buy SignalSep 3, 20261 month ago
SMA: BearishAug 7, 20262 months ago
MACD: Sell SignalJul 8, 20263 months ago
RSI: OverboughtJul 1, 20264 months ago
RSI: OverboughtJun 29, 20264 months ago
MACD: Buy SignalJun 5, 20264 months ago
SMA: BullishJun 4, 20264 months ago
SMA: BearishJun 3, 20265 months ago
MACD: Sell SignalJun 1, 20265 months ago
MACD: Buy SignalMay 26, 20265 months ago
MACD: Sell SignalApr 24, 20266 months ago
RSI: OverboughtApr 8, 20266 months ago
SMA: BullishApr 1, 20267 months ago
MACD: Buy SignalMar 24, 20267 months ago
SMA: BearishMar 9, 20267 months ago
SMA: BullishMar 6, 20267 months ago
SMA: BearishMar 5, 20268 months ago
MACD: Sell SignalFeb 13, 20268 months ago
RSI: OverboughtFeb 3, 20269 months ago
MACD: Buy SignalJan 30, 20269 months ago
MACD: Sell SignalJan 27, 20269 months ago
MACD: Buy SignalJan 21, 20269 months ago
MACD: Sell SignalJan 20, 20269 months ago
MACD: Buy SignalJan 16, 20269 months ago
MACD: Sell SignalDec 22, 202510 months ago
MACD: Buy SignalDec 8, 202510 months ago
MACD: Sell SignalNov 19, 202511 months ago
RSI: OverboughtNov 5, 202512 months ago
SMA: BullishNov 3, 202512 months ago
SMA: BullishOct 30, 20251 year ago
SMA: BearishOct 29, 20251 year ago
MACD: Buy SignalOct 22, 20251 year ago
SMA: BullishOct 20, 20251 year ago
SMA: BearishOct 16, 20251 year ago
SMA: BullishOct 14, 20251 year ago
RSI: OversoldOct 10, 20251 year ago
SMA: BearishOct 9, 20251 year ago
SMA: BearishSep 30, 20251 year ago
MACD: Sell SignalSep 8, 20251 year ago
MACD: Buy SignalAug 11, 20251 year ago
SMA: BullishAug 4, 20251 year ago
SMA: BearishAug 1, 20251 year ago
MACD: Sell SignalJul 15, 20251 year ago
MACD: Buy SignalJun 24, 20251 year ago
SMA: BullishJun 23, 20251 year ago
SMA: BearishJun 13, 20251 year ago
MACD: Sell SignalJun 13, 20251 year ago
MACD: Buy SignalJun 11, 20251 year ago
SMA: BullishJun 6, 20251 year ago
SMA: BearishJun 4, 20251 year ago
SMA: BullishJun 3, 20251 year ago
SMA: BearishJun 2, 20251 year ago
MACD: Sell SignalMay 23, 20251 year ago
SMA: BullishMay 6, 20251 year ago
MACD: Buy SignalApr 23, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
SMA: BearishMar 28, 20251 year ago
SMA: BullishMar 26, 20251 year ago
SMA: BearishMar 25, 20251 year ago
SMA: BullishMar 24, 20251 year ago
MACD: Buy SignalMar 14, 20251 year ago
MACD: Sell SignalMar 10, 20251 year ago
MACD: Buy SignalJan 16, 20251 year ago
RSI: OversoldJan 6, 20251 year ago
RSI: OverboughtNov 22, 20241 year ago

Key statistics

Market cap
482.42M
Enterprise value
289.12M
Trailing P/E
14.70
Forward P/E
11.08
PEG ratio
0.00
Price / sales
3.54
Price / book
1.23
EPS (TTM)
1.96
Beta
0.72
Dividend yield
3.86%
Payout ratio
55.10%
Profit margin
24.21%
Revenue (TTM)
136.14M
Revenue growth
7.80%
Free cash flow
0
Total cash
344.24M
Total debt
147.93M
Return on equity
8.75%
Shares outstanding
16.74M
Short % of float
0.77%
50-day average
31.09
200-day average
27.51

Analyst view

Consensus: hold

Hold
Price target (mean) 33.25 -13.3% downside
Target (low)
32.00
Target (mean)
33.25
Target (high)
34.50
Ratings (0m) 2 0 buy · 2 hold · 0 sell
  • Strong buy0
  • Buy0
  • Hold2
  • Sell0
  • Strong sell0

Next earnings

Feb 6, 2025

Expected Feb 6, 2025. Consensus EPS estimate 0.58.

Earnings history

Financials — quick view

All financials
AROW Revenue — quarterly 41.36M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
AROW Net income — quarterly 10.96M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
AROW EPS — quarterly 0.66
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

AROW recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Feb 6, 2025Dec 1, 20240.00———
Oct 31, 2024Sep 1, 20240.000.53——
Jul 25, 2024Jun 1, 20240.000.52——
Feb 1, 2024Dec 1, 20230.500.46-0.04-8.00%
Oct 24, 2023Sep 1, 20230.330.46+0.13+39.39%
Aug 8, 2023Jun 1, 20230.440.35-0.09-20.45%

Upgrades / downgrades

AROW analyst upgrades and downgrades
DateFirmActionFromTo
Jan 9, 2024Hovde Groupinit—Market Perform
Sep 28, 2020Piper Sandlermain—Neutral

About Arrow Financial Corporation

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. In addition, it maintains an indirect lending program. Further, the company provides retirement planning, trust, and estate administration services for individuals, as well as pension, profit-sharing, and employee benefit plan administration services for corporations. Additionally, it offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. It operates in the northeastern region of New York State in Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

AROW insider holders
InsiderRelationLatest transactionDateShares held
CASACCIO TENEE RDirectorConversion of Exercise of derivative securityJun 9, 202421,834
DAKE GARY CDirectorStock Award(Grant)May 28, 202459,267
DEMARCO DAVID SOfficerStock Award(Grant)May 28, 202439,744
IVANOV PENKO KRASSIMIRChief Financial OfficerStock Award(Grant)May 28, 20241,857
KAISER DAVID DOfficerStock Award(Grant)May 28, 202428,608
KRUCZLNICKI DAVID GDirectorStock Award(Grant)May 28, 202456,236

Institution ownership

AROW institution ownership
Holder% heldSharesValueReported
Arrow Financial Corp11.77%1,969,79356.77MSep 29, 2024
Blackrock Inc.8.06%1,348,62438.87MSep 29, 2024
Vanguard Group Inc4.87%815,27023.50MSep 29, 2024
Dimensional Fund Advisors LP4.32%723,77120.86MSep 29, 2024
State Street Corporation2.35%393,71911.35MSep 29, 2024
Geode Capital Management, LLC2.22%372,22810.73MSep 29, 2024

Fund ownership

AROW fund ownership
Holder% heldSharesValueReported
iShares Russell 2000 ETF2.73%456,67313.16MOct 30, 2024
Vanguard Total Stock Market Index Fund2.67%447,00712.88MSep 29, 2024
Avantis U.S. Small Cap Value ETF1.49%249,0597.18MSep 29, 2024
Vanguard Extended Market Index Fund1.33%222,9136.42MSep 29, 2024
Fidelity Small Cap Index Fund1.01%168,3684.85MAug 30, 2024
iShares Russell 2000 Value ETF0.97%162,8314.69MOct 30, 2024
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