Chime Financial, Inc. CHYM
At closeNov 4, 2026, 4:57 PM EST
After hours · Nov 4, 4:57 PM ET
- YTD
- +18.67%
- 1 year
- +67.81%
- Market cap
- 11.31B
- Revenue (ttm)
- 2.46B
- Profit margin
- -0.74%
- EPS (ttm)
- 0.88
- Shares out
- 347.02M
- P/E ratio
- 33.94
- Forward P/E
- 18.55
- YTD return
- +18.67%
- 1-year return
- +67.81%
- Volume
- 4.96M
- Avg volume
- 6.85M
- Open
- 29.00
- Previous close
- 28.20
- Day's range
- 28.96 – 30.45
- 52-week range
- 15.88 – 35.55
- Analysts
- Strong Buy
- Price target
- 39.55 (+32.4%)
- Earnings date
- Nov 4, 2026
5D -0.60 (-2.08%)
Key statistics
- Enterprise value
- 9.70B
- PEG ratio
- 0.00
- Price / sales
- 4.60
- Price / book
- 8.05
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 26.80%
- Free cash flow
- 437.65M
- Total cash
- 1.16B
- Total debt
- 180.88M
- Return on equity
- -1.28%
- Short % of float
- 8.68%
- 50-day average
- 30.10
- 200-day average
- 23.80
Analyst view
Consensus: strong buy
- Target (low)
- 31.00
- Target (mean)
- 39.55
- Target (high)
- 50.00
- Strong buy6
- Buy16
- Hold2
- Sell0
- Strong sell0
Next earnings
Nov 4, 2026
Expected Nov 4, 2026. Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 4, 2026 | Sep 30, 2026 | 0.09679 | — | — | — |
| Aug 5, 2026 | Jun 30, 2026 | 0.00134 | 0.07 | +0.07 | +5,123.88% |
| May 6, 2026 | Mar 31, 2026 | 0.03 | 0.13 | +0.10 | +333.33% |
| Feb 25, 2026 | Dec 31, 2025 | -0.20 | -0.12 | +0.08 | +40.00% |
| Nov 5, 2025 | Sep 30, 2025 | -0.24333 | -0.15 | +0.09 | +38.36% |
| Aug 7, 2025 | Jun 30, 2025 | -4.85 | -7.29 | -2.44 | -50.31% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 8, 2026 | Deutsche Bank | up | Hold | Buy |
| Sep 15, 2026 | Goldman Sachs | main | Buy | Buy |
| Sep 14, 2026 | B. Riley Securities | main | Buy | Buy |
| Sep 14, 2026 | Rothschild & Co | up | Neutral | Buy |
| Sep 9, 2026 | Loop Capital | init | — | Buy |
| Sep 9, 2026 | Scotiabank | main | Sector Outperform | Sector Outperform |
About Chime Financial, Inc.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
- Sector
- Technology
- Industry
- Software - Application
- Country
- United States
- Website
- chime.com
News
Chime Financial Sees Q4 Sales $757.000M-$767.000M vs $745.574M Est 
Chime Financial Raises FY2026 Sales Guidance from $2.760B-$2.770B to $2.792B-$2.802B vs $2.768B Est 
Chime raises annual revenue forecast on robust demand 
Chime Expands Partnership with Workday, Bringing Easier Access to Banking and Financial Wellness Benefits to Millions of Employees 
Wall Street Analysts See a 33.33% Upside in Chime Financial, Inc. (CHYM): Can the Stock Really Move This High? 
Chime Financial, Inc. (CHYM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release 
Chime to Participate in KBW Fintech Ecosystem Conference 
Chime to Announce Third Quarter 2026 Financial Results on November 4, 2026 
SoFi vs. Chime: Which Fintech Stock is the Better Buy Right Now? - Deutsche Bank Upgrades Chime Financial to Buy, Raises Price Target to $35
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ASMEROM AMINE | Officer | Sale | Sep 7, 2026 | 280,975 |
| BRITT CHRISTOPHER R | Chief Executive Officer | Conversion of Exercise of derivative security | Sep 10, 2026 | 360,417 |
| CAROLAN SHAWN T | Director | Sale | Sep 10, 2026 | 0 |
| DST GLOBAL ADVISORS, LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale | Sep 13, 2026 | 0 |
| DUNNE JAMES J III | Director | Stock Award(Grant) | Jun 1, 2026 | 84,950 |
| FEUILLE JAMES | Director | Sale | Sep 15, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Galileo (ptc) Ltd | 15.06% | 52,268,715 | 1.56B | Jun 29, 2026 |
| Crosslink Capital Inc | 7.55% | 26,185,368 | 782.16M | Jun 29, 2026 |
| General Atlantic, L.P. | 6.13% | 21,259,683 | 635.03M | Jun 29, 2026 |
| Menlo Ventures Management, L.P. | 5.03% | 17,442,713 | 521.01M | Jun 29, 2026 |
| Aspect Management, LLC | 3.44% | 11,933,275 | 356.45M | Jun 29, 2026 |
| Blackrock Inc. | 3.24% | 11,244,380 | 335.87M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.40% | 8,320,237 | 248.53M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.73% | 6,004,548 | 179.36M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund | 1.00% | 3,455,126 | 103.20M | Jun 29, 2026 |
| Trust for Advised Portfolios-Patient Opportunity Trust | 0.89% | 3,100,000 | 92.60M | Sep 29, 2026 |
| Manager Directed Portfolios-Spyglass Growth Fund | 0.53% | 1,839,987 | 54.96M | Jul 30, 2026 |
| DAVIS SERIES INC-Davis Financial Fund | 0.35% | 1,219,210 | 36.42M | Jun 29, 2026 |