Chime Financial, Inc. CHYM
31.33 USD +1.15 (+3.81%)
At closeNov 6, 2026, 7:30 PM EST
30.89 -0.44 -1.40%
After hours · Nov 6, 7:30 PM ET
29.04 Day range 32.08
16.44 52-week range 34.55
- YTD
- +24.47%
- 1 year
- +73.19%
Financial health
Altman Z-Score
10.76 Safe zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
6 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
Rating
B-2 / 5 overall
- DCF 1
- Return on Equity 3
- Return on Assets 3
- Debt / Equity 4
- P/E 1
- P/B 2
Valuation
P/E -9.4×
FY 2022 5y median -47.5× FY 2025
P/S 4.4×
FY 2022 5y median 9.3× FY 2025
P/B 6.8×
FY 2022 5y median 13.2× FY 2025
P/FCF 290×
FY 2022 5y median 123× FY 2025
EV/EBITDA -9.4×
FY 2022 5y median -44.3× FY 2025
EV/Sales 4.2×
FY 2022 5y median 9.2× FY 2025
FCF Yield 0.3%
FY 2022 5y median -0.5% FY 2025
Profitability
Gross Margin 85.9%
FY 2022 5y median 84.3% FY 2025
Operating Margin -47.6%
FY 2022 5y median -32.9% FY 2025
Net Margin -46.2%
FY 2022 5y median -31.0% FY 2025
ROE -72.1%
FY 2022 5y median -32.2% FY 2025
ROIC -65.5%
FY 2022 5y median -31.1% FY 2025
ROA -51.4%
FY 2022 5y median -24.3% FY 2025
Growth (YoY)
Revenue 30.7%
FY 2022 FY 2025
Operating Income -1572.0%
FY 2022 FY 2025
EPS (diluted) -3635.6%
FY 2022 FY 2025
Free Cash Flow -33.8%
FY 2022 FY 2025
Financial Health
Current Ratio 4.5×
FY 2022 5y median 4.3× FY 2025
Quick Ratio 4.5×
FY 2022 5y median 4.3× FY 2025
Debt / Equity 0.1×
FY 2022 5y median 0.1× FY 2025
Net Debt / EBITDA 0.3×
FY 2022 5y median 0.5× FY 2025
Interest Coverage 0.0×
FY 2022 5y median 0.0× FY 2025
Dividends
Dividend Yield 0.0%
FY 2022 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2022 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31