EZCORP's Earnings: A Preview
Benzinga Insights 9 months ago
Earnings
EZCORP (NASDAQ:EZPW) is preparing to release its quarterly earnings on Wednesday, 2026-02-04. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect EZCORP to report an earnings per share (EPS) of $0.42.
Investors in EZCORP are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.
It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.
Earnings History Snapshot
During the last quarter, the company reported an EPS beat by $0.05, leading to a 1.95% increase in the share price on the subsequent day.
Here's a look at EZCORP's past performance and the resulting price change:
| Quarter | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| EPS Estimate | 0.29 | 0.24 | 0.31 | 0.37 |
| EPS Actual | 0.34 | 0.33 | 0.34 | 0.42 |
| Price Change % | 2.00 | 8.00 | -2.00 | 1.00 |
EZCORP Share Price Analysis
Shares of EZCORP were trading at $21.63 as of February 02. Over the last 52-week period, shares are up 80.31%. Given that these returns are generally positive, long-term shareholders should be satisfied going into this earnings release.
Analyst Insights on EZCORP
For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on EZCORP.
A total of 2 analyst ratings have been received for EZCORP, with the consensus rating being Buy. The average one-year price target stands at $27.0, suggesting a potential 24.83% upside.
Comparing Ratings Among Industry Peers
The below comparison of the analyst ratings and average 1-year price targets of and Jefferson Capital, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.
- Analysts currently favor an Outperform trajectory for Jefferson Capital, with an average 1-year price target of $27.33, suggesting a potential 26.35% upside.
Comprehensive Peer Analysis Summary
The peer analysis summary provides a snapshot of key metrics for and Jefferson Capital, illuminating their respective standings within the industry. These metrics offer valuable insights into their market positions and comparative performance.
| Company | Consensus | Revenue Growth | Gross Profit | Return on Equity |
|---|---|---|---|---|
| EZCORP | Buy | 14.35% | $198.57M | 2.65% |
| Jefferson Capital | Outperform | 36.38% | $102.58M | 8.15% |
Key Takeaway:
EZCORP is positioned at the top for Revenue Growth among its peers. In terms of Gross Profit, EZCORP is at the bottom compared to its peers. EZCORP is at the bottom for Return on Equity among its peers.
About EZCORP
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
EZCORP: A Financial Overview
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Over the 3 months period, EZCORP showcased positive performance, achieving a revenue growth rate of 14.35% as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: EZCORP's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 7.93%, the company may face hurdles in effective cost management.
Return on Equity (ROE): EZCORP's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 2.65%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): EZCORP's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 1.39%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: EZCORP's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.75.
To track all earnings releases for EZCORP visit their earnings calendar on our site.
This article was generated by Benzinga's automated content engine and reviewed by an editor.