Chime Financial, Inc. CHYM
28.20 USD -0.33 (-1.16%)
At closeNov 4, 2026, 8:10 AM EST
28.70 +0.50 +1.77%
Pre-market · Nov 4, 8:10 AM ET
27.81 Day range 28.67
15.88 52-week range 35.55
- YTD
- +12.04%
- 1 year
- +58.43%
Financial health
Altman Z-Score
10.71 Safe zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
4 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
C2 / 5 overall
- DCF 1
- Return on Equity 1
- Return on Assets 1
- Debt / Equity 4
- P/E 1
- P/B 2
Valuation
P/E -9.4×
FY 2022 5y median -47.5× FY 2025
P/S 4.4×
FY 2022 5y median 9.3× FY 2025
P/B 6.8×
FY 2022 5y median 13.2× FY 2025
P/FCF 290×
FY 2022 5y median 123× FY 2025
EV/EBITDA -9.4×
FY 2022 5y median -44.3× FY 2025
EV/Sales 4.2×
FY 2022 5y median 9.2× FY 2025
FCF Yield 0.3%
FY 2022 5y median -0.5% FY 2025
Profitability
Gross Margin 85.9%
FY 2022 5y median 84.3% FY 2025
Operating Margin -47.6%
FY 2022 5y median -32.9% FY 2025
Net Margin -46.2%
FY 2022 5y median -31.0% FY 2025
ROE -72.1%
FY 2022 5y median -32.2% FY 2025
ROIC -65.5%
FY 2022 5y median -31.1% FY 2025
ROA -51.4%
FY 2022 5y median -24.3% FY 2025
Growth (YoY)
Revenue 30.7%
FY 2022 FY 2025
Operating Income -1572.0%
FY 2022 FY 2025
EPS (diluted) -3635.6%
FY 2022 FY 2025
Free Cash Flow -33.8%
FY 2022 FY 2025
Financial Health
Current Ratio 4.5×
FY 2022 5y median 4.3× FY 2025
Quick Ratio 4.5×
FY 2022 5y median 4.3× FY 2025
Debt / Equity 0.1×
FY 2022 5y median 0.1× FY 2025
Net Debt / EBITDA 0.3×
FY 2022 5y median 0.5× FY 2025
Interest Coverage 0.0×
FY 2022 5y median 0.0× FY 2025
Dividends
Dividend Yield 0.0%
FY 2022 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2022 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31