Assured Guaranty Ltd. AGO

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71.29 USD -0.64 (-0.89%)

At closeNov 3, 2026, 4:01 PM EST

71.29 0.00 0.00%

After hours · Nov 3, 4:01 PM ET

70.97 Day range 72.84
67.24 52-week range 92.40
YTD
-20.67%
1 year
-12.37%

Financial health

Altman Z-Score

1.27 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 1
  • Return on Equity 2
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 3
  • P/B 4

Valuation

P/E 8.7×
FY 2016: 5.7×FY 2017: 5.6×FY 2018: 8.1×FY 2019: 12.1×FY 2020: 7.5×FY 2021: 9.5×FY 2022: 31.8×FY 2023: 6.0×FY 2024: 12.8×FY 2025: 8.7×
FY 2016 5y median 9.5× FY 2025
P/S 5.6×
FY 2016: 3.6×FY 2017: 2.5×FY 2018: 4.3×FY 2019: 5.3×FY 2020: 2.5×FY 2021: 5.3×FY 2022: 5.7×FY 2023: 4.3×FY 2024: 5.9×FY 2025: 5.6×
FY 2016 5y median 5.6× FY 2025
P/B 0.8×
FY 2016: 0.8×FY 2017: 0.6×FY 2018: 0.6×FY 2019: 0.7×FY 2020: 0.4×FY 2021: 0.6×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.9×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
P/FCF 17.0×
FY 2016: -35.6×FY 2017: 9.4×FY 2018: 9.1×FY 2019: -9.6×FY 2020: -3.2×FY 2021: -1.9×FY 2022: -1.6×FY 2023: 9.5×FY 2024: 102×FY 2025: 17.0×
FY 2016 5y median 9.5× FY 2025
EV/EBITDA 7.6×
FY 2016: 5.6×FY 2017: 4.8×FY 2018: 7.9×FY 2019: 10.7×FY 2020: 7.3×FY 2021: 9.1×FY 2022: 22.9×FY 2023: 7.9×FY 2024: 11.0×FY 2025: 7.6×
FY 2016 5y median 9.1× FY 2025
EV/Sales 7.2×
FY 2016: 4.5×FY 2017: 3.2×FY 2018: 5.4×FY 2019: 6.4×FY 2020: 3.5×FY 2021: 7.5×FY 2022: 8.0×FY 2023: 5.9×FY 2024: 7.8×FY 2025: 7.2×
FY 2016 5y median 7.5× FY 2025
FCF Yield 5.9%
FY 2016: -2.8%FY 2017: 10.6%FY 2018: 11.0%FY 2019: -10.5%FY 2020: -31.7%FY 2021: -52.5%FY 2022: -62.7%FY 2023: 10.5%FY 2024: 1.0%FY 2025: 5.9%
FY 2016 5y median 1.0% FY 2025

Profitability

Gross Margin 92.9%
FY 2016: 77.3%FY 2017: 75.3%FY 2018: 91.9%FY 2019: 88.0%FY 2020: 79.8%FY 2021: 129.5%FY 2022: 95.6%FY 2023: 82.8%FY 2024: 100.7%FY 2025: 92.9%
FY 2016 5y median 95.6% FY 2025
Operating Margin 84.0%
FY 2016: 73.7%FY 2017: 60.0%FY 2018: 58.8%FY 2019: 50.2%FY 2020: 38.1%FY 2021: 68.3%FY 2022: 21.6%FY 2023: 65.8%FY 2024: 60.0%FY 2025: 84.0%
FY 2016 5y median 65.8% FY 2025
Net Margin 63.8%
FY 2016: 63.8%FY 2017: 44.2%FY 2018: 52.8%FY 2019: 43.5%FY 2020: 33.4%FY 2021: 55.7%FY 2022: 18.1%FY 2023: 72.8%FY 2024: 46.2%FY 2025: 63.8%
FY 2016 5y median 55.7% FY 2025
ROE 8.9%
FY 2016: 13.5%FY 2017: 10.7%FY 2018: 7.9%FY 2019: 6.1%FY 2020: 5.4%FY 2021: 6.2%FY 2022: 2.4%FY 2023: 12.9%FY 2024: 6.8%FY 2025: 8.9%
FY 2016 5y median 6.8% FY 2025
ROIC 6.6%
FY 2016: 7.7%FY 2017: 6.2%FY 2018: 2.3%FY 2019: 1.8%FY 2020: 253.8%FY 2021: 1.6%FY 2022: 0.6%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 6.6%
FY 2016 5y median 0.6% FY 2025
ROA 4.1%
FY 2016: 6.2%FY 2017: 5.1%FY 2018: 3.8%FY 2019: 2.8%FY 2020: 2.4%FY 2021: 2.1%FY 2022: 0.7%FY 2023: 5.9%FY 2024: 3.2%FY 2025: 4.1%
FY 2016 5y median 3.2% FY 2025

Growth (YoY)

Revenue -3.2%
FY 2016: -29.4%FY 2017: 19.6%FY 2018: -40.2%FY 2019: -6.4%FY 2020: 17.3%FY 2021: -35.6%FY 2022: -2.0%FY 2023: 48.4%FY 2024: -19.8%FY 2025: -3.2%
FY 2016 FY 2025
Operating Income 35.7%
FY 2016: -28.9%FY 2017: -2.6%FY 2018: -41.5%FY 2019: -20.0%FY 2020: -11.0%FY 2021: 15.5%FY 2022: -69.0%FY 2023: 351.4%FY 2024: -26.9%FY 2025: 35.7%
FY 2016 FY 2025
EPS (diluted) 48.2%
FY 2016: -7.3%FY 2017: -9.1%FY 2018: -21.5%FY 2019: -14.5%FY 2020: 4.8%FY 2021: 25.1%FY 2022: -63.4%FY 2023: 540.6%FY 2024: -44.1%FY 2025: 48.2%
FY 2016 FY 2025
Free Cash Flow 451.1%
FY 2016: -171.2%FY 2017: 407.1%FY 2018: 6.7%FY 2019: -210.2%FY 2020: -67.6%FY 2021: -127.1%FY 2022: -26.7%FY 2023: 118.8%FY 2024: -89.8%FY 2025: 451.1%
FY 2016 FY 2025

Financial Health

Current Ratio 1.1×
FY 2016: 171×FY 2017: 193×FY 2018: 10.5×FY 2019: 11.4×FY 2020: 0.0×FY 2021: 12.6×FY 2022: 32.3×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Quick Ratio 1.1×
FY 2016: 213×FY 2017: 250×FY 2018: 12.4×FY 2019: 14.7×FY 2020: 0.0×FY 2021: 16.5×FY 2022: 42.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
Debt / Equity 0.3×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA 1.8×
FY 2016: 1.1×FY 2017: 1.1×FY 2018: 1.7×FY 2019: 1.9×FY 2020: 2.1×FY 2021: 2.7×FY 2022: 6.5×FY 2023: 2.1×FY 2024: 2.7×FY 2025: 1.8×
FY 2016 5y median 2.7× FY 2025
Interest Coverage 7.4×
FY 2016: 10.0×FY 2017: 10.2×FY 2018: 6.2×FY 2019: 5.2×FY 2020: 4.9×FY 2021: 5.5×FY 2022: 1.8×FY 2023: 7.4×FY 2024: 5.4×FY 2025: 7.4×
FY 2016 5y median 5.5× FY 2025

Dividends

Dividend Yield 1.5%
FY 2016: 1.4%FY 2017: 1.7%FY 2018: 1.7%FY 2019: 1.5%FY 2020: 2.6%FY 2021: 1.8%FY 2022: 1.6%FY 2023: 1.5%FY 2024: 1.4%FY 2025: 1.5%
FY 2016 5y median 1.5% FY 2025
Payout Ratio 13.5%
FY 2016: 7.8%FY 2017: 9.6%FY 2018: 13.6%FY 2019: 18.4%FY 2020: 19.1%FY 2021: 17.0%FY 2022: 51.6%FY 2023: 9.1%FY 2024: 18.1%FY 2025: 13.5%
FY 2016 5y median 17.0% FY 2025

Annual · latest fiscal year ends 2025-12-31