Assurant, Inc. AIZ

Set alert

Price alert · AIZ

All alert types
297.47 USD +0.24 +0.08%

As of Nov 3, 12:52 PM ET

Bid
297.47 × 1
Ask
297.62 × 1
293.53 Day range 299.40
211.86 52-week range 301.57
YTD
+23.51%
1 year
+40.24%
Open
296.39
Prev close
297.23
Mkt cap
14.67B
Vol
103.64K
Avg vol
368.25K
EPS
20.89
P/E
14.24
Div yield
1.20%
More statistics
Low
293.53
High
299.40
Forward P/E
12.68
Beta
0.51
Short ratio
3.48
Inst. own
100.37%
Dividend
3.52
Ex-div date
Aug 30, 2026
Earnings
Nov 3, 2026
50-d avg
278.75
200-d avg
254.52
1y target
326.67

MAX chart

Chart tools
Interval

Events in this range
  • Feb 2, 2024Dividend: 0.72
  • Feb 5, 2024Dividend: 0.72
  • Sep 3, 2024Dividend: 0.72
  • Feb 3, 2025Dividend: 0.8
  • Aug 5, 2025Earnings: 5.1; estimate 4.43; surprise 15.12%
  • Sep 2, 2025Dividend: 0.8
  • Nov 4, 2025Earnings: 5.73; estimate 4.39; surprise 30.52%
  • Dec 1, 2025Dividend: 0.88
  • May 5, 2026Earnings: 5.95; estimate 5.29; surprise 12.48%
  • Aug 4, 2026Earnings: 6.6; estimate 5.17; surprise 27.66%
  • Aug 6, 2026Rating: Piper Sandler · Overweight → Overweight
  • Aug 7, 2026Rating: Keefe, Bruyette & Woods · Outperform → Outperform
  • Oct 6, 2026Rating: Morgan Stanley · Overweight → Overweight
  • Nov 3, 2026Earnings: —; estimate 4.75; surprise —%
Signals (100)
NameDateAgo
RSI: OverboughtNov 3, 20263 hours ago
RSI: OverboughtJul 1, 20264 months ago
SMA: BullishApr 1, 20267 months ago
SMA: BearishMar 1, 20268 months ago
MACD: Buy SignalNov 1, 20251 year ago
SMA: BullishAug 1, 20251 year ago
MACD: Sell SignalJun 1, 20251 year ago
SMA: BearishApr 1, 20251 year ago
RSI: OverboughtNov 1, 20242 years ago
SMA: BullishJul 1, 20242 years ago
SMA: BearishJun 1, 20242 years ago
RSI: OverboughtMar 1, 20242 years ago
SMA: BullishNov 1, 20233 years ago
MACD: Buy SignalOct 1, 20233 years ago
SMA: BullishJul 1, 20233 years ago
SMA: BearishSep 1, 20224 years ago
SMA: BearishAug 1, 20224 years ago
MACD: Sell SignalAug 1, 20224 years ago
SMA: BullishFeb 1, 20224 years ago
MACD: Buy SignalFeb 1, 20224 years ago

Newest 20 of 100.

Financial health

Altman Z-Score

1.22 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 2
  • P/B 2

Valuation

P/E 13.8×
FY 2016: 10.1×FY 2017: 10.7×FY 2018: 22.4×FY 2019: 21.2×FY 2020: 19.3×FY 2021: 15.0×FY 2022: 24.6×FY 2023: 14.0×FY 2024: 14.7×FY 2025: 13.8×
FY 2016 5y median 14.7× FY 2025
P/S 0.9×
FY 2016: 0.8×FY 2017: 0.9×FY 2018: 0.7×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 0.9×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.9×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025
P/B 2.1×
FY 2016: 1.4×FY 2017: 1.3×FY 2018: 1.0×FY 2019: 1.4×FY 2020: 1.4×FY 2021: 1.7×FY 2022: 1.6×FY 2023: 1.9×FY 2024: 2.2×FY 2025: 2.1×
FY 2016 5y median 1.9× FY 2025
P/FCF 7.6×
FY 2016: 115×FY 2017: 11.8×FY 2018: 9.2×FY 2019: 6.2×FY 2020: 6.7×FY 2021: 15.5×FY 2022: 16.6×FY 2023: 9.6×FY 2024: 10.0×FY 2025: 7.6×
FY 2016 5y median 10.0× FY 2025
EV/EBITDA 8.6×
FY 2016: 5.6×FY 2017: 9.2×FY 2018: 10.8×FY 2019: 12.0×FY 2020: 10.0×FY 2021: 8.9×FY 2022: 11.5×FY 2023: 8.5×FY 2024: 9.1×FY 2025: 8.6×
FY 2016 5y median 8.9× FY 2025
EV/Sales 1.0×
FY 2016: 0.8×FY 2017: 0.9×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 0.9×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 0.9× FY 2025
FCF Yield 13.2%
FY 2016: 0.9%FY 2017: 8.4%FY 2018: 10.8%FY 2019: 16.0%FY 2020: 14.9%FY 2021: 6.4%FY 2022: 6.0%FY 2023: 10.4%FY 2024: 10.0%FY 2025: 13.2%
FY 2016 5y median 10.0% FY 2025

Profitability

Gross Margin 77.2%
FY 2016: 55.5%FY 2017: 49.1%FY 2018: 42.0%FY 2019: 41.0%FY 2020: 38.1%FY 2021: 78.4%FY 2022: 76.8%FY 2023: 77.3%FY 2024: 76.7%FY 2025: 77.2%
FY 2016 5y median 77.2% FY 2025
Operating Margin 8.5%
FY 2016: 11.9%FY 2017: 7.0%FY 2018: 4.2%FY 2019: 4.8%FY 2020: 6.0%FY 2021: 7.6%FY 2022: 3.4%FY 2023: 7.2%FY 2024: 7.8%FY 2025: 8.5%
FY 2016 5y median 7.6% FY 2025
Net Margin 6.8%
FY 2016: 8.0%FY 2017: 8.2%FY 2018: 3.1%FY 2019: 4.0%FY 2020: 4.6%FY 2021: 4.4%FY 2022: 2.7%FY 2023: 5.8%FY 2024: 6.4%FY 2025: 6.8%
FY 2016 5y median 5.8% FY 2025
ROE 14.9%
FY 2016: 13.8%FY 2017: 12.2%FY 2018: 4.9%FY 2019: 6.8%FY 2020: 7.4%FY 2021: 8.2%FY 2022: 6.5%FY 2023: 13.4%FY 2024: 14.9%FY 2025: 14.9%
FY 2016 5y median 13.4% FY 2025
ROIC 7.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 4.9%FY 2022: 2.9%FY 2023: 6.3%FY 2024: 6.9%FY 2025: 7.0%
FY 2016 5y median 6.3% FY 2025
ROA 2.4%
FY 2016: 1.9%FY 2017: 1.6%FY 2018: 0.6%FY 2019: 0.9%FY 2020: 1.0%FY 2021: 1.3%FY 2022: 0.8%FY 2023: 1.9%FY 2024: 2.2%FY 2025: 2.4%
FY 2016 5y median 1.9% FY 2025

Growth (YoY)

Revenue 7.9%
FY 2016: -31.1%FY 2017: -11.2%FY 2018: 26.8%FY 2019: 19.1%FY 2020: 0.8%FY 2021: 6.0%FY 2022: 0.1%FY 2023: 9.2%FY 2024: 6.7%FY 2025: 7.9%
FY 2016 FY 2025
Operating Income 17.3%
FY 2016: 321.8%FY 2017: -47.6%FY 2018: -25.0%FY 2019: 36.3%FY 2020: 27.1%FY 2021: 33.4%FY 2022: -54.6%FY 2023: 130.6%FY 2024: 14.9%FY 2025: 17.3%
FY 2016 FY 2025
EPS (diluted) 20.3%
FY 2016: 345.4%FY 2017: 2.8%FY 2018: -57.6%FY 2019: 54.3%FY 2020: 9.1%FY 2021: 52.2%FY 2022: -50.5%FY 2023: 136.6%FY 2024: 21.0%FY 2025: 20.3%
FY 2016 FY 2025
Free Cash Flow 43.8%
FY 2016: -64.7%FY 2017: 850.0%FY 2018: 22.5%FY 2019: 127.1%FY 2020: -6.3%FY 2021: -51.3%FY 2022: -30.9%FY 2023: 127.9%FY 2024: 18.8%FY 2025: 43.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.8×FY 2022: 0.7×FY 2023: 0.5×FY 2024: 0.8×FY 2025: 0.6×
FY 2016 5y median 0.7× FY 2025
Quick Ratio 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.8×FY 2022: 0.7×FY 2023: 0.5×FY 2024: 0.8×FY 2025: 0.6×
FY 2016 5y median 0.7× FY 2025
Debt / Equity 0.4×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.4×FY 2019: 0.4×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.5×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025
Net Debt / EBITDA 0.3×
FY 2016: 0.0×FY 2017: 0.1×FY 2018: 1.3×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.9×FY 2023: 0.4×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Interest Coverage 9.9×
FY 2016: 14.7×FY 2017: 9.0×FY 2018: 3.3×FY 2019: 4.1×FY 2020: 5.5×FY 2021: 6.9×FY 2022: 3.2×FY 2023: 7.5×FY 2024: 8.7×FY 2025: 9.9×
FY 2016 5y median 7.5× FY 2025

Dividends

Dividend Yield 1.4%
FY 2016: 2.2%FY 2017: 2.1%FY 2018: 2.8%FY 2019: 2.1%FY 2020: 2.1%FY 2021: 1.8%FY 2022: 2.2%FY 2023: 1.7%FY 2024: 1.4%FY 2025: 1.4%
FY 2016 5y median 1.7% FY 2025
Payout Ratio 19.3%
FY 2016: 22.2%FY 2017: 22.9%FY 2018: 59.0%FY 2019: 44.4%FY 2020: 39.3%FY 2021: 36.4%FY 2022: 54.3%FY 2023: 23.7%FY 2024: 20.5%FY 2025: 19.3%
FY 2016 5y median 23.7% FY 2025

Annual · latest fiscal year ends 2025-12-31