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National Australia Bank Limited NAUBF

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24.90 USD 0.00 (+0.00%)

At closeNov 6, 2026, 4:00 PM EST

27.00 Day range 27.00
23.35 52-week range 32.14
YTD
-12.11%
1 year
-6.04%

Financial health

Altman Z-Score

-0.51 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

C-1 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 1
  • P/B 1

Valuation

P/E 19.4×
FY 2017: 15.4×FY 2018: 14.3×FY 2019: 17.2×FY 2020: 22.2×FY 2021: 14.2×FY 2022: 13.9×FY 2023: 12.0×FY 2024: 17.0×FY 2025: 19.5×FY 2026: 19.4×
FY 2017 5y median 17.0× FY 2026
P/S 2.0×
FY 2017: 4.2×FY 2018: 3.9×FY 2019: 4.1×FY 2020: 2.5×FY 2021: 5.6×FY 2022: 5.3×FY 2023: 4.5×FY 2024: 5.8×FY 2025: 1.4×FY 2026: 2.0×
FY 2017 5y median 4.5× FY 2026
P/B 1.9×
FY 2017: 1.4×FY 2018: 1.4×FY 2019: 1.3×FY 2020: 0.7×FY 2021: 1.5×FY 2022: 1.7×FY 2023: 1.5×FY 2024: 2.0×FY 2025: 1.4×FY 2026: 1.9×
FY 2017 5y median 1.7× FY 2026
P/FCF -41.6×
FY 2017: 6.0×FY 2018: -7.1×FY 2019: 7.6×FY 2020: 1.3×FY 2021: -949×FY 2022: 3.6×FY 2023: -3.2×FY 2024: -3.2×FY 2025: 12.3×FY 2026: -41.6×
FY 2017 5y median -3.2× FY 2026
EV/EBITDA 23.3×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 36.2×FY 2026: 23.3×
FY 2017 5y median 0.0× FY 2026
EV/Sales 4.5×
FY 2017: 9.7×FY 2018: 10.4×FY 2019: 7.6×FY 2020: 8.9×FY 2021: 9.3×FY 2022: 7.8×FY 2023: 12.5×FY 2024: 14.7×FY 2025: 6.2×FY 2026: 4.5×
FY 2017 5y median 7.8× FY 2026
FCF Yield -2.4%
FY 2017: 16.6%FY 2018: -14.2%FY 2019: 13.1%FY 2020: 76.6%FY 2021: -0.1%FY 2022: 27.9%FY 2023: -31.2%FY 2024: -31.0%FY 2025: 8.2%FY 2026: -2.4%
FY 2017 5y median -2.4% FY 2026

Profitability

Gross Margin 37.1%
FY 2017: 98.8%FY 2018: 99.0%FY 2019: 95.5%FY 2020: 82.9%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 104.0%FY 2024: 100.0%FY 2025: 33.2%FY 2026: 37.1%
FY 2017 5y median 100.0% FY 2026
Operating Margin 14.5%
FY 2017: 59.3%FY 2018: 60.0%FY 2019: 56.3%FY 2020: 40.2%FY 2021: 53.2%FY 2022: 52.8%FY 2023: 56.5%FY 2024: 51.5%FY 2025: 16.3%FY 2026: 14.5%
FY 2017 5y median 51.5% FY 2026
Net Margin 10.3%
FY 2017: 30.4%FY 2018: 30.0%FY 2019: 27.6%FY 2020: 15.0%FY 2021: 38.1%FY 2022: 37.6%FY 2023: 37.4%FY 2024: 33.7%FY 2025: 11.2%FY 2026: 10.3%
FY 2017 5y median 33.7% FY 2026
ROE 9.8%
FY 2017: 10.3%FY 2018: 10.5%FY 2019: 8.6%FY 2020: 4.2%FY 2021: 10.1%FY 2022: 11.7%FY 2023: 12.1%FY 2024: 11.3%FY 2025: 10.7%FY 2026: 9.8%
FY 2017 5y median 11.3% FY 2026
ROIC 1.7%
FY 2017: 0.9%FY 2018: 0.9%FY 2019: 0.8%FY 2020: 0.4%FY 2021: 0.5%FY 2022: 0.4%FY 2023: 0.5%FY 2024: 0.5%FY 2025: 0.6%FY 2026: 1.7%
FY 2017 5y median 0.5% FY 2026
ROA 0.5%
FY 2017: 0.7%FY 2018: 0.7%FY 2019: 0.6%FY 2020: 0.3%FY 2021: 0.7%FY 2022: 0.7%FY 2023: 0.7%FY 2024: 0.6%FY 2025: 0.6%FY 2026: 0.5%
FY 2017 5y median 0.6% FY 2026

Growth (YoY)

Revenue -0.7%
FY 2017: 0.7%FY 2018: 6.2%FY 2019: -5.9%FY 2020: -1.7%FY 2021: -2.4%FY 2022: 9.9%FY 2023: 8.2%FY 2024: 4.0%FY 2025: 192.1%FY 2026: -0.7%
FY 2017 FY 2026
Operating Income -11.3%
FY 2017: 0.0%FY 2018: 7.4%FY 2019: -11.7%FY 2020: -29.8%FY 2021: 29.3%FY 2022: 9.0%FY 2023: 15.7%FY 2024: -5.1%FY 2025: -7.8%FY 2026: -11.3%
FY 2017 FY 2026
EPS (diluted) -0.5%
FY 2017: 1214.3%FY 2018: 2.7%FY 2019: -15.9%FY 2020: -49.7%FY 2021: 131.3%FY 2022: 13.5%FY 2023: 9.0%FY 2024: -6.6%FY 2025: -6.5%FY 2026: -0.5%
FY 2017 FY 2026
Free Cash Flow -140.5%
FY 2017: -10.3%FY 2018: -184.1%FY 2019: 190.5%FY 2020: 254.9%FY 2021: -100.3%FY 2022: 27518.2%FY 2023: -202.8%FY 2024: -33.5%FY 2025: 119.1%FY 2026: -140.5%
FY 2017 FY 2026

Financial Health

Current Ratio 0.2×
FY 2017: 0.9×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 0.9×FY 2021: 124×FY 2022: 79.7×FY 2023: 19.2×FY 2024: 12.0×FY 2025: 1.6×FY 2026: 0.2×
FY 2017 5y median 12.0× FY 2026
Quick Ratio 0.2×
FY 2017: 0.9×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 0.9×FY 2021: 124×FY 2022: 79.7×FY 2023: 19.2×FY 2024: 12.0×FY 2025: 1.6×FY 2026: 0.2×
FY 2017 5y median 12.0× FY 2026
Debt / Equity 3.6×
FY 2017: 2.6×FY 2018: 2.8×FY 2019: 2.7×FY 2020: 2.6×FY 2021: 2.7×FY 2022: 3.2×FY 2023: 4.6×FY 2024: 4.8×FY 2025: 4.6×FY 2026: 3.6×
FY 2017 5y median 4.6× FY 2026
Net Debt / EBITDA 12.9×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 27.8×FY 2026: 12.9×
FY 2017 5y median 0.0× FY 2026
Interest Coverage 0.2×
FY 2017: 0.7×FY 2018: 0.7×FY 2019: 0.6×FY 2020: 0.7×FY 2021: 2.1×FY 2022: 1.3×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.2×FY 2026: 0.2×
FY 2017 5y median 0.3× FY 2026

Dividends

Dividend Yield 3.4%
FY 2017: 6.5%FY 2018: 5.8%FY 2019: 4.6%FY 2020: 5.4%FY 2021: 2.9%FY 2022: 4.1%FY 2023: 4.9%FY 2024: 3.9%FY 2025: 5.5%FY 2026: 3.4%
FY 2017 5y median 4.1% FY 2026
Payout Ratio 66.1%
FY 2017: 89.9%FY 2018: 76.0%FY 2019: 68.1%FY 2020: 90.8%FY 2021: 42.1%FY 2022: 58.1%FY 2023: 58.5%FY 2024: 67.5%FY 2025: 71.4%FY 2026: 66.1%
FY 2017 5y median 66.1% FY 2026

Annual · latest fiscal year ends 2026-09-30