Menu

Markets

Research

News

Learn
Paper trading
AI Chat
Get the app WatchlistsPortfoliosAlerts
Sign in

Krungthai Card Public Company Limited KGTHY

Full chart Compare
Set alert

Price alert · KGTHY

All alert types
10.20 USD 0.00 (+0.00%)

At closeNov 3, 2026, 4:00 PM EST

10.30 Day range 10.30
7.16 52-week range 11.45
YTD
+31.27%
1 year
+9.91%

Financial health

Altman Z-Score

2.88 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Valuation

P/E 8.4×
FY 2016: 51.7×FY 2017: 34.8×FY 2018: 22.7×FY 2019: 18.4×FY 2020: 27.1×FY 2021: 26.1×FY 2022: 21.0×FY 2023: 16.4×FY 2024: 15.3×FY 2025: 8.4×
FY 2016 5y median 16.4× FY 2025
P/S 2.7×
FY 2016: 8.5×FY 2017: 6.9×FY 2018: 6.5×FY 2019: 5.3×FY 2020: 7.5×FY 2021: 8.4×FY 2022: 7.5×FY 2023: 5.4×FY 2024: 4.9×FY 2025: 2.7×
FY 2016 5y median 5.4× FY 2025
P/B 1.4×
FY 2016: 12.5×FY 2017: 9.1×FY 2018: 7.1×FY 2019: 5.2×FY 2020: 6.3×FY 2021: 5.7×FY 2022: 4.8×FY 2023: 3.3×FY 2024: 2.9×FY 2025: 1.4×
FY 2016 5y median 3.3× FY 2025
P/FCF 6.9×
FY 2016: -26.1×FY 2017: -150×FY 2018: 68.9×FY 2019: -37.4×FY 2020: 28.2×FY 2021: 18.9×FY 2022: -33.1×FY 2023: 67.6×FY 2024: 20.0×FY 2025: 6.9×
FY 2016 5y median 18.9× FY 2025
EV/EBITDA 10.6×
FY 2016: 52.3×FY 2017: 37.2×FY 2018: 24.8×FY 2019: 21.8×FY 2020: 27.1×FY 2021: 26.2×FY 2022: 22.2×FY 2023: 18.8×FY 2024: 17.7×FY 2025: 10.6×
FY 2016 5y median 18.8× FY 2025
EV/Sales 4.9×
FY 2016: 11.8×FY 2017: 10.0×FY 2018: 9.4×FY 2019: 8.2×FY 2020: 10.4×FY 2021: 11.3×FY 2022: 10.5×FY 2023: 8.2×FY 2024: 7.4×FY 2025: 4.9×
FY 2016 5y median 8.2× FY 2025
FCF Yield 14.5%
FY 2016: -3.8%FY 2017: -0.7%FY 2018: 1.5%FY 2019: -2.7%FY 2020: 3.6%FY 2021: 5.3%FY 2022: -3.0%FY 2023: 1.5%FY 2024: 5.0%FY 2025: 14.5%
FY 2016 5y median 5.0% FY 2025

Profitability

Gross Margin 84.9%
FY 2016: 66.0%FY 2017: 67.6%FY 2018: 78.1%FY 2019: 76.5%FY 2020: 74.8%FY 2021: 80.2%FY 2022: 85.7%FY 2023: 80.4%FY 2024: 80.9%FY 2025: 84.9%
FY 2016 5y median 80.9% FY 2025
Operating Margin 44.2%
FY 2016: 20.6%FY 2017: 24.8%FY 2018: 35.9%FY 2019: 36.1%FY 2020: 35.7%FY 2021: 39.9%FY 2022: 44.8%FY 2023: 40.9%FY 2024: 39.7%FY 2025: 44.2%
FY 2016 5y median 40.9% FY 2025
Net Margin 32.9%
FY 2016: 16.4%FY 2017: 19.8%FY 2018: 28.8%FY 2019: 28.9%FY 2020: 27.7%FY 2021: 32.3%FY 2022: 35.7%FY 2023: 32.9%FY 2024: 31.9%FY 2025: 32.9%
FY 2016 5y median 32.9% FY 2025
ROE 17.6%
FY 2016: 24.2%FY 2017: 26.3%FY 2018: 31.4%FY 2019: 28.0%FY 2020: 23.4%FY 2021: 21.9%FY 2022: 22.6%FY 2023: 20.4%FY 2024: 18.7%FY 2025: 17.6%
FY 2016 5y median 20.4% FY 2025
ROIC 6.8%
FY 2016: 4.0%FY 2017: 4.9%FY 2018: 7.1%FY 2019: 7.0%FY 2020: 20575.0%FY 2021: 7.0%FY 2022: 7.5%FY 2023: 7.0%FY 2024: 7.1%FY 2025: 6.8%
FY 2016 5y median 7.0% FY 2025
ROA 7.0%
FY 2016: 3.7%FY 2017: 4.5%FY 2018: 6.5%FY 2019: 6.5%FY 2020: 6.0%FY 2021: 6.6%FY 2022: 7.0%FY 2023: 6.5%FY 2024: 6.7%FY 2025: 7.0%
FY 2016 5y median 6.7% FY 2025

Growth (YoY)

Revenue 1.3%
FY 2016: 12.3%FY 2017: 9.8%FY 2018: 7.1%FY 2019: 7.1%FY 2020: 0.6%FY 2021: -5.6%FY 2022: 9.0%FY 2023: 11.9%FY 2024: 5.3%FY 2025: 1.3%
FY 2016 FY 2025
Operating Income 12.9%
FY 2016: 19.5%FY 2017: 32.0%FY 2018: 55.5%FY 2019: 7.6%FY 2020: -0.3%FY 2021: 5.5%FY 2022: 22.3%FY 2023: 2.2%FY 2024: 2.2%FY 2025: 12.9%
FY 2016 FY 2025
EPS (diluted) 1.4%
FY 2016: 21.2%FY 2017: 32.0%FY 2018: 55.5%FY 2019: 7.5%FY 2020: -3.3%FY 2021: 10.1%FY 2022: 20.6%FY 2023: 2.9%FY 2024: 1.8%FY 2025: 1.4%
FY 2016 FY 2025
Free Cash Flow 59.6%
FY 2016: -95.4%FY 2017: 84.6%FY 2018: 321.2%FY 2019: -260.6%FY 2020: 289.0%FY 2021: 58.0%FY 2022: -155.6%FY 2023: 139.2%FY 2024: 223.7%FY 2025: 59.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.2×
FY 2016: 4.7×FY 2017: 4.8×FY 2018: 5.4×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.2×
FY 2016: 9.6×FY 2017: 9.7×FY 2018: 11.1×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 1.3×
FY 2016: 4.9×FY 2017: 4.2×FY 2018: 3.3×FY 2019: 2.9×FY 2020: 2.5×FY 2021: 2.0×FY 2022: 2.0×FY 2023: 1.9×FY 2024: 1.6×FY 2025: 1.3×
FY 2016 5y median 1.9× FY 2025
Net Debt / EBITDA 4.9×
FY 2016: 14.6×FY 2017: 11.6×FY 2018: 7.6×FY 2019: 7.8×FY 2020: 7.6×FY 2021: 6.7×FY 2022: 6.3×FY 2023: 6.4×FY 2024: 6.1×FY 2025: 4.9×
FY 2016 5y median 6.3× FY 2025
Interest Coverage 6.2×
FY 2016: 2.1×FY 2017: 2.5×FY 2018: 4.1×FY 2019: 4.4×FY 2020: 4.4×FY 2021: 5.1×FY 2022: 6.4×FY 2023: 5.3×FY 2024: 5.1×FY 2025: 6.2×
FY 2016 5y median 5.3× FY 2025

Dividends

Dividend Yield 5.4%
FY 2016: 0.6%FY 2017: 0.9%FY 2018: 1.2%FY 2019: 2.1%FY 2020: 1.6%FY 2021: 1.5%FY 2022: 1.7%FY 2023: 2.5%FY 2024: 2.9%FY 2025: 5.4%
FY 2016 5y median 2.5% FY 2025
Payout Ratio 43.7%
FY 2016: 33.6%FY 2017: 31.2%FY 2018: 26.6%FY 2019: 38.3%FY 2020: 42.5%FY 2021: 38.6%FY 2022: 36.4%FY 2023: 40.6%FY 2024: 44.0%FY 2025: 43.7%
FY 2016 5y median 40.6% FY 2025

Annual · latest fiscal year ends 2025-12-31