Chime Financial, Inc. CHYM
Nov 6, 2026, 1:25 PM EST
- YTD
- +25.14%
- 1 year
- +74.12%
- Market cap
- 12.07B
- Revenue (ttm)
- 2.46B
- Profit margin
- -0.74%
- EPS (ttm)
- 1.14
- Shares out
- 347.02M
- P/E ratio
- 27.63
- Forward P/E
- 18.75
- YTD return
- +25.14%
- 1-year return
- +74.12%
- Volume
- 2.44M
- Avg volume
- 6.37M
- Open
- 30.22
- Previous close
- 30.18
- Day's range
- 29.90 – 32.08
- 52-week range
- 15.88 – 35.55
- Analysts
- Strong Buy
- Price target
- 39.55 (+25.6%)
- Earnings date
- Feb 24, 2027
5D +2.89 (+10.11%)
Key statistics
- Enterprise value
- 10.33B
- PEG ratio
- 0.00
- Price / sales
- 4.65
- Price / book
- 8.18
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 26.80%
- Free cash flow
- 437.65M
- Total cash
- 1.16B
- Total debt
- 180.88M
- Return on equity
- -1.28%
- Short % of float
- 8.68%
- 50-day average
- 30.04
- 200-day average
- 23.82
Analyst view
Consensus: strong buy
- Target (low)
- 31.00
- Target (mean)
- 39.55
- Target (high)
- 50.00
- Strong buy6
- Buy16
- Hold2
- Sell0
- Strong sell0
Next earnings
Feb 24, 2027
Expected Feb 24, 2027. Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 24, 2027 | Dec 30, 2026 | 0.16 | — | — | — |
| Nov 4, 2026 | Sep 30, 2026 | 0.09679 | 0.11 | +0.01 | +13.65% |
| Aug 5, 2026 | Jun 30, 2026 | 0.00134 | 0.07 | +0.07 | +5,123.88% |
| May 6, 2026 | Mar 31, 2026 | 0.03 | 0.13 | +0.10 | +333.33% |
| Feb 25, 2026 | Dec 31, 2025 | -0.20 | -0.12 | +0.08 | +40.00% |
| Nov 5, 2025 | Sep 30, 2025 | -0.24333 | -0.15 | +0.09 | +38.36% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 5, 2026 | Scotiabank | main | Sector Outperform | Sector Outperform |
| Nov 5, 2026 | Goldman Sachs | main | Buy | Buy |
| Nov 5, 2026 | Wells Fargo | main | Overweight | Overweight |
| Oct 8, 2026 | Deutsche Bank | up | Hold | Buy |
| Sep 15, 2026 | Goldman Sachs | main | Buy | Buy |
| Sep 14, 2026 | B. Riley Securities | main | Buy | Buy |
About Chime Financial, Inc.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
- Sector
- Technology
- Industry
- Software - Application
- Country
- United States
- Website
- chime.com
News
Freedom Capital Markets Maintains Buy on Chime Financial, Raises Price Target to $40 
UBS Maintains Neutral on Chime Financial, Raises Price Target to $34 
JP Morgan Maintains Overweight on Chime Financial, Raises Price Target to $40 
Scotiabank Maintains Sector Outperform on Chime Financial, Raises Price Target to $44 
Goldman Sachs Maintains Buy on Chime Financial, Raises Price Target to $43 - Wells Fargo Maintains Overweight on Chime Financial, Raises Price Target to $42
Chime CEO Chris Britt: Consumer behavior is still 'incredibly resilient' 
Chime Financial, Inc. (CHYM) Q3 2026 Earnings Call Transcript 
Chime Financial, Inc. (CHYM) Surpasses Q3 Earnings and Revenue Estimates 
Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ASMEROM AMINE | Officer | Sale | Sep 7, 2026 | 280,975 |
| BRITT CHRISTOPHER R | Chief Executive Officer | Conversion of Exercise of derivative security | Sep 10, 2026 | 360,417 |
| CAROLAN SHAWN T | Director | Sale | Sep 10, 2026 | 0 |
| DST GLOBAL ADVISORS, LTD. | Beneficial Owner of more than 10% of a Class of Security | Sale | Sep 13, 2026 | 0 |
| DUNNE JAMES J III | Director | Stock Award(Grant) | Jun 1, 2026 | 84,950 |
| FEUILLE JAMES | Director | Sale | Sep 15, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Galileo (ptc) Ltd | 15.06% | 52,268,715 | 1.58B | Jun 29, 2026 |
| Crosslink Capital Inc | 7.55% | 26,185,368 | 790.54M | Jun 29, 2026 |
| General Atlantic, L.P. | 6.13% | 21,259,683 | 641.83M | Jun 29, 2026 |
| Menlo Ventures Management, L.P. | 5.03% | 17,442,713 | 526.60M | Jun 29, 2026 |
| Aspect Management, LLC | 3.44% | 11,933,275 | 360.27M | Jun 29, 2026 |
| Blackrock Inc. | 3.24% | 11,244,380 | 339.47M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.40% | 8,320,237 | 251.19M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.73% | 6,004,548 | 181.28M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund | 1.00% | 3,455,126 | 104.31M | Jun 29, 2026 |
| Trust for Advised Portfolios-Patient Opportunity Trust | 0.89% | 3,100,000 | 93.59M | Sep 29, 2026 |
| Manager Directed Portfolios-Spyglass Growth Fund | 0.53% | 1,839,987 | 55.55M | Jul 30, 2026 |
| DAVIS SERIES INC-Davis Financial Fund | 0.35% | 1,219,210 | 36.81M | Jun 29, 2026 |