Home Federal Bancorp, Inc. of Louisiana HFBL

Full chart Compare
Set alert

Price alert · HFBL

All alert types
22.61 USD -0.50 (-2.16%)

At closeNov 3, 2026, 4:00 PM EST

22.61 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

22.61 Day range 23.02
14.47 52-week range 28.00
YTD
+25.61%
1 year
+38.54%

Financial health

Altman Z-Score

1.24 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 10.2×
FY 2017: 13.5×FY 2018: 15.3×FY 2019: 12.3×FY 2020: 10.9×FY 2021: 11.7×FY 2022: 13.1×FY 2023: 7.4×FY 2024: 9.7×FY 2025: 10.7×FY 2026: 10.2×
FY 2017 5y median 10.2× FY 2026
P/S 1.8×
FY 2017: 2.4×FY 2018: 2.6×FY 2019: 2.7×FY 2020: 1.7×FY 2021: 2.5×FY 2022: 2.8×FY 2023: 1.5×FY 2024: 1.1×FY 2025: 1.3×FY 2026: 1.8×
FY 2017 5y median 1.5× FY 2026
P/B 1.1×
FY 2017: 1.1×FY 2018: 1.2×FY 2019: 1.2×FY 2020: 0.8×FY 2021: 1.2×FY 2022: 1.2×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 0.8×FY 2026: 1.1×
FY 2017 5y median 0.8× FY 2026
P/FCF 8.3×
FY 2017: 18.1×FY 2018: 4.3×FY 2019: 26.7×FY 2020: -54.2×FY 2021: 10.5×FY 2022: 4.4×FY 2023: 3.9×FY 2024: -95.0×FY 2025: 7.7×FY 2026: 8.3×
FY 2017 5y median 4.4× FY 2026
EV/EBITDA 3.7×
FY 2017: 15.5×FY 2018: 9.4×FY 2019: 6.8×FY 2020: 1.5×FY 2021: 0.7×FY 2022: 3.7×FY 2023: 4.1×FY 2024: 5.0×FY 2025: 4.9×FY 2026: 3.7×
FY 2017 5y median 4.1× FY 2026
EV/Sales 0.9×
FY 2017: 4.5×FY 2018: 2.8×FY 2019: 2.0×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 1.1×FY 2023: 1.1×FY 2024: 0.8×FY 2025: 0.9×FY 2026: 0.9×
FY 2017 5y median 0.9× FY 2026
FCF Yield 12.0%
FY 2017: 5.5%FY 2018: 23.1%FY 2019: 3.7%FY 2020: -1.8%FY 2021: 9.5%FY 2022: 22.7%FY 2023: 25.8%FY 2024: -1.1%FY 2025: 13.0%FY 2026: 12.0%
FY 2017 5y median 13.0% FY 2026

Profitability

Gross Margin 67.7%
FY 2017: 81.9%FY 2018: 78.5%FY 2019: 76.6%FY 2020: 70.5%FY 2021: 79.9%FY 2022: 90.2%FY 2023: 79.2%FY 2024: 61.2%FY 2025: 63.9%FY 2026: 67.7%
FY 2017 5y median 67.7% FY 2026
Operating Margin 22.3%
FY 2017: 26.4%FY 2018: 27.5%FY 2019: 27.5%FY 2020: 20.1%FY 2021: 26.9%FY 2022: 26.7%FY 2023: 23.7%FY 2024: 12.2%FY 2025: 14.4%FY 2026: 22.3%
FY 2017 5y median 22.3% FY 2026
Net Margin 17.7%
FY 2017: 17.9%FY 2018: 16.9%FY 2019: 21.6%FY 2020: 16.1%FY 2021: 21.2%FY 2022: 21.7%FY 2023: 20.0%FY 2024: 10.8%FY 2025: 12.0%FY 2026: 17.7%
FY 2017 5y median 17.7% FY 2026
ROE 10.5%
FY 2017: 7.9%FY 2018: 7.6%FY 2019: 9.4%FY 2020: 7.6%FY 2021: 10.2%FY 2022: 9.3%FY 2023: 11.3%FY 2024: 6.8%FY 2025: 7.0%FY 2026: 10.5%
FY 2017 5y median 9.3% FY 2026
ROIC 1.1%
FY 2017: 3.8%FY 2018: 6.0%FY 2019: 9.0%FY 2020: 7.1%FY 2021: 9.5%FY 2022: 9.1%FY 2023: 10.2%FY 2024: 5.5%FY 2025: 6.2%FY 2026: 1.1%
FY 2017 5y median 6.2% FY 2026
ROA 1.0%
FY 2017: 0.9%FY 2018: 0.8%FY 2019: 1.1%FY 2020: 0.7%FY 2021: 0.9%FY 2022: 0.8%FY 2023: 0.9%FY 2024: 0.6%FY 2025: 0.6%FY 2026: 1.0%
FY 2017 5y median 0.8% FY 2026

Growth (YoY)

Revenue 8.2%
FY 2017: 11.0%FY 2018: 3.3%FY 2019: 3.8%FY 2020: 9.0%FY 2021: 5.9%FY 2022: -11.2%FY 2023: 26.8%FY 2024: 16.7%FY 2025: -2.9%FY 2026: 8.2%
FY 2017 FY 2026
Operating Income 67.3%
FY 2017: 7.7%FY 2018: 7.6%FY 2019: 3.5%FY 2020: -20.2%FY 2021: 41.7%FY 2022: -11.9%FY 2023: 12.8%FY 2024: -39.9%FY 2025: 14.4%FY 2026: 67.3%
FY 2017 FY 2026
EPS (diluted) 59.5%
FY 2017: 10.3%FY 2018: 1.0%FY 2019: 28.9%FY 2020: -14.4%FY 2021: 46.7%FY 2022: -10.2%FY 2023: 28.4%FY 2024: -35.4%FY 2025: 7.7%FY 2026: 59.5%
FY 2017 FY 2026
Free Cash Flow 40.4%
FY 2017: -39.0%FY 2018: 365.5%FY 2019: -82.6%FY 2020: -135.2%FY 2021: 876.4%FY 2022: 142.3%FY 2023: -24.6%FY 2024: -103.4%FY 2025: 1574.5%FY 2026: 40.4%
FY 2017 FY 2026

Financial Health

Current Ratio 17913×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×FY 2026: 17913×
FY 2017 5y median 0.1× FY 2026
Quick Ratio 17913×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×FY 2026: 17913×
FY 2017 5y median 0.1× FY 2026
Debt / Equity 0.1×
FY 2017: 1.1×FY 2018: 0.3×FY 2019: 0.0×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.1×FY 2026: 0.1×
FY 2017 5y median 0.1× FY 2026
Net Debt / EBITDA -3.5×
FY 2017: 7.2×FY 2018: 0.8×FY 2019: -2.1×FY 2020: -6.1×FY 2021: -7.7×FY 2022: -5.8×FY 2023: -1.5×FY 2024: -1.5×FY 2025: -2.0×FY 2026: -3.5×
FY 2017 5y median -2.0× FY 2026
Interest Coverage 0.7×
FY 2017: 1.9×FY 2018: 1.7×FY 2019: 1.3×FY 2020: 0.9×FY 2021: 2.1×FY 2022: 3.2×FY 2023: 1.3×FY 2024: 0.3×FY 2025: 0.4×FY 2026: 0.7×
FY 2017 5y median 0.7× FY 2026

Dividends

Dividend Yield 2.6%
FY 2017: 1.4%FY 2018: 1.7%FY 2019: 1.8%FY 2020: 2.7%FY 2021: 1.8%FY 2022: 2.1%FY 2023: 3.6%FY 2024: 4.5%FY 2025: 3.9%FY 2026: 2.6%
FY 2017 5y median 3.6% FY 2026
Payout Ratio 26.9%
FY 2017: 19.3%FY 2018: 25.9%FY 2019: 22.2%FY 2020: 29.7%FY 2021: 20.9%FY 2022: 27.8%FY 2023: 26.8%FY 2024: 43.7%FY 2025: 41.9%FY 2026: 26.9%
FY 2017 5y median 27.8% FY 2026

Annual · latest fiscal year ends 2026-06-30