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NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 NEWTI

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Price alert · NEWTI

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25.30 USD 0.00 (+0.00%)

Nov 11, 2026, 2:37 PM EST

25.30 Day range 25.30
24.35 52-week range 25.70
YTD
+0.40%
1 year
+0.16%

Financial health

Altman Z-Score

3.97 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

B+3 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 4.7×
FY 2016: 8.5×FY 2017: 8.2×FY 2018: 9.1×FY 2019: 10.6×FY 2020: 12.4×FY 2021: 7.5×FY 2022: 12.1×FY 2023: 7.3×FY 2024: 6.5×FY 2025: 4.7×
FY 2016 5y median 7.3× FY 2025
P/S 0.9×
FY 2016: 7.5×FY 2017: 8.2×FY 2018: 6.6×FY 2019: 4.9×FY 2020: 4.5×FY 2021: 3.7×FY 2022: 3.0×FY 2023: 1.3×FY 2024: 1.0×FY 2025: 0.9×
FY 2016 5y median 1.3× FY 2025
P/B 0.7×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 1.1×FY 2019: 1.4×FY 2020: 1.2×FY 2021: 1.6×FY 2022: 1.0×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 0.7×
FY 2016 5y median 1.1× FY 2025
P/FCF -0.5×
FY 2016: -16.0×FY 2017: -4.4×FY 2018: -4.4×FY 2019: -4.9×FY 2020: 23.5×FY 2021: 4.5×FY 2022: -6.3×FY 2023: -2.0×FY 2024: -2.1×FY 2025: -0.5×
FY 2016 5y median -2.0× FY 2025
EV/EBITDA 6.0×
FY 2016: -764×FY 2017: 13.7×FY 2018: 12.3×FY 2019: 13.5×FY 2020: 26.5×FY 2021: 12.9×FY 2022: 22.7×FY 2023: 17.3×FY 2024: 9.6×FY 2025: 6.0×
FY 2016 5y median 12.9× FY 2025
EV/Sales 2.6×
FY 2016: 12.9×FY 2017: 13.7×FY 2018: 13.2×FY 2019: 9.9×FY 2020: 9.4×FY 2021: 6.6×FY 2022: 6.7×FY 2023: 3.3×FY 2024: 2.1×FY 2025: 2.6×
FY 2016 5y median 3.3× FY 2025
FCF Yield -202.8%
FY 2016: -6.3%FY 2017: -22.9%FY 2018: -22.8%FY 2019: -20.4%FY 2020: 4.3%FY 2021: 22.4%FY 2022: -15.9%FY 2023: -50.5%FY 2024: -48.2%FY 2025: -202.8%
FY 2016 5y median -48.2% FY 2025

Profitability

Gross Margin 75.3%
FY 2016: 50.8%FY 2017: 50.4%FY 2018: 57.4%FY 2019: 50.7%FY 2020: 80.7%FY 2021: 87.8%FY 2022: 80.0%FY 2023: 68.6%FY 2024: 66.3%FY 2025: 75.3%
FY 2016 5y median 75.3% FY 2025
Operating Margin 42.5%
FY 2016: -51.8%FY 2017: -40.5%FY 2018: -25.3%FY 2019: 13.4%FY 2020: 35.1%FY 2021: 50.8%FY 2022: 29.5%FY 2023: 17.9%FY 2024: 21.5%FY 2025: 42.5%
FY 2016 5y median 29.5% FY 2025
Net Margin 18.8%
FY 2016: 88.2%FY 2017: 100.2%FY 2018: 72.1%FY 2019: 46.3%FY 2020: 36.2%FY 2021: 50.0%FY 2022: 24.6%FY 2023: 18.7%FY 2024: 15.9%FY 2025: 18.8%
FY 2016 5y median 18.8% FY 2025
ROE 15.2%
FY 2016: 13.1%FY 2017: 14.0%FY 2018: 12.4%FY 2019: 12.8%FY 2020: 9.9%FY 2021: 20.8%FY 2022: 8.6%FY 2023: 19.0%FY 2024: 17.2%FY 2025: 15.2%
FY 2016 5y median 17.2% FY 2025
ROIC 8.2%
FY 2016: -3.4%FY 2017: -2.9%FY 2018: -1.9%FY 2019: 1.4%FY 2020: 3.9%FY 2021: 8.0%FY 2022: 3.3%FY 2023: 4.7%FY 2024: 4.7%FY 2025: 8.2%
FY 2016 5y median 4.7% FY 2025
ROA 2.2%
FY 2016: 6.8%FY 2017: 7.5%FY 2018: 5.5%FY 2019: 5.2%FY 2020: 4.0%FY 2021: 8.0%FY 2022: 3.2%FY 2023: 3.3%FY 2024: 2.5%FY 2025: 2.2%
FY 2016 5y median 3.2% FY 2025

Growth (YoY)

Revenue 1.0%
FY 2016: 18.8%FY 2017: 25.7%FY 2018: 27.2%FY 2019: 79.3%FY 2020: 4.6%FY 2021: 81.3%FY 2022: -21.9%FY 2023: 92.3%FY 2024: 26.1%FY 2025: 1.0%
FY 2016 FY 2025
Operating Income 99.1%
FY 2016: -28.9%FY 2017: 1.7%FY 2018: 20.7%FY 2019: 195.4%FY 2020: 173.4%FY 2021: 162.0%FY 2022: -54.6%FY 2023: 17.0%FY 2024: 51.4%FY 2025: 99.1%
FY 2016 FY 2025
EPS (diluted) 20.4%
FY 2016: -43.4%FY 2017: 19.7%FY 2018: -15.1%FY 2019: 11.5%FY 2020: -25.4%FY 2021: 132.1%FY 2022: -63.7%FY 2023: 40.3%FY 2024: 4.3%FY 2025: 20.4%
FY 2016 FY 2025
Free Cash Flow -277.5%
FY 2016: 62.0%FY 2017: -407.0%FY 2018: -1.2%FY 2019: -19.9%FY 2020: 119.9%FY 2021: 693.8%FY 2022: -144.3%FY 2023: -171.8%FY 2024: 9.6%FY 2025: -277.5%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 3.1×FY 2017: 3.1×FY 2018: 1.7×FY 2019: 2.3×FY 2020: 9.9×FY 2021: 22.2×FY 2022: 8.5×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.2×
FY 2016 5y median 0.5× FY 2025
Quick Ratio 0.2×
FY 2016: 3.1×FY 2017: 3.1×FY 2018: 1.7×FY 2019: 2.3×FY 2020: 9.9×FY 2021: 22.2×FY 2022: 8.5×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.2×
FY 2016 5y median 0.5× FY 2025
Debt / Equity 2.1×
FY 2016: 0.8×FY 2017: 0.8×FY 2018: 1.2×FY 2019: 1.4×FY 2020: 1.4×FY 2021: 1.2×FY 2022: 1.5×FY 2023: 2.6×FY 2024: 2.4×FY 2025: 2.1×
FY 2016 5y median 2.1× FY 2025
Net Debt / EBITDA 3.9×
FY 2016: -323×FY 2017: 5.5×FY 2018: 6.2×FY 2019: 6.7×FY 2020: 13.9×FY 2021: 5.6×FY 2022: 12.7×FY 2023: 10.3×FY 2024: 5.1×FY 2025: 3.9×
FY 2016 5y median 5.6× FY 2025
Interest Coverage 2.4×
FY 2016: -1.9×FY 2017: -1.4×FY 2018: -0.8×FY 2019: 0.6×FY 2020: 1.8×FY 2021: 4.2×FY 2022: 1.5×FY 2023: 0.7×FY 2024: 0.8×FY 2025: 2.4×
FY 2016 5y median 1.5× FY 2025

Dividends

Dividend Yield 9.8%
FY 2016: 11.8%FY 2017: 8.8%FY 2018: 9.9%FY 2019: 9.3%FY 2020: 10.2%FY 2021: 11.1%FY 2022: 16.4%FY 2023: 4.2%FY 2024: 0.1%FY 2025: 9.8%
FY 2016 5y median 9.8% FY 2025
Payout Ratio 46.3%
FY 2016: 100.0%FY 2017: 72.3%FY 2018: 90.9%FY 2019: 99.1%FY 2020: 126.7%FY 2021: 83.4%FY 2022: 199.8%FY 2023: 29.9%FY 2024: 0.9%FY 2025: 46.3%
FY 2016 5y median 46.3% FY 2025

Annual · latest fiscal year ends 2025-12-31