What Analysts Are Saying About Principal Financial Group Stock
Benzinga Insights 8 months ago
Analyst Ratings
In the preceding three months, 7 analysts have released ratings for Principal Financial Group (NASDAQ:PFG), presenting a wide array of perspectives from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 1 | 5 | 1 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 2 | 0 | 0 |
| 2M Ago | 0 | 0 | 2 | 1 | 0 |
| 3M Ago | 0 | 1 | 0 | 0 | 0 |
The 12-month price targets, analyzed by analysts, offer insights with an average target of $94.57, a high estimate of $103.00, and a low estimate of $85.00. This upward trend is apparent, with the current average reflecting a 7.26% increase from the previous average price target of $88.17.
Interpreting Analyst Ratings: A Closer Look
In examining recent analyst actions, we gain insights into how financial experts perceive Principal Financial Group. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Bob Huang | Morgan Stanley | Raises | Equal-Weight | $95.00 | $93.00 |
| Wesley Carmichael | Wells Fargo | Raises | Equal-Weight | $91.00 | $85.00 |
| Joshua Shanker | B of A Securities | Raises | Neutral | $96.00 | $95.00 |
| Elyse Greenspan | Wells Fargo | Raises | Underweight | $85.00 | $74.00 |
| John Nadel | UBS | Raises | Neutral | $92.00 | $88.00 |
| Jimmy Bhullar | JP Morgan | Announces | Neutral | $103.00 | - |
| John Barnidge | Piper Sandler | Raises | Overweight | $100.00 | $94.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Principal Financial Group. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Principal Financial Group compared to the broader market.
- Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Principal Financial Group's stock. This examination reveals shifts in analysts' expectations over time.
Capture valuable insights into Principal Financial Group's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
Stay up to date on Principal Financial Group analyst ratings.
About Principal Financial Group
Principal Financial Group Inc is a financial services provider. It offers various financial products and services including retirement, asset management, and workplace benefits and protection solutions to individuals and institutional clients. The company, along with its subsidiaries, operates in the following reportable segments; Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. Maximum revenue is generated from the Retirement and Income Solutions segment which provides workplace savings and retirement solutions, banking, trust and custodial services, individual variable annuities (including RILAs), pension risk transfer, and investment services to businesses, their employees, and other individuals.
Unraveling the Financial Story of Principal Financial Group
Market Capitalization: Surpassing industry standards, the company's market capitalization asserts its dominance in terms of size, suggesting a robust market position.
Negative Revenue Trend: Examining Principal Financial Group's financials over 3M reveals challenges. As of 31 December, 2025, the company experienced a decline of approximately -3.69% in revenue growth, reflecting a decrease in top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Principal Financial Group's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of 11.3%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Principal Financial Group's ROE excels beyond industry benchmarks, reaching 4.39%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.15%, the company showcases effective utilization of assets.
Debt Management: Principal Financial Group's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.33.
The Significance of Analyst Ratings Explained
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
This article was generated by Benzinga's automated content engine and reviewed by an editor.