Where Lincoln National Stands With Analysts
Benzinga Insights 8 months ago
Analyst Ratings
5 analysts have expressed a variety of opinions on Lincoln National (NYSE:LNC) over the past quarter, offering a diverse set of opinions from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 2 | 2 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 0 | 0 | 1 | 0 | 0 |
| 3M Ago | 1 | 1 | 1 | 0 | 0 |
Analysts have recently evaluated Lincoln National and provided 12-month price targets. The average target is $50.0, accompanied by a high estimate of $59.00 and a low estimate of $41.00. Witnessing a positive shift, the current average has risen by 6.95% from the previous average price target of $46.75.
Investigating Analyst Ratings: An Elaborate Study
The standing of Lincoln National among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Bob Huang | Morgan Stanley | Lowers | Overweight | $50.00 | $54.00 |
| Elyse Greenspan | Wells Fargo | Raises | Equal-Weight | $41.00 | $39.00 |
| John Barnidge | Piper Sandler | Raises | Neutral | $48.00 | $42.00 |
| Yaron Kinar | Mizuho | Announces | Outperform | $52.00 | - |
| Suneet Kamath | Jefferies | Raises | Buy | $59.00 | $52.00 |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Lincoln National. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Lincoln National compared to the broader market.
- Price Targets: Delving into movements, analysts provide estimates for the future value of Lincoln National's stock. This analysis reveals shifts in analysts' expectations over time.
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Lincoln National's market standing. Stay informed and make data-driven decisions with our Ratings Table.
Stay up to date on Lincoln National analyst ratings.
Discovering Lincoln National: A Closer Look
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
Lincoln National's Financial Performance
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Lincoln National's revenue growth over a period of 3M has been noteworthy. As of 30 September, 2025, the company achieved a revenue growth rate of approximately 9.36%. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Lincoln National's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 8.95%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Lincoln National's ROE excels beyond industry benchmarks, reaching 4.56%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.1%, the company showcases effective utilization of assets.
Debt Management: With a high debt-to-equity ratio of 0.61, Lincoln National faces challenges in effectively managing its debt levels, indicating potential financial strain.
Analyst Ratings: What Are They?
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
This article was generated by Benzinga's automated content engine and reviewed by an editor.