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Northern California Bancorp, Inc. NRLB

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Price alert · NRLB

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0.04 USD +0.04

At closeJul 16, 2024, 4:00 PM EDT

0.04 Day range 0.04
0.01 52-week range 0.04

Financial health

Altman Z-Score

0.18 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E -0.0×
FY 2004: 23.5×FY 2005: 13.3×FY 2006: 6.9×FY 2007: 10.2×FY 2008: 3.8×FY 2009: 3.9×FY 2010: -5.5×FY 2011: -0.0×
FY 2004 5y median 3.8× FY 2011
P/S 0.1×
FY 2004: 2.8×FY 2005: 2.3×FY 2006: 1.7×FY 2007: 1.5×FY 2008: 0.5×FY 2009: 0.4×FY 2010: 0.3×FY 2011: 0.1×
FY 2004 5y median 0.4× FY 2011
P/B 0.2×
FY 2004: 3.5×FY 2005: 2.9×FY 2006: 2.1×FY 2007: 1.4×FY 2008: 0.4×FY 2009: 0.4×FY 2010: 0.3×FY 2011: 0.2×
FY 2004 5y median 0.4× FY 2011
P/FCF 0.3×
FY 2004: -13.5×FY 2005: -342×FY 2006: 4.8×FY 2007: 94.0×FY 2008: 0.9×FY 2009: -2.2×FY 2010: -1.6×FY 2011: 0.3×
FY 2004 5y median 0.3× FY 2011
EV/EBITDA 0.0×
FY 2004: 0.0×FY 2005: 0.0×FY 2006: 0.0×FY 2007: 0.0×FY 2008: 0.0×FY 2009: 0.0×FY 2010: 0.0×FY 2011: 0.0×
FY 2004 5y median 0.0× FY 2011
EV/Sales 2.1×
FY 2004: 5.2×FY 2005: 4.7×FY 2006: 4.0×FY 2007: 5.4×FY 2008: 5.4×FY 2009: 2.0×FY 2010: 1.6×FY 2011: 2.1×
FY 2004 5y median 2.1× FY 2011
FCF Yield 332.1%
FY 2004: -7.4%FY 2005: -0.3%FY 2006: 20.7%FY 2007: 1.1%FY 2008: 109.5%FY 2009: -46.2%FY 2010: -64.2%FY 2011: 332.1%
FY 2004 5y median 1.1% FY 2011

Profitability

Gross Margin 100.0%
FY 2004: 100.0%FY 2005: 100.0%FY 2006: 100.0%FY 2007: 100.0%FY 2008: 100.0%FY 2009: 100.0%FY 2010: 100.0%FY 2011: 100.0%
FY 2004 5y median 100.0% FY 2011
Operating Margin -90.4%
FY 2004: 20.2%FY 2005: 30.0%FY 2006: 42.6%FY 2007: 25.6%FY 2008: 14.8%FY 2009: 5.5%FY 2010: -13.6%FY 2011: -90.4%
FY 2004 5y median 5.5% FY 2011
Net Margin -120.4%
FY 2004: 11.6%FY 2005: 17.0%FY 2006: 24.4%FY 2007: 14.5%FY 2008: 12.4%FY 2009: 9.3%FY 2010: -4.6%FY 2011: -120.4%
FY 2004 5y median 9.3% FY 2011
ROE -379.6%
FY 2004: 14.5%FY 2005: 21.6%FY 2006: 30.9%FY 2007: 13.4%FY 2008: 10.2%FY 2009: 10.0%FY 2010: -4.9%FY 2011: -379.6%
FY 2004 5y median 10.0% FY 2011
ROIC -16.2%
FY 2004: 4.2%FY 2005: 5.7%FY 2006: 9.7%FY 2007: 2.8%FY 2008: 1.1%FY 2009: 1.0%FY 2010: -0.9%FY 2011: -16.2%
FY 2004 5y median 1.0% FY 2011
ROA -5.6%
FY 2004: 0.8%FY 2005: 1.2%FY 2006: 2.0%FY 2007: 0.8%FY 2008: 0.5%FY 2009: 0.6%FY 2010: -0.3%FY 2011: -5.6%
FY 2004 5y median 0.5% FY 2011

Growth (YoY)

Revenue -25.6%
FY 2004: 0.0%FY 2005: 24.4%FY 2006: 38.3%FY 2007: -15.7%FY 2008: -11.2%FY 2009: 46.9%FY 2010: -11.9%FY 2011: -25.6%
FY 2004 FY 2011
Operating Income -393.7%
FY 2004: 0.0%FY 2005: 85.2%FY 2006: 96.1%FY 2007: -49.2%FY 2008: -48.8%FY 2009: -45.4%FY 2010: -318.2%FY 2011: -393.7%
FY 2004 FY 2011
EPS (diluted) -1810.0%
FY 2004: 0.0%FY 2005: 78.6%FY 2006: 109.0%FY 2007: -50.7%FY 2008: -23.3%FY 2009: 13.9%FY 2010: -144.4%FY 2011: -1810.0%
FY 2004 FY 2011
Free Cash Flow 182.3%
FY 2004: 0.0%FY 2005: 96.0%FY 2006: 7377.9%FY 2007: -96.2%FY 2008: 2766.0%FY 2009: -149.0%FY 2010: 14.1%FY 2011: 182.3%
FY 2004 FY 2011

Financial Health

Current Ratio 5.1×
FY 2004: 0.0×FY 2005: 0.0×FY 2006: 0.0×FY 2007: 0.0×FY 2008: 0.0×FY 2009: 7.0×FY 2010: 9.7×FY 2011: 5.1×
FY 2004 5y median 5.1× FY 2011
Quick Ratio 5.1×
FY 2004: 0.0×FY 2005: 0.0×FY 2006: 0.0×FY 2007: 0.0×FY 2008: 0.0×FY 2009: 7.0×FY 2010: 9.7×FY 2011: 5.1×
FY 2004 5y median 5.1× FY 2011
Debt / Equity 9.4×
FY 2004: 3.8×FY 2005: 3.7×FY 2006: 3.5×FY 2007: 4.2×FY 2008: 5.4×FY 2009: 2.5×FY 2010: 2.5×FY 2011: 9.4×
FY 2004 5y median 4.2× FY 2011
Net Debt / EBITDA 0.0×
FY 2004: 0.0×FY 2005: 0.0×FY 2006: 0.0×FY 2007: 0.0×FY 2008: 0.0×FY 2009: 0.0×FY 2010: 0.0×FY 2011: 0.0×
FY 2004 5y median 0.0× FY 2011
Interest Coverage -2.5×
FY 2004: 0.8×FY 2005: 0.9×FY 2006: 1.3×FY 2007: 0.4×FY 2008: 0.2×FY 2009: 0.1×FY 2010: -0.4×FY 2011: -2.5×
FY 2004 5y median 0.1× FY 2011

Dividends

Dividend Yield 0.0%
FY 2004: 1.0%FY 2005: 1.3%FY 2006: 2.3%FY 2007: 2.3%FY 2008: 8.2%FY 2009: 0.0%FY 2010: 0.0%FY 2011: 0.0%
FY 2004 5y median 0.0% FY 2011
Payout Ratio 0.0%
FY 2004: 24.9%FY 2005: 16.9%FY 2006: 15.7%FY 2007: 23.9%FY 2008: 30.8%FY 2009: 0.0%FY 2010: 0.0%FY 2011: 0.0%
FY 2004 5y median 0.0% FY 2011

Annual · latest fiscal year ends 2011-12-31