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Alpha Bank S.A. ALBKY

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Price alert · ALBKY

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1.30 USD -0.01 (-0.76%)

At closeNov 5, 2026, 4:00 PM EST

1.27 Day range 1.31
0.73 52-week range 1.37
YTD
+47.73%
1 year
+39.78%

Financial health

Altman Z-Score

0.24 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 8.1×
FY 2016: 69.3×FY 2017: 139×FY 2018: 29.2×FY 2019: 29.0×FY 2020: 13.9×FY 2021: -0.7×FY 2022: 5.5×FY 2023: 5.6×FY 2024: 5.3×FY 2025: 8.1×
FY 2016 5y median 5.5× FY 2025
P/S 1.5×
FY 2016: 0.9×FY 2017: 1.0×FY 2018: 0.5×FY 2019: 1.1×FY 2020: 0.5×FY 2021: 8.5×FY 2022: 0.9×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 1.5×
FY 2016 5y median 0.9× FY 2025
P/B 0.9×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.4×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.5×FY 2024: 0.4×FY 2025: 0.9×
FY 2016 5y median 0.4× FY 2025
P/FCF 4.9×
FY 2016: -1.0×FY 2017: -1.1×FY 2018: 0.9×FY 2019: 2.0×FY 2020: 0.3×FY 2021: 0.6×FY 2022: 0.7×FY 2023: -0.6×FY 2024: -3.5×FY 2025: 4.9×
FY 2016 5y median 0.6× FY 2025
EV/EBITDA 13.2×
FY 2016: 6.5×FY 2017: 3.3×FY 2018: 3.4×FY 2019: 4.4×FY 2020: -19.4×FY 2021: 3.1×FY 2022: -11.7×FY 2023: 2.1×FY 2024: 3.8×FY 2025: 13.2×
FY 2016 5y median 3.1× FY 2025
EV/Sales 3.1×
FY 2016: 0.3×FY 2017: 0.4×FY 2018: -0.2×FY 2019: 0.5×FY 2020: -1.8×FY 2021: -33.0×FY 2022: -3.9×FY 2023: 0.5×FY 2024: 0.8×FY 2025: 3.1×
FY 2016 5y median 0.5× FY 2025
FCF Yield 20.2%
FY 2016: -100.5%FY 2017: -91.8%FY 2018: 108.7%FY 2019: 49.3%FY 2020: 378.4%FY 2021: 165.9%FY 2022: 138.8%FY 2023: -162.5%FY 2024: -28.2%FY 2025: 20.2%
FY 2016 5y median 20.2% FY 2025

Profitability

Gross Margin 47.4%
FY 2016: 76.6%FY 2017: 81.2%FY 2018: 83.2%FY 2019: 80.5%FY 2020: 82.8%FY 2021: -105.4%FY 2022: 77.2%FY 2023: 52.3%FY 2024: 44.3%FY 2025: 47.4%
FY 2016 5y median 47.4% FY 2025
Operating Margin 19.5%
FY 2016: -0.3%FY 2017: 5.4%FY 2018: -9.3%FY 2019: 5.4%FY 2020: 3.6%FY 2021: -1175.8%FY 2022: 23.9%FY 2023: 19.4%FY 2024: 16.5%FY 2025: 19.5%
FY 2016 5y median 19.4% FY 2025
Net Margin 20.3%
FY 2016: 1.3%FY 2017: 0.7%FY 2018: 1.7%FY 2019: 3.7%FY 2020: 3.4%FY 2021: -1166.8%FY 2022: 16.2%FY 2023: 15.3%FY 2024: 13.2%FY 2025: 20.3%
FY 2016 5y median 15.3% FY 2025
ROE 11.6%
FY 2016: 0.5%FY 2017: 0.2%FY 2018: 0.7%FY 2019: 1.2%FY 2020: 1.2%FY 2021: -48.0%FY 2022: 5.9%FY 2023: 8.5%FY 2024: 8.0%FY 2025: 11.6%
FY 2016 5y median 8.0% FY 2025
ROIC 1.2%
FY 2016: 0.1%FY 2017: 0.3%FY 2018: 0.2%FY 2019: 0.5%FY 2020: 0.4%FY 2021: -11.1%FY 2022: 1.1%FY 2023: 2.4%FY 2024: 3.0%FY 2025: 1.2%
FY 2016 5y median 1.2% FY 2025
ROA 1.2%
FY 2016: 0.1%FY 2017: 0.0%FY 2018: 0.1%FY 2019: 0.2%FY 2020: 0.1%FY 2021: -4.0%FY 2022: 0.5%FY 2023: 0.9%FY 2024: 0.9%FY 2025: 1.2%
FY 2016 5y median 0.9% FY 2025

Growth (YoY)

Revenue -6.5%
FY 2016: -3.3%FY 2017: -4.7%FY 2018: 2.4%FY 2019: -7.4%FY 2020: 7.1%FY 2021: -91.9%FY 2022: 812.4%FY 2023: 77.4%FY 2024: 23.0%FY 2025: -6.5%
FY 2016 FY 2025
Operating Income 10.5%
FY 2016: 99.5%FY 2017: 1806.1%FY 2018: -275.2%FY 2019: 154.0%FY 2020: -28.7%FY 2021: -2729.7%FY 2022: 118.6%FY 2023: 43.4%FY 2024: 4.9%FY 2025: 10.5%
FY 2016 FY 2025
EPS (diluted) 32.1%
FY 2016: 100.8%FY 2017: -50.0%FY 2018: 150.4%FY 2019: 98.8%FY 2020: -1.5%FY 2021: -2332.1%FY 2022: 110.7%FY 2023: 62.5%FY 2024: 7.7%FY 2025: 32.1%
FY 2016 FY 2025
Free Cash Flow 245.6%
FY 2016: -107.6%FY 2017: 7.9%FY 2018: 162.3%FY 2019: -10.4%FY 2020: 261.3%FY 2021: -35.2%FY 2022: -19.0%FY 2023: -292.6%FY 2024: 82.5%FY 2025: 245.6%
FY 2016 FY 2025

Financial Health

Current Ratio 1.8×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 1.8×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 1.8×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 1.8×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 1.3×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.5×FY 2022: 0.6×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 1.3×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA 6.8×
FY 2016: -13.8×FY 2017: -5.2×FY 2018: 14.5×FY 2019: -5.2×FY 2020: -24.4×FY 2021: 3.9×FY 2022: -14.5×FY 2023: -1.4×FY 2024: 0.4×FY 2025: 6.8×
FY 2016 5y median 0.4× FY 2025
Interest Coverage 0.4×
FY 2016: -0.0×FY 2017: 0.3×FY 2018: -0.6×FY 2019: 0.3×FY 2020: 0.2×FY 2021: -5.7×FY 2022: 1.1×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025

Dividends

Dividend Yield 2.5%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.1%FY 2023: 0.0%FY 2024: 1.8%FY 2025: 2.5%
FY 2016 5y median 0.1% FY 2025
Payout Ratio 18.5%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.8%FY 2023: 0.1%FY 2024: 9.3%FY 2025: 18.5%
FY 2016 5y median 0.8% FY 2025

Annual · latest fiscal year ends 2025-12-31