Itaú Unibanco Holding S.A. ITUB

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6.96 USD -0.21 -2.93%

As of Nov 3, 11:14 AM ET

Bid
6.96 × 35
Ask
6.97 × 218
6.95 Day range 7.05
6.83 52-week range 10.16
YTD
-2.79%
1 year
-4.00%
Open
7.01
Prev close
7.17
Mkt cap
76.77B
Vol
8.82M
Avg vol
30.94M
EPS
0.78
P/E
8.93
Div yield
0.44%
More statistics
Low
6.95
High
7.05
Forward P/E
7.39
Beta
0.17
Short ratio
0.87
Inst. own
23.53%
Dividend
0.17
Ex-div date
Nov 3, 2026
Earnings
Nov 3, 2026
50-d avg
8.52
200-d avg
8.37
1y target
9.03

5D chart

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Interval

Events in this range
  • Nov 3, 2026Earnings: —; estimate 0.22; surprise —%
Signals (72)
NameTimeAgo
MACD: Buy SignalNov 3, 10:35 AM39 minutes ago
SMA: BullishNov 3, 10:30 AM44 minutes ago
RSI: OversoldNov 3, 10:15 AM59 minutes ago
RSI: OversoldNov 3, 9:30 AM1 hour ago
MACD: Sell SignalNov 2, 3:40 PM19 hours ago
SMA: BearishNov 2, 3:30 PM19 hours ago
SMA: BullishNov 2, 3:15 PM19 hours ago
SMA: BullishNov 2, 3:15 PM19 hours ago
SMA: BearishNov 2, 3:10 PM20 hours ago
SMA: BearishNov 2, 3:10 PM20 hours ago
SMA: BullishNov 2, 2:50 PM20 hours ago
SMA: BullishNov 2, 2:40 PM20 hours ago
MACD: Buy SignalNov 2, 2:40 PM20 hours ago
MACD: Sell SignalNov 2, 2:20 PM20 hours ago
RSI: OversoldNov 2, 2:20 PM20 hours ago
MACD: Buy SignalNov 2, 1:35 PM21 hours ago
RSI: OversoldNov 2, 12:45 PM22 hours ago
MACD: Sell SignalNov 2, 11:00 AM1 day ago
RSI: OverboughtNov 2, 10:50 AM1 day ago
SMA: BullishNov 2, 10:25 AM1 day ago

Newest 20 of 72.

Financial health

Altman Z-Score

-0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 2
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 3
  • P/B 2

Valuation

P/E 9.9×
FY 2016: 7.0×FY 2017: 9.1×FY 2018: 10.4×FY 2019: 9.9×FY 2020: 15.4×FY 2021: 6.9×FY 2022: 7.6×FY 2023: 10.1×FY 2024: 7.4×FY 2025: 9.9×
FY 2016 5y median 7.6× FY 2025
P/S 1.1×
FY 2016: 0.8×FY 2017: 1.2×FY 2018: 1.5×FY 2019: 1.4×FY 2020: 1.3×FY 2021: 1.0×FY 2022: 0.9×FY 2023: 1.1×FY 2024: 0.9×FY 2025: 1.1×
FY 2016 5y median 1.0× FY 2025
P/B 2.1×
FY 2016: 1.4×FY 2017: 1.7×FY 2018: 1.9×FY 2019: 2.0×FY 2020: 1.6×FY 2021: 1.2×FY 2022: 1.3×FY 2023: 1.8×FY 2024: 1.4×FY 2025: 2.1×
FY 2016 5y median 1.4× FY 2025
P/FCF 3.4×
FY 2016: 5.8×FY 2017: 43.2×FY 2018: 13.0×FY 2019: 8.7×FY 2020: 4.3×FY 2021: 3.6×FY 2022: 1.8×FY 2023: 4.9×FY 2024: -3.1×FY 2025: 3.4×
FY 2016 5y median 3.4× FY 2025
EV/EBITDA 20.4×
FY 2016: 18.1×FY 2017: 18.0×FY 2018: 19.3×FY 2019: 18.8×FY 2020: 68.9×FY 2021: 11.5×FY 2022: 17.6×FY 2023: 20.3×FY 2024: 17.5×FY 2025: 20.4×
FY 2016 5y median 17.6× FY 2025
EV/Sales 3.1×
FY 2016: 3.4×FY 2017: 3.3×FY 2018: 3.9×FY 2019: 3.5×FY 2020: 3.6×FY 2021: 2.8×FY 2022: 2.9×FY 2023: 3.0×FY 2024: 2.9×FY 2025: 3.1×
FY 2016 5y median 2.9× FY 2025
FCF Yield 29.5%
FY 2016: 17.3%FY 2017: 2.3%FY 2018: 7.7%FY 2019: 11.5%FY 2020: 23.5%FY 2021: 27.5%FY 2022: 54.7%FY 2023: 20.5%FY 2024: -32.3%FY 2025: 29.5%
FY 2016 5y median 27.5% FY 2025

Profitability

Gross Margin 34.5%
FY 2016: 43.9%FY 2017: 47.5%FY 2018: 52.4%FY 2019: 50.0%FY 2020: 43.5%FY 2021: 56.5%FY 2022: 42.8%FY 2023: 38.1%FY 2024: 39.6%FY 2025: 34.5%
FY 2016 5y median 39.6% FY 2025
Operating Margin 13.1%
FY 2016: 17.0%FY 2017: 16.6%FY 2018: 17.9%FY 2019: 16.6%FY 2020: 3.0%FY 2021: 22.1%FY 2022: 14.5%FY 2023: 12.9%FY 2024: 14.6%FY 2025: 13.1%
FY 2016 5y median 14.5% FY 2025
Net Margin 11.7%
FY 2016: 10.3%FY 2017: 12.6%FY 2018: 14.6%FY 2019: 14.4%FY 2020: 10.9%FY 2021: 14.0%FY 2022: 11.5%FY 2023: 10.8%FY 2024: 12.6%FY 2025: 11.7%
FY 2016 5y median 11.7% FY 2025
ROE 21.9%
FY 2016: 18.0%FY 2017: 17.7%FY 2018: 18.2%FY 2019: 19.8%FY 2020: 13.2%FY 2021: 17.5%FY 2022: 17.4%FY 2023: 17.4%FY 2024: 19.5%FY 2025: 21.9%
FY 2016 5y median 17.5% FY 2025
ROIC 1.5%
FY 2016: 2.2%FY 2017: 2.3%FY 2018: 2.4%FY 2019: 2.5%FY 2020: 0.4%FY 2021: 2.4%FY 2022: 2.1%FY 2023: 2.1%FY 2024: 2.4%FY 2025: 1.5%
FY 2016 5y median 2.1% FY 2025
ROA 1.5%
FY 2016: 1.6%FY 2017: 1.6%FY 2018: 1.6%FY 2019: 1.7%FY 2020: 0.9%FY 2021: 1.3%FY 2022: 1.3%FY 2023: 1.3%FY 2024: 1.4%FY 2025: 1.5%
FY 2016 5y median 1.3% FY 2025

Growth (YoY)

Revenue 18.0%
FY 2016: 28.9%FY 2017: -12.2%FY 2018: -7.3%FY 2019: 10.3%FY 2020: -7.9%FY 2021: 10.3%FY 2022: 32.2%FY 2023: 21.1%FY 2024: 6.3%FY 2025: 18.0%
FY 2016 FY 2025
Operating Income 5.7%
FY 2016: 95.3%FY 2017: -14.3%FY 2018: 0.1%FY 2019: 2.1%FY 2020: -83.3%FY 2021: 707.5%FY 2022: -13.1%FY 2023: 8.2%FY 2024: 19.8%FY 2025: 5.7%
FY 2016 FY 2025
EPS (diluted) 4.0%
FY 2016: -8.9%FY 2017: 3.0%FY 2018: 4.9%FY 2019: 8.6%FY 2020: -44.4%FY 2021: 76.6%FY 2022: 8.8%FY 2023: 3.0%FY 2024: 23.9%FY 2025: 4.0%
FY 2016 FY 2025
Free Cash Flow 230.6%
FY 2016: 176.2%FY 2017: -82.1%FY 2018: 293.1%FY 2019: 55.4%FY 2020: 75.6%FY 2021: -5.8%FY 2022: 137.4%FY 2023: -43.6%FY 2024: -243.7%FY 2025: 230.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.8×FY 2017: 0.9×FY 2018: 0.6×FY 2019: 0.6×FY 2020: 0.5×FY 2021: 0.5×FY 2022: 0.5×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.3×
FY 2016 5y median 0.5× FY 2025
Quick Ratio 0.3×
FY 2016: 0.8×FY 2017: 0.9×FY 2018: 0.6×FY 2019: 0.6×FY 2020: 0.5×FY 2021: 0.5×FY 2022: 0.5×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.3×
FY 2016 5y median 0.5× FY 2025
Debt / Equity 5.0×
FY 2016: 5.6×FY 2017: 4.1×FY 2018: 4.1×FY 2019: 4.0×FY 2020: 4.0×FY 2021: 3.8×FY 2022: 4.3×FY 2023: 4.3×FY 2024: 4.3×FY 2025: 5.0×
FY 2016 5y median 4.3× FY 2025
Net Debt / EBITDA 12.9×
FY 2016: 13.9×FY 2017: 11.5×FY 2018: 11.7×FY 2019: 11.1×FY 2020: 43.1×FY 2021: 7.5×FY 2022: 12.3×FY 2023: 12.9×FY 2024: 11.9×FY 2025: 12.9×
FY 2016 5y median 12.3× FY 2025
Interest Coverage 0.2×
FY 2016: 0.4×FY 2017: 0.4×FY 2018: 0.4×FY 2019: 0.4×FY 2020: 0.1×FY 2021: 0.6×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025

Dividends

Dividend Yield 10.9%
FY 2016: 4.7%FY 2017: 4.8%FY 2018: 7.8%FY 2019: 9.7%FY 2020: 5.0%FY 2021: 3.4%FY 2022: 3.0%FY 2023: 3.1%FY 2024: 7.0%FY 2025: 10.9%
FY 2016 5y median 3.4% FY 2025
Payout Ratio 105.6%
FY 2016: 35.5%FY 2017: 44.8%FY 2018: 80.7%FY 2019: 95.6%FY 2020: 61.1%FY 2021: 23.4%FY 2022: 23.0%FY 2023: 31.3%FY 2024: 51.9%FY 2025: 105.6%
FY 2016 5y median 31.3% FY 2025

Annual · latest fiscal year ends 2025-12-31