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Horace Mann Educators Corporation HMN

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Price alert · HMN

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46.72 USD +0.10 +0.21%

At close · Oct 30

46.72 0.00 0.00%

After hours · Oct 30, 4:25 PM ET

Bid
46.48 × 100
Ask
46.81 × 300
46.55 Day range 46.80
41.49 52-week range 54.12
YTD
+1.17%
1 year
+4.85%
Open
47.19
Prev close
46.62
Mkt cap
1.89B
Vol
298.39K
Avg vol
287.01K
EPS
4.28
P/E
10.92
Div yield
3.09%
More statistics
Low
46.55
High
46.80
Forward P/E
8.70
Beta
0.10
Short ratio
2.92
Inst. own
106.25%
Dividend
1.44
Ex-div date
Sep 15, 2026
Earnings
Nov 3, 2026
50-d avg
47.81
200-d avg
46.87
1y target
56.50

2Y chart

Chart tools
Interval

Events in this range
  • Dec 16, 2024Dividend: 0.34
  • Feb 7, 2025Rating: Piper Sandler · Neutral → Neutral
  • Feb 7, 2025Rating: JMP Securities · Market Perform → Market Perform
  • Feb 11, 2025Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
  • Mar 17, 2025Dividend: 0.35
  • May 15, 2025Rating: Raymond James · Strong Buy → Strong Buy
  • Jun 16, 2025Dividend: 0.35
  • Jul 3, 2025Rating: Piper Sandler · Neutral → Neutral
  • Jul 28, 2025Rating: BMO Capital · — → Outperform
  • Aug 6, 2025Earnings: 1.06; estimate 0.61; surprise 73.77%
  • Sep 16, 2025Dividend: 0.35
  • Nov 4, 2025Earnings: 1.36; estimate 1.04; surprise 30.77%
  • Dec 15, 2025Dividend: 0.35
  • Feb 3, 2026Earnings: 1.21; estimate 1.18; surprise 2.54%
  • Mar 17, 2026Dividend: 0.36
  • May 6, 2026Earnings: 1.28; estimate 1.1; surprise 16.36%
  • Jun 15, 2026Dividend: 0.36
  • Aug 5, 2026Earnings: 1.17; estimate 0.787; surprise 48.67%
  • Sep 16, 2026Dividend: 0.36
Signals (80)
NameDateAgo
SMA: BearishOct 23, 20261 week ago
SMA: BullishOct 22, 20261 week ago
MACD: Buy SignalOct 8, 20263 weeks ago
SMA: BearishSep 23, 20261 month ago
RSI: OversoldSep 23, 20261 month ago
MACD: Sell SignalSep 8, 20261 month ago
MACD: Buy SignalSep 3, 20261 month ago
SMA: BearishAug 19, 20262 months ago
MACD: Sell SignalJul 13, 20263 months ago
RSI: OverboughtJun 23, 20264 months ago
MACD: Buy SignalJun 9, 20264 months ago
MACD: Sell SignalJun 1, 20265 months ago
MACD: Buy SignalMay 20, 20265 months ago
SMA: BullishMay 14, 20265 months ago
SMA: BearishMay 11, 20265 months ago
MACD: Sell SignalMay 4, 20266 months ago
SMA: BullishApr 8, 20266 months ago
SMA: BullishApr 2, 20267 months ago
SMA: BearishMar 31, 20267 months ago
SMA: BullishMar 30, 20267 months ago
MACD: Buy SignalMar 24, 20267 months ago
MACD: Sell SignalMar 10, 20267 months ago
SMA: BearishMar 3, 20268 months ago
SMA: BearishMar 3, 20268 months ago
SMA: BullishMar 2, 20268 months ago
SMA: BullishMar 2, 20268 months ago
MACD: Buy SignalFeb 25, 20268 months ago
MACD: Sell SignalFeb 23, 20268 months ago
MACD: Buy SignalFeb 18, 20268 months ago
MACD: Sell SignalFeb 10, 20268 months ago
SMA: BearishFeb 6, 20268 months ago
SMA: BullishFeb 5, 20268 months ago
SMA: BearishFeb 4, 20268 months ago
SMA: BullishJan 29, 20269 months ago
MACD: Buy SignalJan 29, 20269 months ago
RSI: OversoldJan 15, 20269 months ago
SMA: BearishJan 13, 20269 months ago
SMA: BearishJan 2, 202610 months ago
MACD: Sell SignalJan 2, 202610 months ago
MACD: Buy SignalDec 12, 202510 months ago
SMA: BullishDec 10, 202510 months ago
SMA: BearishDec 2, 202511 months ago
MACD: Sell SignalDec 1, 202511 months ago
SMA: BullishNov 7, 202511 months ago
SMA: BearishNov 6, 202511 months ago
SMA: BullishNov 5, 202512 months ago
MACD: Buy SignalOct 22, 20251 year ago
SMA: BearishOct 15, 20251 year ago
SMA: BullishOct 14, 20251 year ago
SMA: BearishOct 1, 20251 year ago
MACD: Sell SignalSep 16, 20251 year ago
MACD: Buy SignalSep 11, 20251 year ago
RSI: OverboughtSep 11, 20251 year ago
MACD: Sell SignalSep 9, 20251 year ago
RSI: OverboughtSep 4, 20251 year ago
RSI: OverboughtAug 22, 20251 year ago
SMA: BullishAug 6, 20251 year ago
SMA: BearishAug 1, 20251 year ago
SMA: BullishJul 31, 20251 year ago
MACD: Buy SignalJul 22, 20251 year ago
SMA: BearishJul 7, 20251 year ago
SMA: BullishJul 3, 20251 year ago
SMA: BearishJul 2, 20251 year ago
MACD: Sell SignalJul 2, 20251 year ago
MACD: Buy SignalJul 1, 20251 year ago
SMA: BullishJun 26, 20251 year ago
SMA: BearishJun 25, 20251 year ago
MACD: Sell SignalJun 4, 20251 year ago
SMA: BullishApr 28, 20251 year ago
MACD: Buy SignalApr 28, 20251 year ago
SMA: BearishApr 7, 20251 year ago
MACD: Sell SignalApr 4, 20251 year ago
MACD: Buy SignalMar 26, 20251 year ago
MACD: Sell SignalMar 10, 20251 year ago
MACD: Buy SignalFeb 28, 20251 year ago
MACD: Sell SignalFeb 24, 20251 year ago
RSI: OverboughtFeb 11, 20251 year ago
SMA: BullishFeb 6, 20251 year ago
MACD: Buy SignalJan 17, 20251 year ago
RSI: OversoldJan 10, 20251 year ago

Key statistics

Market cap
1.89B
Enterprise value
2.25B
Trailing P/E
10.90
Forward P/E
8.70
PEG ratio
1.16
Price / sales
1.08
Price / book
1.26
EPS (TTM)
4.28
Beta
0.10
Dividend yield
3.09%
Payout ratio
33.18%
Profit margin
10.15%
Revenue (TTM)
1.75B
Revenue growth
7.70%
Free cash flow
222.65M
Total cash
229.40M
Total debt
594.20M
Return on equity
12.38%
Shares outstanding
40.50M
Short % of float
3.51%
50-day average
47.81
200-day average
46.87

Analyst view

Consensus: none

Price target (mean) 56.50 +20.9% upside
Target (low)
54.00
Target (mean)
56.50
Target (high)
59.00
Ratings (0m) 3 2 buy · 1 hold · 0 sell
  • Strong buy0
  • Buy2
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Nov 3, 2026

Expected Nov 3, 2026. Consensus EPS estimate 1.11.

Earnings history

Financials — quick view

All financials
HMN Revenue — quarterly 443.50M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HMN Net income — quarterly 41.60M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HMN EPS — quarterly 1.02
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

HMN recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 3, 2026Sep 30, 20261.10———
Aug 5, 2026Jun 30, 20260.7871.17+0.38+48.67%
May 6, 2026Mar 31, 20261.101.28+0.18+16.36%
Feb 3, 2026Dec 31, 20251.181.21+0.03+2.54%
Nov 4, 2025Sep 30, 20251.041.36+0.32+30.77%
Aug 6, 2025Jun 30, 20250.611.06+0.45+73.77%

Upgrades / downgrades

HMN analyst upgrades and downgrades
DateFirmActionFromTo
Jul 28, 2025BMO Capitalinit—Outperform
Jul 3, 2025Piper SandlermainNeutralNeutral
May 15, 2025Raymond JamesmainStrong BuyStrong Buy
Feb 11, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Feb 7, 2025JMP SecuritiesreitMarket PerformMarket Perform
Feb 7, 2025Piper SandlermainNeutralNeutral

About Horace Mann Educators Corporation

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States

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Insider holders

HMN insider holders
InsiderRelationLatest transactionDateShares held
BRADLEY THOMAS ADirectorSaleAug 11, 202621,812
CARLEY DONALD MGeneral CounselSaleSep 2, 202628,760
CONKLIN BRET A.OfficerStock GiftDec 16, 202559,667
DESROCHERS MARK R.OfficerStock Award(Grant)Mar 3, 202624,381
FETTER VICTORDirectorStock Award(Grant)May 19, 202626,772
HINES PERRY GLENNDirectorSaleSep 2, 202625,117

Institution ownership

HMN institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.53%5,885,884274.55MJun 29, 2026
Franklin Resources, Inc.7.47%3,026,656141.18MJun 29, 2026
Vanguard Portfolio Management LLC7.02%2,844,088132.66MJun 29, 2026
Price (T.Rowe) Associates Inc6.51%2,638,462123.07MJun 29, 2026
Dimensional Fund Advisors LP5.50%2,229,490103.99MJun 29, 2026
Fuller & Thaler Asset Management Inc.4.73%1,915,83989.36MJun 29, 2026

Fund ownership

HMN fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.98%2,422,568113.00MSep 29, 2026
UNDISCOVERED MANAGERS Fd.S-Undiscovered Managers Behavioral Value Fd.3.87%1,566,64773.08MJun 29, 2026
Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND3.87%1,566,70773.08MJul 30, 2026
T. Rowe Price Mid-Cap Value Fund, Inc.3.42%1,384,10964.56MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.18%1,286,33860.00MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.60%1,051,22549.03MSep 29, 2026
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