First BanCorp. FBP

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26.70 USD +0.45 (+1.71%)

Nov 4, 2026, 10:55 AM EST

26.48 Day range 27.18
19.28 52-week range 29.88
YTD
+28.80%
1 year
+35.53%
Market cap
4.03B
Revenue (ttm)
968.58M
Profit margin
38.01%
EPS (ttm)
2.38
Shares out
150.92M
P/E ratio
11.21
Forward P/E
10.41
Dividend
1.00 (3.00%)
Ex-dividend date
Nov 26, 2026
YTD return
+28.80%
1-year return
+35.53%
Volume
233.23K
Avg volume
1.40M
Open
26.93
Previous close
26.25
Day's range
26.48 – 27.18
52-week range
19.28 – 29.88
Beta
0.84
Analysts
Buy
Price target
30.86 (+15.6%)
Earnings date
Jan 26, 2027

5D +0.13 (+0.48%)

26.5027ThuFriMonTue27.12

Key statistics

Enterprise value
3.72B
PEG ratio
4.15
Price / sales
4.09
Price / book
2.10
Dividend yield
3.79%
Payout ratio
31.93%
Revenue growth
6.20%
Free cash flow
0
Total cash
462.01M
Total debt
223.80M
Return on equity
19.41%
Short % of float
7.64%
50-day average
27.30
200-day average
25.00

Financials — quick view

All financials
FBP Revenue — quarterly 247.53M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FBP Net income — quarterly 96.15M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FBP EPS — quarterly 0.63
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

FBP recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 26, 2027Dec 30, 20260.61———
Oct 22, 2026Sep 30, 20260.5880.63+0.04+7.14%
Jul 22, 2026Jun 30, 20260.5420.62+0.08+14.39%
Apr 22, 2026Mar 31, 20260.5140.57+0.06+10.89%
Jan 27, 2026Dec 31, 20250.520.55+0.03+5.77%
Oct 23, 2025Sep 30, 20250.48650.51+0.02+4.83%

Upgrades / downgrades

FBP analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026StoneXmainBuyBuy
Sep 30, 2026Wells FargomainOverweightOverweight
Aug 10, 2026Wells FargomainOverweightOverweight
Jul 23, 2026BenchmarkmainBuyBuy
Jul 23, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jul 15, 2026Benchmarkinit—Buy

About First BanCorp.

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

FBP insider holders
InsiderRelationLatest transactionDateShares held
ALEMAN-BERMUDEZ AURELIOChief Executive OfficerStock Award(Grant)Mar 18, 20261,130,480
ALVAREZ-CABRERO SARAGeneral CounselConversion of Exercise of derivative securityMar 15, 202676,486
BERGES-GONZALEZ ORLANDOChief Financial OfficerStock Award(Grant)Mar 18, 2026323,539
HERENCIA ROBERTO RDirectorSaleSep 1, 2026610,669
LACASA JOSE MARIAOfficerStock Award(Grant)Mar 18, 202681,473
LOPEZ-LAY VIZCARRA GINORIS COfficerConversion of Exercise of derivative securityMar 15, 2026212,957

Institution ownership

FBP institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.91%22,755,871597.80MJun 29, 2026
Vanguard Portfolio Management LLC8.09%12,351,989324.49MJun 29, 2026
State Street Corporation5.90%9,001,680236.47MJun 29, 2026
Dimensional Fund Advisors LP5.19%7,922,500208.12MJun 29, 2026
Vanguard Capital Management LLC4.55%6,953,275182.66MJun 29, 2026
FMR, LLC3.96%6,039,458158.66MJun 29, 2026

Fund ownership

FBP fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.95%9,078,541238.49MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.22%4,923,029129.33MJun 29, 2026
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.03%4,620,781121.39MSep 29, 2026
First TRT Exch-Trd Fd. VI-First TRT SMID Cap Rising Dividend Achievers2.75%4,198,715110.30MSep 29, 2026
iShares Trust-iShares Russell 2000 ETF2.56%3,913,474102.81MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.32%3,549,24593.24MJun 29, 2026