Northpointe Bancshares, Inc. NPB
16.14 USD 0.00 (+0.00%)
At closeNov 5, 2026, 6:30 AM EST
16.21 +0.07 +0.43%
Pre-market · Nov 5, 6:30 AM ET
16.09 Day range 16.34
13.80 52-week range 19.71
- YTD
- -3.81%
- 1 year
- +1.19%
Financial health
Altman Z-Score
0.31 Distress zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
3 / 9 Weak
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
B+3 / 5 overall
- DCF 2
- Return on Equity 4
- Return on Assets 3
- Debt / Equity 1
- P/E 4
- P/B 4
Valuation
P/E 7.8×
FY 2022 5y median 15.6× FY 2025
P/S 1.2×
FY 2022 5y median 1.3× FY 2025
P/B 1.0×
FY 2022 5y median 1.1× FY 2025
P/FCF 13.6×
FY 2022 5y median 7.3× FY 2025
EV/EBITDA 14.1×
FY 2022 5y median 24.3× FY 2025
EV/Sales 3.4×
FY 2022 5y median 3.7× FY 2025
FCF Yield 7.3%
FY 2022 5y median 53.8% FY 2025
Profitability
Gross Margin 50.9%
FY 2022 5y median 52.7% FY 2025
Operating Margin 23.4%
FY 2022 5y median 15.5% FY 2025
Net Margin 17.7%
FY 2022 5y median 11.7% FY 2025
ROE 14.7%
FY 2022 5y median 9.9% FY 2025
ROIC 3.9%
FY 2022 5y median 2.5% FY 2025
ROA 1.2%
FY 2022 5y median 0.9% FY 2025
Growth (YoY)
Revenue 20.7%
FY 2022 FY 2025
Operating Income 51.5%
FY 2022 FY 2025
EPS (diluted) 54.0%
FY 2022 FY 2025
Free Cash Flow 119.8%
FY 2022 FY 2025
Financial Health
Current Ratio 0.1×
FY 2022 5y median 0.1× FY 2025
Quick Ratio 0.1×
FY 2022 5y median 0.1× FY 2025
Debt / Equity 2.7×
FY 2022 5y median 2.8× FY 2025
Net Debt / EBITDA 9.2×
FY 2022 5y median 15.4× FY 2025
Interest Coverage 0.5×
FY 2022 5y median 0.4× FY 2025
Dividends
Dividend Yield 2.0%
FY 2022 5y median 2.4% FY 2025
Payout Ratio 13.7%
FY 2022 5y median 28.6% FY 2025
Annual · latest fiscal year ends 2025-12-31